SYBT
Stock Yards Bancorp, Inc.
SYBT's fundamentals are mixed: revenue grew 14%, while earnings per share grew 13%. At 15x earnings, it's trading in line with its usual 16x. Analysts expect earnings growth.
SYBT Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
SYBT's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SYBT.
SYBT PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 13x | $66.25 | -16% |
| Forward | 14x | $79.04 | — |
| Current | 15x | $79.04 | — |
| Fair | 16x | $84.19 | +6.5% |
| Expensive | 21x | $108 | +37% |
Historical ranges are pointers, not guarantees.
SYBT's PE is in its fair range at 15x. If earnings grow as analysts expect, today's price would be 14x next year's earnings, in its cheap range.
SYBT Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for SYBT, with profitability improving.
SYBT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $5.68 | +9.4% |
| Q3 2026 | $5.19 | +13% |
| Q2 2026 | $5.02 | +15% |
| Q1 2026 | $4.86 | +17% |
| Q4 2025 | $4.75 | +22% |
| Q3 2025 | $4.58 | +26% |
| Q2 2025 | $4.35 | +22% |
| Q1 2025 | $4.14 | +16% |
| Q4 2024 | $3.89 | +6% |
SYBT's earnings per share have climbed steadily: $5.19 over the past year, up 13% from the year before, and higher year over year for eight quarters in a row.
SYBT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $120.2M | +18% |
| Q2 2026 | $114.6M | +17% |
| Q1 2026 | $103M | +10% |
| Q4 2025 | $104.4M | +12% |
| Q3 2025 | $101.5M | +13% |
| Q2 2025 | $97.8M | +14% |
| Q1 2025 | $93.5M | +12% |
| Q4 2024 | $93.5M | +8.1% |
SYBT's revenue has grown year over year for 10 quarters in a row: $120M last quarter, up 18% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 46% | +0.9 points |
| Q2 2026 | 44% | +0.4 points |
| Q1 2026 | 45% | +0.3 points |
| Q4 2025 | 46% | +4 points |
| Q3 2025 | 45% | +3.8 points |
| Q2 2025 | 44% | +2.7 points |
| Q1 2025 | 44% | +5 points |
| Q4 2024 | 42% | +6.7 points |
SYBT's operating margin was 46% last quarter, up 0.9 points from the same quarter a year ago.
SYBT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $81.8M | +133% |
| Q2 2026 | $55.1M | +3.1% |
| Q1 2026 | $9.5M | -47% |
| Q4 2025 | $47.5M | +204% |
| Q3 2025 | $35.2M | -35% |
| Q2 2025 | $53.5M | +12% |
| Q1 2025 | $17.8M | +14% |
| Q4 2024 | $15.7M | -44% |
SYBT's free cash flow was $194M over the past year, up 59% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SYBT.
SYBT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.8% | +550K shares |
| 1 year | +5.4% | +1.6M shares |
| 3 years | +6.1% | +1.8M shares |
| 5 years | +16% | +4.4M shares |
| Available history | +36% | +8.3M shares |
SYBT has 31M diluted shares, up 5.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25,000 |
| Q2 2026 | $189,000 |
| Q1 2026 | $1.3M |
| Q4 2025 | $2,000 |
| Q3 2025 | $173,000 |
| Q2 2025 | $308,000 |
| Q1 2025 | $1.6M |
| Q4 2024 | $1.2M |
SYBT has spent almost nothing on buybacks in the past year.
SYBT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.3x | Net Cash |
| Q1 2026 | -0.3x | Net Cash |
| Q4 2025 | -0.2x | Net Cash |
| Q3 2025 | -0.3x | Net Cash |
| Q2 2025 | 1.4x | Healthy |
| Q1 2025 | -0.5x | Net Cash |
| Q4 2024 | -0.3x | Net Cash |
SYBT has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SYBT.
SYBT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.7 | Neutral |
| Stochastic | 37.1 | Neutral |
SYBT's weekly RSI is 55 (neutral) and its Stochastic is 37 (neutral).
SYBT PE vs Financial Services Sector
| Metric | SYBT | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 17% above |
| PE % | 39 | 63 | 24 pts below |
SYBT is trading at 15x earnings, a 17% premium to the Financial Services sector's median of 13x.
SYBT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $78.0 | 1.3% above |
| 20 week MA | $79.8 | 0.9% below |
| 50 week MA | $73.3 | 7.8% above |
| 100 week MA | $72.9 | 8.4% above |
| 200 week MA | $62.3 | 27% above |
SYBT's trend is mixed: it's above four of its five weekly moving averages, and 27% above its 200-week average.
SYBT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $40.9 | $40.2 | -1.7% |
| 2021 | $40.2 | $61.7 | +53% |
| 2022 | $61.7 | $65.0 | +5.4% |
| 2023 | $65.0 | $51.5 | -21% |
| 2024 | $51.5 | $71.7 | +39% |
| 2025 | $71.7 | $66.7 | -7% |
| 2026 YTD | $66.7 | $79.0 | +19% |
SYBT has finished lower in three of the last six years. It's up 19% so far in 2026.