MSFT
Microsoft Corporation
MSFT has the edge over PRCH overall, supported by lower modeled downside and stronger valuation.
PRCH
Porch Group, Inc.
PRCH's outlook is improving, though it still trails on the overall score.
MSFT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| Healthy | |
| Strong |
MSFT's revenue, profitability, cash flow and balance sheet are all currently healthy.
PRCH Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| Strong | |
| Stable |
PRCH's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.
MSFT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 25x | $523 | — |
| Cheap | 27x | $525 | +0.4% |
| Current | 27x | $523 | — |
| Fair | 34x | $652 | +25% |
| Expensive | 37x | $711 | +36% |
Historical ranges are pointers, not guarantees.
MSFT's PE is in its cheap range at 27x. If earnings grow as analysts expect, today's price would be 25x next year's earnings.
PRCH PE Valuation
PRCH has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 64x next year's earnings.
MSFT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Strong growth | |
| Stable | |
| Moderate | |
| High |
Analysts expect strong earnings and revenue growth for MSFT, with profitability holding steady.
PRCH Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Returning to profit | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
PRCH has the edge over MSFT on the outlook, with more favorable profitability expectations.
MSFT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $20.79 | +8.6% |
| Q3 2026 | $19.15 | +36% |
| Q2 2026 | $17.95 | +32% |
| Q1 2026 | $16.80 | +30% |
| Q4 2025 | $15.99 | +29% |
| Q3 2025 | $14.06 | +16% |
| Q2 2025 | $13.64 | +16% |
| Q1 2025 | $12.93 | +12% |
| Q4 2024 | $12.41 | +12% |
MSFT has the stronger earnings trend. Trailing diluted EPS is up 36% for MSFT versus PRCH down 54%.
PRCH Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.33 | +7.9% |
| Q3 2025 | $0.31 | +$0.99 |
| Q2 2025 | $0.53 | +$1.39 |
| Q1 2025 | -$0.12 | +$1.00 |
| Q4 2024 | -$0.33 | +$1.06 |
| Q3 2024 | -$0.68 | +$1.06 |
| Q2 2024 | -$0.86 | +$1.70 |
| Q1 2024 | -$1.12 | +$0.80 |
| Q4 2023 | -$1.39 | +$0.18 |
PRCH has returned to profit: it earned $0.31 per share over the past year, after losing money the year before.
MSFT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $92.3B | +19% |
| Q2 2026 | $90B | +18% |
| Q1 2026 | $82.9B | +18% |
| Q4 2025 | $81.3B | +17% |
| Q3 2025 | $77.7B | +18% |
| Q2 2025 | $76.4B | +18% |
| Q1 2025 | $70.1B | +13% |
| Q4 2024 | $69.6B | +12% |
MSFT has the edge over PRCH on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 50% | +0.9 points |
| Q2 2026 | 45% | +0.2 points |
| Q1 2026 | 46% | +0.7 points |
| Q4 2025 | 47% | +1.6 points |
| Q3 2025 | 49% | +2.3 points |
| Q2 2025 | 45% | +1.8 points |
| Q1 2025 | 46% | +1.1 points |
| Q4 2024 | 45% | +1.9 points |
MSFT has the edge over PRCH on profitability, with a higher operating margin.
PRCH Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $143.9M | +22% |
| Q2 2026 | $140.9M | +18% |
| Q1 2026 | $121.1M | +16% |
| Q4 2025 | $140.3M | +40% |
| Q3 2025 | $118.1M | +6.2% |
| Q2 2025 | $119.3M | +7.6% |
| Q1 2025 | $104.7M | -9.3% |
| Q4 2024 | $100.4M | -12% |
PRCH's revenue has grown year over year for six quarters in a row: $144M last quarter, up 22% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 13% | -1.3 points |
| Q2 2026 | -2.9% | -7.2 points |
| Q1 2026 | 9.8% | +11 points |
| Q4 2025 | 12% | -13 points |
| Q3 2025 | 14% | +16 points |
| Q2 2025 | 4.2% | +52 points |
| Q1 2025 | -1.2% | +29 points |
| Q4 2024 | 25% | +19 points |
PRCH's operating margin was 13% last quarter, down 1.3 points from the same quarter a year ago.
MSFT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $18.6B | -27% |
| Q2 2026 | $19.6B | -23% |
| Q1 2026 | $15.8B | -22% |
| Q4 2025 | $5.9B | -9.3% |
| Q3 2025 | $25.7B | +33% |
| Q2 2025 | $25.6B | +9.6% |
| Q1 2025 | $20.3B | -3.2% |
| Q4 2024 | $6.5B | -29% |
MSFT's free cash flow has been positive every quarter for seven years: $60B over the past year, down 23% from the year before.
PRCH Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $59.2M | +45% |
| Q2 2026 | $40.9M | +16% |
| Q1 2026 | $12.8M | +$24.1M |
| Q4 2025 | $1.1M | +$27.9M |
| Q3 2025 | $40.7M | +234% |
| Q2 2025 | $35.4M | +$61.4M |
| Q1 2025 | -$11.2M | -233% |
| Q4 2024 | -$26.8M | +$14.3M |
PRCH has the edge over MSFT on cash flow, with more consistent year-over-year improvement.
MSFT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -7M shares |
| 1 year | -0.3% | -20M shares |
| 3 years | -0.2% | -16M shares |
| 5 years | -1.6% | -121M shares |
| Available history | -3.2% | -245M shares |
MSFT has 7.4B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $4.4B |
| Q2 2026 | $4.6B |
| Q1 2026 | $4.6B |
| Q4 2025 | $7.4B |
| Q3 2025 | $5.7B |
| Q2 2025 | $4.5B |
| Q1 2025 | $4.8B |
| Q4 2024 | $5B |
MSFT spent $21B buying back its own shares over the past year, up 5.2% from the year before.
PRCH Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +4.6% | +5.6M shares |
| 1 year | -4.1% | -5.4M shares |
| 3 years | +32% | +30.6M shares |
| 5 years | +33% | +31.1M shares |
PRCH has the edge over MSFT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $2.5M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
MSFT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.1x | Very low |
| Q2 2026 | 0.1x | Very low |
MSFT has the edge over PRCH on leverage, with a lower net debt burden relative to earnings.
PRCH Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 2.5x | Moderate |
| Q2 2026 | 3.0x | Elevated |
| Q1 2026 | 4.6x | High |
| Q4 2025 | 5.7x | High |
| Q3 2025 | 4.5x | High |
| Q2 2025 | 6.3x | High |
PRCH's net debt is about 2.5 years of its operating earnings (EBITDA), down from 4.5 years a year ago.
MSFT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 62.1 | Neutral |
| Stochastic | 68.0 | Neutral |
MSFT's weekly RSI is 62 (neutral) and its Stochastic is 68 (neutral).
PRCH Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 71.1 | Overbought |
| Stochastic | 82.5 | Overbought |
PRCH's weekly RSI is 71 (overbought) and its Stochastic is 83 (overbought).
MSFT PE vs Technology Sector
| Metric | MSFT | Sector median | Relative |
|---|---|---|---|
| PE | 27x | 28x | 2% below |
| PE % | 16 | 35 | 19 pts below |
MSFT is trading at 27x earnings, in line with the Technology sector's median of 28x.
PRCH PE vs Technology Sector
| Metric | PRCH | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 28x | — |
PRCH has no meaningful PE right now: it lost money over the past year.
MSFT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $524.7 | 0.3% below |
| 20 week MA | $484.8 | 7.9% above |
| 50 week MA | $446.9 | 17% above |
| 100 week MA | $453.8 | 15% above |
| 200 week MA | $411.5 | 27% above |
MSFT's trend is up, with a small recent dip: it's below only its 8-week average, and 27% above its 200-week average.
PRCH Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $18.5 | 15% above |
| 20 week MA | $16.8 | 27% above |
| 50 week MA | $12.1 | 76% above |
| 100 week MA | $11.2 | 91% above |
| 200 week MA | $6.59 | 223% above |
PRCH has the edge over MSFT on trend strength, trading above more of its moving averages.
MSFT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $159.0 | $222.8 | +40% |
| 2021 | $222.8 | $334.7 | +50% |
| 2022 | $334.7 | $238.7 | -29% |
| 2023 | $238.7 | $376.0 | +58% |
| 2024 | $376.0 | $430.5 | +14% |
| 2025 | $430.5 | $487.7 | +13% |
| 2026 YTD | $487.7 | $523.0 | +7.2% |
MSFT has finished higher in five of the last six years, two of them by more than 50%. It's up 7.2% so far in 2026.
PRCH Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $10.0 | $15.0 | +50% |
| 2021 | $15.0 | $17.8 | +19% |
| 2022 | $17.8 | $1.70 | -90% |
| 2023 | $1.70 | $3.08 | +81% |
| 2024 | $3.08 | $5.44 | +77% |
| 2025 | $5.44 | $8.93 | +64% |
| 2026 YTD | $8.93 | $21.3 | +139% |
PRCH has the edge over MSFT on returns for 2026, with the stronger performance.