MS
Morgan Stanley
MS has slightly lower modeled downside risk, despite its lower overall score.
SYBT
Stock Yards Bancorp, Inc.
SYBT has a slight edge over MS overall, supported by stronger valuation.
MS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
MS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like MS.
SYBT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
SYBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SYBT.
MS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 11x | $134 | -29% |
| Fair | 14x | $178 | -5.7% |
| Forward | 14x | $189 | — |
| Current | 15x | $189 | — |
| Expensive | 18x | $223 | +18% |
Historical ranges are pointers, not guarantees.
MS's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings.
SYBT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 13x | $66.25 | -16% |
| Forward | 14x | $79.04 | — |
| Current | 15x | $79.04 | — |
| Fair | 16x | $84.19 | +6.5% |
| Expensive | 21x | $108 | +37% |
Historical ranges are pointers, not guarantees.
SYBT has the edge over MS in the historical PE scenario, which offers more potential upside but is not a forecast.
MS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for MS, with profitability improving.
SYBT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for SYBT, with profitability improving.
MS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $13.39 | +6.3% |
| Q3 2026 | $12.60 | +29% |
| Q2 2026 | $12.37 | +40% |
| Q1 2026 | $11.04 | +29% |
| Q4 2025 | $10.21 | +28% |
| Q3 2025 | $9.76 | +48% |
| Q2 2025 | $8.84 | +45% |
| Q1 2025 | $8.53 | +55% |
| Q4 2024 | $7.95 | +53% |
MS has the edge over SYBT on earnings, with stronger typical year-over-year growth.
SYBT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.68 | +9.4% |
| Q3 2026 | $5.19 | +13% |
| Q2 2026 | $5.02 | +15% |
| Q1 2026 | $4.86 | +17% |
| Q4 2025 | $4.75 | +22% |
| Q3 2025 | $4.58 | +26% |
| Q2 2025 | $4.35 | +22% |
| Q1 2025 | $4.14 | +16% |
| Q4 2024 | $3.89 | +6% |
SYBT's earnings per share have climbed steadily: $5.19 over the past year, up 13% from the year before, and higher year over year for eight quarters in a row.
MS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $20.3B | +12% |
| Q2 2026 | $21.3B | +27% |
| Q1 2026 | $20.6B | +16% |
| Q4 2025 | $17.9B | +10% |
| Q3 2025 | $18.2B | +18% |
| Q2 2025 | $16.8B | +12% |
| Q1 2025 | $17.7B | +17% |
| Q4 2024 | $16.2B | +26% |
MS has the edge over SYBT on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 32% | -1.2 points |
| Q2 2026 | 34% | +6.9 points |
| Q1 2026 | 34% | +2.8 points |
| Q4 2025 | 32% | +2 points |
| Q3 2025 | 33% | +5.6 points |
| Q2 2025 | 28% | +0.4 points |
| Q1 2025 | 31% | +2.2 points |
| Q4 2024 | 30% | +14 points |
MS's operating margin was 32% last quarter, down 1.2 points from the same quarter a year ago.
SYBT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $120.2M | +18% |
| Q2 2026 | $114.6M | +17% |
| Q1 2026 | $103M | +10% |
| Q4 2025 | $104.4M | +12% |
| Q3 2025 | $101.5M | +13% |
| Q2 2025 | $97.8M | +14% |
| Q1 2025 | $93.5M | +12% |
| Q4 2024 | $93.5M | +8.1% |
SYBT's revenue has grown year over year for 10 quarters in a row: $120M last quarter, up 18% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 46% | +0.9 points |
| Q2 2026 | 44% | +0.4 points |
| Q1 2026 | 45% | +0.3 points |
| Q4 2025 | 46% | +4 points |
| Q3 2025 | 45% | +3.8 points |
| Q2 2025 | 44% | +2.7 points |
| Q1 2025 | 44% | +5 points |
| Q4 2024 | 42% | +6.7 points |
SYBT has the edge over MS on profitability, with a higher operating margin.
MS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$46B | -$42.7B |
| Q2 2026 | -$2.7B | -123% |
| Q1 2026 | -$7.1B | +$16.9B |
| Q4 2025 | -$2.4B | -120% |
| Q3 2025 | -$3.3B | +$14B |
| Q2 2025 | $11.8B | +368% |
| Q1 2025 | -$24B | -650% |
| Q4 2024 | $11.8B | +$29.6B |
MS's free cash flow was −$58.3B over the past year, against −$3.7B the year before. Free cash flow isn't a meaningful measure for financial services companies like MS.
SYBT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $81.8M | +133% |
| Q2 2026 | $55.1M | +3.1% |
| Q1 2026 | $9.5M | -47% |
| Q4 2025 | $47.5M | +204% |
| Q3 2025 | $35.2M | -35% |
| Q2 2025 | $53.5M | +12% |
| Q1 2025 | $17.8M | +14% |
| Q4 2024 | $15.7M | -44% |
SYBT has the edge over MS on cash generation, producing positive trailing cash flow while its opponent burns cash.
MS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -3M shares |
| 1 year | -1.5% | -24M shares |
| 3 years | -4.7% | -77M shares |
| 5 years | -14% | -246M shares |
| Available history | -4.5% | -74M shares |
MS has the edge over SYBT on shareholder dilution, with a more favorable share count trend.
SYBT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.8% | +550K shares |
| 1 year | +5.4% | +1.6M shares |
| 3 years | +6.1% | +1.8M shares |
| 5 years | +16% | +4.4M shares |
| Available history | +36% | +8.3M shares |
SYBT has 31M diluted shares, up 5.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25,000 |
| Q2 2026 | $189,000 |
| Q1 2026 | $1.3M |
| Q4 2025 | $2,000 |
| Q3 2025 | $173,000 |
| Q2 2025 | $308,000 |
| Q1 2025 | $1.6M |
| Q4 2024 | $1.2M |
SYBT has spent almost nothing on buybacks in the past year.
MS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 7.8x | High |
| Q2 2026 | 7.3x | High |
| Q1 2026 | 8.2x | High |
| Q4 2025 | 8.6x | High |
| Q3 2025 | 8.4x | High |
| Q2 2025 | 8.7x | High |
| Q1 2025 | 8.7x | High |
| Q4 2024 | 7.9x | High |
MS's net debt is about 7.8 years of its operating earnings (EBITDA), down from 8.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like MS.
SYBT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.3x | Net Cash |
| Q4 2025 | -0.2x | Net Cash |
| Q3 2025 | -0.3x | Net Cash |
| Q2 2025 | 1.4x | Healthy |
| Q1 2025 | -0.5x | Net Cash |
| Q4 2024 | -0.3x | Net Cash |
SYBT has the edge over MS on leverage, with a lower net debt burden relative to earnings.
MS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.0 | Neutral |
| Stochastic | 18.7 | Oversold |
MS's weekly RSI is 45 (neutral) and its Stochastic is 19 (oversold).
SYBT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.7 | Neutral |
| Stochastic | 37.1 | Neutral |
SYBT's weekly RSI is 55 (neutral) and its Stochastic is 37 (neutral).
MS PE vs Financial Services Sector
| Metric | MS | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 15% above |
| PE % | 59 | 63 | 4 pts below |
MS has the edge over SYBT on valuation relative to its sector.
SYBT PE vs Financial Services Sector
| Metric | SYBT | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 17% above |
| PE % | 39 | 63 | 24 pts below |
SYBT is trading at 15x earnings, a 17% premium to the Financial Services sector's median of 13x.
MS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $186.5 | 1.5% above |
| 20 week MA | $203.3 | 6.9% below |
| 50 week MA | $191.9 | 1.4% below |
| 100 week MA | $164.9 | 15% above |
| 200 week MA | $129.3 | 46% above |
MS's trend is mixed: it's above three of its five weekly moving averages, and 46% above its 200-week average.
SYBT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $78.0 | 1.3% above |
| 20 week MA | $79.8 | 0.9% below |
| 50 week MA | $73.3 | 7.8% above |
| 100 week MA | $72.9 | 8.4% above |
| 200 week MA | $62.3 | 27% above |
SYBT has the edge over MS on trend strength, trading above more of its moving averages.
MS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $51.1 | $68.1 | +33% |
| 2021 | $68.1 | $99.3 | +46% |
| 2022 | $99.3 | $86.1 | -13% |
| 2023 | $86.1 | $93.3 | +8.3% |
| 2024 | $93.3 | $126.8 | +36% |
| 2025 | $126.8 | $181.9 | +43% |
| 2026 YTD | $181.9 | $189.2 | +4% |
MS has finished higher in five of the last six years. It's up 4% so far in 2026.
SYBT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $40.9 | $40.2 | -1.7% |
| 2021 | $40.2 | $61.7 | +53% |
| 2022 | $61.7 | $65.0 | +5.4% |
| 2023 | $65.0 | $51.5 | -21% |
| 2024 | $51.5 | $71.7 | +39% |
| 2025 | $71.7 | $66.7 | -7% |
| 2026 YTD | $66.7 | $79.0 | +19% |
SYBT has the edge over MS on returns for 2026, with the stronger performance.