SLQT
SelectQuote, Inc.
There isn't enough reported data to score SLQT yet.
SOFI
SoFi Technologies, Inc.
SOFI's fundamentals are strong and it looks cheap: trading at 28x earnings, below its usual 43x. Analysts expect strong earnings growth.
SLQT Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Under pressure | |
| N/A | |
| N/A |
SLQT's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like SLQT.
SOFI Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Healthy | |
| N/A | |
| N/A |
SOFI's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SOFI.
SLQT PE Valuation
SLQT has no meaningful PE right now: it lost money over the past year.
SOFI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 19x | $15.63 | — |
| Current | 28x | $15.63 | — |
| Cheap | 33x | $18.24 | +17% |
| Fair | 43x | $23.82 | +52% |
| Expensive | 53x | $29.74 | +90% |
Historical ranges are pointers, not guarantees.
SOFI's PE is in its cheap range at 28x. If earnings grow as analysts expect, today's price would be 19x next year's earnings.
SLQT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses steady | |
| Decline | |
| Weakening | |
| Limited | |
| High |
Analysts expect SLQT's revenue and profitability to decline, with its earnings holding steady.
SOFI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Moderate |
SOFI has the edge over SLQT on the outlook, with more favorable earnings and revenue expectations.
SLQT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q1 2025 | -$0.10 | +$0.22 |
| Q4 2024 | -$0.08 | +$0.23 |
| Q3 2024 | -$0.27 | +$0.01 |
| Q2 2024 | -$0.20 | +$0.15 |
| Q1 2024 | -$0.32 | +$0.38 |
| Q4 2023 | -$0.31 | +$0.49 |
| Q3 2023 | -$0.28 | +$1.50 |
| Q2 2023 | -$0.35 | +$1.45 |
SOFI has the stronger earnings trend. Trailing diluted EPS is down 104% for SLQT versus SOFI flat.
SOFI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.82 | +47% |
| Q3 2026 | $0.56 | 0% |
| Q2 2026 | $0.49 | -2% |
| Q1 2026 | $0.45 | +4.7% |
| Q4 2025 | $0.39 | 0% |
| Q3 2025 | $0.56 | +367% |
| Q2 2025 | $0.50 | +$0.72 |
| Q1 2025 | $0.43 | +$0.72 |
| Q4 2024 | $0.39 | +$0.75 |
SOFI earned $0.56 per share over the past year, about the same as the year before.
SLQT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $280M | -15% |
| Q2 2026 | $321.7M | -6.8% |
| Q1 2026 | $430.9M | +5.6% |
| Q4 2025 | $537.1M | +12% |
| Q3 2025 | $328.8M | +13% |
| Q2 2025 | $345.1M | +12% |
| Q1 2025 | $408.2M | +8.4% |
| Q4 2024 | $481.1M | +19% |
SLQT's revenue grew through 2024 and has held roughly level since: $280M last quarter, down 15% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -10% | +2.2 points |
| Q2 2026 | 1.1% | +4.7 points |
| Q1 2026 | 8.3% | +2.9 points |
| Q4 2025 | 14% | -0.7 points |
| Q3 2025 | -12% | -8.3 points |
| Q2 2025 | -3.6% | -3.2 points |
| Q1 2025 | 5.4% | -3.4 points |
| Q4 2024 | 15% | +1.1 points |
SLQT's operating margin was −10% last quarter, up 2.2 points from the same quarter a year ago.
SOFI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +44% |
| Q2 2026 | $1.2B | +43% |
| Q1 2026 | $1.1B | +43% |
| Q4 2025 | $1B | +40% |
| Q3 2025 | $961.6M | +38% |
| Q2 2025 | $854.9M | +43% |
| Q1 2025 | $771.8M | +20% |
| Q4 2024 | $734.1M | +19% |
SOFI has the edge over SLQT on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 23% | +7.5 points |
| Q2 2026 | 17% | +3.6 points |
| Q1 2026 | 18% | +7.8 points |
| Q4 2025 | 18% | +9.9 points |
| Q3 2025 | 15% | +6.3 points |
| Q2 2025 | 13% | +11 points |
| Q1 2025 | 10% | -4.3 points |
| Q4 2024 | 8.2% | -0.2 points |
SOFI has the edge over SLQT on profitability, with a higher operating margin.
SLQT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$17.8M | +$4.8M |
| Q2 2026 | -$4.5M | +$33.5M |
| Q1 2026 | $55.8M | -20% |
| Q4 2025 | -$1M | +$28M |
| Q3 2025 | -$22.7M | -$5.6M |
| Q2 2025 | -$38M | -293% |
| Q1 2025 | $70.2M | +62% |
| Q4 2024 | -$29M | -$2M |
SLQT has the edge over SOFI on cash generation, producing positive trailing cash flow while its opponent burns cash.
SOFI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$3.1B | -$1.7B |
| Q2 2026 | -$4B | -$2.5B |
| Q1 2026 | -$2.4B | -$2.4B |
| Q4 2025 | -$1.1B | -$815.2M |
| Q3 2025 | -$1.4B | -$149M |
| Q2 2025 | -$1.5B | -$1B |
| Q1 2025 | -$31.1M | -104% |
| Q4 2024 | -$242.4M | +$39.9M |
SOFI's free cash flow was −$10.5B over the past year, against −$3.2B the year before. Free cash flow isn't a meaningful measure for financial services companies like SOFI.
SLQT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.7% | +3.3M shares |
| 1 year | +3% | +5.6M shares |
| 3 years | +14% | +24M shares |
| 5 years | +17% | +27.8M shares |
| Available history | +39% | +53.3M shares |
SLQT has the edge over SOFI on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q1 2020 | — |
| Q4 2019 | — |
SOFI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.4% | +5.8M shares |
| 1 year | +5.2% | +66.8M shares |
| 3 years | +43% | +407M shares |
| 5 years | +272% | +993M shares |
SOFI has 1.4B diluted shares, up 5.2% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2022 | — |
| Q3 2022 | — |
| Q2 2022 | — |
| Q1 2022 | — |
| Q4 2021 | — |
| Q3 2021 | — |
SLQT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.6x | Elevated |
| Q2 2026 | 3.9x | Elevated |
| Q1 2026 | 4.6x | High |
| Q4 2025 | 6.2x | High |
| Q3 2025 | 6.5x | High |
| Q2 2025 | 4.0x | Elevated |
| Q1 2025 | 3.1x | Elevated |
| Q4 2024 | 6.2x | High |
SLQT's net debt is about 3.6 years of its operating earnings (EBITDA), down from 6.5 years a year ago. Net leverage isn't a meaningful measure for financial services companies like SLQT.
SOFI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -2.4x | Net Cash |
| Q2 2026 | -3.1x | Net Cash |
| Q1 2026 | -3.8x | Net Cash |
| Q4 2025 | -6.5x | Net Cash |
| Q3 2025 | -5.2x | Net Cash |
| Q2 2025 | -4.0x | Net Cash |
| Q1 2025 | -4.9x | Net Cash |
| Q4 2024 | -5.8x | Net Cash |
SOFI has the edge over SLQT on leverage, with a lower net debt burden relative to earnings.
SLQT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 42.3 | Neutral |
| Stochastic | 23.9 | Neutral |
SLQT's weekly RSI is 42 (neutral) and its Stochastic is 24 (neutral).
SOFI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.1 | Neutral |
| Stochastic | 41.5 | Neutral |
SOFI's weekly RSI is 43 (neutral) and its Stochastic is 41 (neutral).
SLQT PE vs Financial Services Sector
| Metric | SLQT | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
SLQT has no meaningful PE right now: it lost money over the past year.
SOFI PE vs Financial Services Sector
| Metric | SOFI | Sector median | Relative |
|---|---|---|---|
| PE | 28x | 13x | 114% above |
| PE % | 2 | 61 | 59 pts below |
SOFI is trading at 28x earnings, a 114% premium to the Financial Services sector's median of 13x.
SLQT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.39 | 26% above |
| 20 week MA | $0.55 | 11% below |
| 50 week MA | $0.84 | 42% below |
| 100 week MA | $1.81 | 73% below |
| 200 week MA | $1.90 | 74% below |
SLQT has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 74% below its 200-week average.
SOFI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $15.7 | 0.7% below |
| 20 week MA | $17.0 | 7.8% below |
| 50 week MA | $18.9 | 17% below |
| 100 week MA | $18.9 | 17% below |
| 200 week MA | $13.5 | 16% above |
SOFI has fallen below most of its moving averages, though it's still 16% above its 200-week average.
SLQT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.5 | $22.3 | -16% |
| 2021 | $22.3 | $9.38 | -58% |
| 2022 | $9.38 | $0.65 | -93% |
| 2023 | $0.65 | $1.37 | +111% |
| 2024 | $1.37 | $3.68 | +169% |
| 2025 | $3.68 | $1.37 | -63% |
| 2026 YTD | $1.37 | $0.49 | -64% |
SLQT's yearly returns have swung widely, from +169% in 2024 to −93% in 2022. It's down 64% so far in 2026.
SOFI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.4 | $12.4 | +19% |
| 2021 | $12.4 | $15.1 | +22% |
| 2022 | $15.1 | $4.61 | -69% |
| 2023 | $4.61 | $9.95 | +116% |
| 2024 | $9.95 | $16.0 | +61% |
| 2025 | $16.0 | $27.1 | +69% |
| 2026 YTD | $27.1 | $15.6 | -42% |
SOFI has the edge over SLQT on returns for 2026, with the stronger performance.