MRNA

Moderna, Inc.

There isn't enough reported data to score MRNA yet.

OSCR

Oscar Health, Inc.

69
Fundamentals85/ 100
Valuation50/ 100
Upside potential61/ 100
Risk potential35/ 100

OSCR's fundamentals are strong: revenue grew 55% and its operating margin went from −1.9% to 5.4%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

MRNA Fundamentals

MetricStatus
Stable
Under pressure
Under pressure
Strong

MRNA's balance sheet is currently strong, and its revenue is stable, but its profitability and cash flow are under pressure.

OSCR Fundamentals

MetricStatus
Strong
Healthy
Strong
Strong

OSCR's revenue, profitability, cash flow and balance sheet are all currently healthy.

MRNA PE Valuation

MRNA has no meaningful PE right now: it lost money over the past year.

OSCR PE Valuation

CHEAPFAIREXPENSIVE41x83x124x166x
CHEAPFAIREXPENSIVE41x83x124x166x
LevelPEPriceVs current
Forward12x$31.94—
Current13x$31.94—
Cheap21x$52.73+65%
Fair35x$87.23+173%
Expensive130x$322+907%

Historical ranges are pointers, not guarantees.

OSCR's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

MRNA Forward outlook

MetricOutlook
--
Losses shrinking
Strong growth
--
Limited
Low

Analysts expect MRNA's losses to shrink, with revenue growing. However, they disagree widely on these estimates.

OSCR Forward outlook

MetricOutlook
Improving
Strong growth
Strong growth
Strongly improving
Limited
Moderate

Analysts expect strong earnings and revenue growth for OSCR, with profitability improving.

MRNA Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $231.35 on Nov 12.

There is not enough scenario data to compare MRNA and OSCR's risk to reward.

OSCR Risk to reward

ScenarioChangePrice
Upside+55%$49.45
Downside-35%$20.78

Calculated from the latest close: $31.94 on Nov 12.

There is not enough scenario data to compare MRNA and OSCR's risk to reward.

MRNA Earnings Per Share

Q4 2023: $-12.33Q1 2024: $-15.59Q2 2024: $-15.30Q3 2024: $-5.74Q4 2024: $-9.28Q1 2025: $-8.73Q2 2025: $-7.53Q3 2025: $-8.07Q4 2025: $-7.26Q1 2026: $-8.14Q2 2026: $-7.98Q3 2026: $-7.09
Q4 2023: $-12.33Q1 2024: $-15.59Q2 2024: $-15.30Q3 2024: $-5.74Q4 2024: $-9.28Q1 2025: $-8.73Q2 2025: $-7.53Q3 2025: $-8.07Q4 2025: $-7.26Q1 2026: $-8.14Q2 2026: $-7.98Q3 2026: $-7.09
QuarterTTM EPSYoY
Q3 2026-$7.09+$0.98
Q2 2026-$7.98-$0.45
Q1 2026-$8.14+$0.59
Q4 2025-$7.26+$2.02
Q3 2025-$8.07-$2.33
Q2 2025-$7.53+$7.77
Q1 2025-$8.73+$6.86
Q4 2024-$9.28+$3.05

MRNA is still losing money, but far less than before: $7.09 per share over the past year, against $15.59 at its worst in early 2024.

OSCR Earnings Per Share

Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
Q4 2023: $-1.22Q1 2024: $-0.42Q2 2024: $-0.15Q3 2024: $-0.08Q4 2024: $0.10Q1 2025: $0.40Q2 2025: $-0.69Q3 2025: $-1.00Q4 2025: $-1.69Q1 2026: $-0.54Q2 2026: $1.45Q3 2026: $2.47Forward: $2.61
QuarterTTM EPSYoY
Forward$2.61+5.6%
Q3 2026$2.47+$3.47
Q2 2026$1.45+$2.14
Q1 2026-$0.54-235%
Q4 2025-$1.69-1790%
Q3 2025-$1.00-$0.92
Q2 2025-$0.69-$0.54
Q1 2025$0.40+$0.82
Q4 2024$0.10+$1.32

OSCR has the edge over MRNA on earnings quality, reporting a profit while its opponent remains loss making.

MRNA Quarterly Revenue

Q4 2023: $2.8BQ1 2024: $167MQ2 2024: $241MQ3 2024: $1.9BQ4 2024: $966MQ1 2025: $108MQ2 2025: $142MQ3 2025: $1BQ4 2025: $678MQ1 2026: $389MQ2 2026: $145MQ3 2026: $1.3B
Q4 2023: $2.8BQ1 2024: $167MQ2 2024: $241MQ3 2024: $1.9BQ4 2024: $966MQ1 2025: $108MQ2 2025: $142MQ3 2025: $1BQ4 2025: $678MQ1 2026: $389MQ2 2026: $145MQ3 2026: $1.3B
QuarterRevenueYoY
Q3 2026$1.3B+29%
Q2 2026$145M+2.1%
Q1 2026$389M+260%
Q4 2025$678M-30%
Q3 2025$1B-45%
Q2 2025$142M-41%
Q1 2025$108M-35%
Q4 2024$966M-66%

MRNA's revenue is recovering but still below its 2021 peak: $1.3B last quarter, up 29% from the same quarter a year ago.

OSCR Quarterly Revenue

Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
Q4 2023: $1.4BQ1 2024: $2.1BQ2 2024: $2.2BQ3 2024: $2.4BQ4 2024: $2.4BQ1 2025: $3BQ2 2025: $2.9BQ3 2025: $3BQ4 2025: $2.8BQ1 2026: $4.6BQ2 2026: $4.9BQ3 2026: $5.1B
QuarterRevenueYoY
Q3 2026$5.1B+72%
Q2 2026$4.9B+70%
Q1 2026$4.6B+53%
Q4 2025$2.8B+17%
Q3 2025$3B+23%
Q2 2025$2.9B+29%
Q1 2025$3B+42%
Q4 2024$2.4B+67%

OSCR has the edge over MRNA on sales, with more consistent year-over-year improvement.

MRNA Free Cash Flow

Q4 2023: $402MQ1 2024: −$1.2BQ2 2024: −$1.5BQ3 2024: −$1.7BQ4 2024: $303MQ1 2025: −$1.2BQ2 2025: −$922MQ3 2025: −$880MQ4 2025: $891MQ1 2026: −$692MQ2 2026: −$563MQ3 2026: −$1.6B
Q4 2023: $402MQ1 2024: −$1.2BQ2 2024: −$1.5BQ3 2024: −$1.7BQ4 2024: $303MQ1 2025: −$1.2BQ2 2025: −$922MQ3 2025: −$880MQ4 2025: $891MQ1 2026: −$692MQ2 2026: −$563MQ3 2026: −$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$726M
Q2 2026-$563M+$359M
Q1 2026-$692M+$462M
Q4 2025$891M+194%
Q3 2025-$880M+$837M
Q2 2025-$922M+$534M
Q1 2025-$1.2B+$31M
Q4 2024$303M-25%

MRNA has burned cash in six of the last eight quarters: −$2B over the past year, against −$2.7B the year before.

OSCR Free Cash Flow

Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
Q4 2023: $291MQ1 2024: $628MQ2 2024: $490MQ3 2024: −$508MQ4 2024: $340MQ1 2025: $870MQ2 2025: $500MQ3 2025: −$974MQ4 2025: $663MQ1 2026: $2.6BQ2 2026: $2.1BQ3 2026: −$1.2B
QuarterFree cash flowYoY
Q3 2026-$1.2B-$238.2M
Q2 2026$2.1B+316%
Q1 2026$2.6B+200%
Q4 2025$662.8M+95%
Q3 2025-$973.7M-$466M
Q2 2025$499.8M+2.1%
Q1 2025$869.5M+38%
Q4 2024$340M+17%

OSCR has the edge over MRNA on cash generation, producing positive trailing cash flow while its opponent burns cash.

MRNA Total Shares

Q4 2023: 382MQ1 2024: 382MQ2 2024: 384MQ3 2024: 399MQ4 2024: 384MQ1 2025: 386MQ2 2025: 388MQ3 2025: 390MQ4 2025: 389MQ1 2026: 395MQ2 2026: 398MQ3 2026: 430M
Q4 2023: 382MQ1 2024: 382MQ2 2024: 384MQ3 2024: 399MQ4 2024: 384MQ1 2025: 386MQ2 2025: 388MQ3 2025: 390MQ4 2025: 389MQ1 2026: 395MQ2 2026: 398MQ3 2026: 430M
PeriodChange %Net change
Quarterly+8%+32M shares
1 year+10%+40M shares
3 years+13%+49M shares
5 years-0.9%-4M shares
Available history+30%+99.2M shares

MRNA has the edge over OSCR on shareholder dilution, with a more favorable share count trend.

OSCR Total Shares

Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
Q4 2023: 222MQ1 2024: 294MQ2 2024: 304MQ3 2024: 243MQ4 2024: 266MQ1 2025: 306MQ2 2025: 256MQ3 2025: 259MQ4 2025: 262MQ1 2026: 330MQ2 2026: 333MQ3 2026: 346M
PeriodChange %Net change
Quarterly+3.9%+13M shares
1 year+34%+87.2M shares
3 years+55%+123M shares
5 years+66%+138M shares
Available history+71%+143M shares

OSCR has 346M diluted shares, up 34% from a year ago.

MRNA Net Leverage

QuarterNet LeverageStatus
Q2 2023-4.4xNet Cash
Q1 2023-0.7xNet Cash
Q4 2022-0.3xNet Cash
Q3 2022-0.2xNet Cash
Q2 2022-0.2xNet Cash
Q1 2022-0.3xNet Cash
Q4 2021-0.5xNet Cash
Q3 2021-0.7xNet Cash

MRNA has more cash than debt.

OSCR Net Leverage

Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
Q1 2024: -217.7xQ2 2024: -24.0xQ3 2024: -10.1xQ4 2024: -13.7xQ1 2025: -9.7xQ1 2026: -110.0xQ2 2026: -5.5xQ3 2026: -4.2x
QuarterNet LeverageStatus
Q3 2026-4.2xNet Cash
Q2 2026-5.5xNet Cash
Q1 2026-110.0xNet Cash
Q1 2025-9.7xNet Cash
Q4 2024-13.7xNet Cash
Q3 2024-10.1xNet Cash
Q2 2024-24.0xNet Cash
Q1 2024-217.7xNet Cash

OSCR has more cash than debt.

MRNA Weekly Momentum

MetricValueStatus
RSI71.5Overbought
Stochastic85.1Overbought

MRNA's weekly RSI is 71 (overbought) and its Stochastic is 85 (overbought).

OSCR Weekly Momentum

MetricValueStatus
RSI58.7Neutral
Stochastic44.9Neutral

OSCR's weekly RSI is 59 (neutral) and its Stochastic is 45 (neutral).

MRNA PE vs Healthcare Sector

MetricMRNASector medianRelative
PEN/A26x—

MRNA has no meaningful PE right now: it lost money over the past year.

OSCR PE vs Healthcare Sector

MetricOSCRSector medianRelative
PE13x26x50% below
PE %33532 pts below

OSCR is trading at 13x earnings, a 50% discount to the Healthcare sector's median of 26x, though its earnings don't support one.

MRNA Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$217.46.4% above
20 week MA$145.459% above
50 week MA$86.0169% above
100 week MA$57.8300% above
200 week MA$82.4181% above

MRNA has climbed back above all five of its weekly moving averages, and it's now 181% above its 200-week average.

OSCR Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$31.22.3% above
20 week MA$31.12.8% above
50 week MA$22.939% above
100 week MA$19.365% above
200 week MA$15.5106% above

OSCR is in an uptrend: it's above all five of its weekly moving averages, and 106% above its 200-week average.

MRNA Yearly ROI

YearStart priceEnd priceROI
2020$19.5$123.4+532%
2021$123.4$250.0+103%
2022$250.0$199.1-20%
2023$199.1$99.5-50%
2024$99.5$40.1-60%
2025$40.1$31.2-22%
2026 YTD$31.2$231.4+642%

MRNA has the edge over OSCR on returns for 2026, with the stronger performance.

OSCR Yearly ROI

YearStart priceEnd priceROI
2021$31.0$8.02-74%
2022$8.02$2.21-72%
2023$2.21$9.15+314%
2024$9.15$13.8+51%
2025$13.8$14.9+8%
2026 YTD$14.9$31.9+114%

OSCR's yearly returns have swung widely, from +314% in 2023 to −74% in 2021. It's up 114% so far in 2026.

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