PRCH

Porch Group, Inc.

60
Fundamentals57/ 100
Valuation50/ 100
Upside potential62/ 100
Risk potential37/ 100

PRCH lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve, though they disagree widely on how much.

PRCH Fundamentals

MetricStatus
Healthy
Healthy
Strong
Stable

PRCH's revenue, profitability and cash flow are currently healthy, and its balance sheet is stable.

PRCH PE Valuation

PRCH has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 64x next year's earnings.

PRCH Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
Strongly improving
Limited
Low

Analysts expect PRCH to return to profit, with revenue growing. However, they disagree widely on these estimates.

PRCH Risk to reward

ScenarioChangePrice
Upside+59%$33.93
Downside-37%$13.52

Calculated from the latest close: $21.31 on Nov 12.

PRCH's one-year upside scenario is somewhat larger than its downside: +59% against −37%.

PRCH Earnings Per Share

Q4 2023: $-1.39Q1 2024: $-1.12Q2 2024: $-0.86Q3 2024: $-0.68Q4 2024: $-0.33Q1 2025: $-0.12Q2 2025: $0.53Q3 2025: $0.31Forward: $0.33
Q4 2023: $-1.39Q1 2024: $-1.12Q2 2024: $-0.86Q3 2024: $-0.68Q4 2024: $-0.33Q1 2025: $-0.12Q2 2025: $0.53Q3 2025: $0.31Forward: $0.33
QuarterTTM EPSYoY
Forward$0.33+7.9%
Q3 2025$0.31+$0.99
Q2 2025$0.53+$1.39
Q1 2025-$0.12+$1.00
Q4 2024-$0.33+$1.06
Q3 2024-$0.68+$1.06
Q2 2024-$0.86+$1.70
Q1 2024-$1.12+$0.80
Q4 2023-$1.39+$0.18

PRCH has returned to profit: it earned $0.31 per share over the past year, after losing money the year before.

PRCH Quarterly Revenue

Q4 2023: $115MQ1 2024: $115MQ2 2024: $111MQ3 2024: $111MQ4 2024: $100MQ1 2025: $105MQ2 2025: $119MQ3 2025: $118MQ4 2025: $140MQ1 2026: $121MQ2 2026: $141MQ3 2026: $144M
Q4 2023: $115MQ1 2024: $115MQ2 2024: $111MQ3 2024: $111MQ4 2024: $100MQ1 2025: $105MQ2 2025: $119MQ3 2025: $118MQ4 2025: $140MQ1 2026: $121MQ2 2026: $141MQ3 2026: $144M
QuarterRevenueYoY
Q3 2026$143.9M+22%
Q2 2026$140.9M+18%
Q1 2026$121.1M+16%
Q4 2025$140.3M+40%
Q3 2025$118.1M+6.2%
Q2 2025$119.3M+7.6%
Q1 2025$104.7M-9.3%
Q4 2024$100.4M-12%

PRCH's revenue has grown year over year for six quarters in a row: $144M last quarter, up 22% from the same quarter a year ago.

PRCH Free Cash Flow

Q4 2023: −$41MQ1 2024: $8MQ2 2024: −$26MQ3 2024: $12MQ4 2024: −$27MQ1 2025: −$11MQ2 2025: $35MQ3 2025: $41MQ4 2025: $1MQ1 2026: $13MQ2 2026: $41MQ3 2026: $59M
Q4 2023: −$41MQ1 2024: $8MQ2 2024: −$26MQ3 2024: $12MQ4 2024: −$27MQ1 2025: −$11MQ2 2025: $35MQ3 2025: $41MQ4 2025: $1MQ1 2026: $13MQ2 2026: $41MQ3 2026: $59M
QuarterFree cash flowYoY
Q3 2026$59.2M+45%
Q2 2026$40.9M+16%
Q1 2026$12.8M+$24.1M
Q4 2025$1.1M+$27.9M
Q3 2025$40.7M+234%
Q2 2025$35.4M+$61.4M
Q1 2025-$11.2M-233%
Q4 2024-$26.8M+$14.3M

PRCH generated $114M in free cash flow over the past year, about three times what it generated the year before.

PRCH Total Shares

Q4 2023: 96MQ1 2024: 98MQ2 2024: 99MQ3 2024: 124MQ4 2024: 100MQ1 2025: 113MQ2 2025: 132MQ3 2025: 104MQ1 2026: 106MQ2 2026: 121MQ3 2026: 126M
Q4 2023: 96MQ1 2024: 98MQ2 2024: 99MQ3 2024: 124MQ4 2024: 100MQ1 2025: 113MQ2 2025: 132MQ3 2025: 104MQ1 2026: 106MQ2 2026: 121MQ3 2026: 126M
PeriodChange %Net change
Quarterly+4.6%+5.6M shares
1 year-4.1%-5.4M shares
3 years+32%+30.6M shares
5 years+33%+31.1M shares

PRCH has 126M diluted shares, down 4.1% from a year ago.

PRCH Net Leverage

Q2 2025: 6.3xQ3 2025: 4.5xQ4 2025: 5.7xQ1 2026: 4.6xQ2 2026: 3.0xQ3 2026: 2.5x
Q2 2025: 6.3xQ3 2025: 4.5xQ4 2025: 5.7xQ1 2026: 4.6xQ2 2026: 3.0xQ3 2026: 2.5x
QuarterNet LeverageStatus
Q3 20262.5xModerate
Q2 20263.0xElevated
Q1 20264.6xHigh
Q4 20255.7xHigh
Q3 20254.5xHigh
Q2 20256.3xHigh

PRCH's net debt is about 2.5 years of its operating earnings (EBITDA), down from 4.5 years a year ago.

PRCH Weekly Momentum

MetricValueStatus
RSI71.1Overbought
Stochastic82.5Overbought

PRCH's weekly RSI is 71 (overbought) and its Stochastic is 83 (overbought).

PRCH PE vs Technology Sector

MetricPRCHSector medianRelative
PEN/A28x—

PRCH has no meaningful PE right now: it lost money over the past year.

PRCH Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$18.515% above
20 week MA$16.827% above
50 week MA$12.176% above
100 week MA$11.291% above
200 week MA$6.59223% above

PRCH is in an uptrend: it's above all five of its weekly moving averages, and 223% above its 200-week average.

PRCH Yearly ROI

YearStart priceEnd priceROI
2020$10.0$15.0+50%
2021$15.0$17.8+19%
2022$17.8$1.70-90%
2023$1.70$3.08+81%
2024$3.08$5.44+77%
2025$5.44$8.93+64%
2026 YTD$8.93$21.3+139%

PRCH has finished higher in five of the last six years, three of them by more than 50%. It's up 139% so far in 2026.

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