JPM
JPMorgan Chase & Co.
JPM has lower modeled downside risk, despite its lower overall score.
TMP
Tompkins Financial Corporation
TMP has the edge over JPM overall, supported by stronger valuation and stronger fundamentals.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
TMP Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
TMP's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TMP.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
TMP PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 8x | $100 | — |
| Cheap | 11x | $133 | +33% |
| Forward | 12x | $100 | — |
| Fair | 13x | $161 | +61% |
| Expensive | 17x | $210 | +109% |
Historical ranges are pointers, not guarantees.
TMP has the edge over JPM in the historical PE scenario, which offers more potential upside but is not a forecast.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
JPM has the edge over TMP on the outlook, with more favorable valuation and revenue expectations.
TMP Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Growth | |
| Decline | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect TMP's earnings to grow and its profitability to improve, but its revenue to decline.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
TMP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $8.23 | -35% |
| Q3 2026 | $12.58 | +113% |
| Q2 2026 | $12.23 | +120% |
| Q1 2026 | $11.69 | +127% |
| Q4 2025 | $11.24 | +126% |
| Q3 2025 | $5.91 | +27% |
| Q2 2025 | $5.56 | +456% |
| Q1 2025 | $5.16 | +953% |
| Q4 2024 | $4.97 | +653% |
TMP has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM's operating margin was 40% last quarter, about level with the same quarter a year ago.
TMP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $89.9M | +2.8% |
| Q2 2026 | $87.1M | +5.4% |
| Q1 2026 | $83.7M | +2.4% |
| Q4 2025 | $194.8M | +153% |
| Q3 2025 | $87.4M | +14% |
| Q2 2025 | $82.6M | +14% |
| Q1 2025 | $81.7M | +12% |
| Q4 2024 | $77.1M | +8.3% |
TMP has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +6.5 points |
| Q2 2026 | 44% | +10 points |
| Q1 2026 | 41% | +9.6 points |
| Q4 2025 | 72% | +38 points |
| Q3 2025 | 36% | +3.5 points |
| Q2 2025 | 34% | +5.8 points |
| Q1 2025 | 32% | +1.2 points |
| Q4 2024 | 33% | +7.9 points |
TMP has the edge over JPM on profitability, with a higher operating margin.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
TMP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $36.9M | +8.8% |
| Q2 2026 | -$17.1M | -194% |
| Q1 2026 | $71.1M | +241% |
| Q4 2025 | -$41.1M | -290% |
| Q3 2025 | $33.9M | +79% |
| Q2 2025 | $18.3M | -31% |
| Q1 2025 | $20.9M | -4.5% |
| Q4 2024 | $21.7M | +24% |
TMP has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over TMP on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
TMP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +12.5K shares |
| 1 year | 0% | +631 shares |
| 3 years | +0.9% | +121K shares |
| 5 years | -1.5% | -222K shares |
| Available history | -4.2% | -628K shares |
TMP has 14M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.8M |
| Q2 2026 | $964,000 |
| Q1 2026 | $1.8M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $23,000 |
| Q3 2023 | $2.3M |
| Q2 2023 | $6.4M |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
TMP Net Leverage
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
TMP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 60.9 | Neutral |
| Stochastic | 51.4 | Neutral |
TMP's weekly RSI is 61 (neutral) and its Stochastic is 51 (neutral).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
TMP PE vs Financial Services Sector
| Metric | TMP | Sector median | Relative |
|---|---|---|---|
| PE | 8x | 13x | 39% below |
| PE % | 7 | 63 | 56 pts below |
TMP has the edge over JPM on valuation relative to its sector.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
TMP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $99.0 | 1.1% above |
| 20 week MA | $98.3 | 1.9% above |
| 50 week MA | $87.7 | 14% above |
| 100 week MA | $76.4 | 31% above |
| 200 week MA | $66.9 | 50% above |
TMP has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
TMP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $90.3 | $70.0 | -22% |
| 2021 | $70.0 | $82.4 | +18% |
| 2022 | $82.4 | $77.4 | -6.1% |
| 2023 | $77.4 | $60.2 | -22% |
| 2024 | $60.2 | $68.0 | +13% |
| 2025 | $68.0 | $74.1 | +9% |
| 2026 YTD | $74.1 | $100.1 | +35% |
TMP has the edge over JPM on returns for 2026, with the stronger performance.