JPM
JPMorgan Chase & Co.
JPM has the edge over RVSB overall, supported by stronger fundamentals and stronger modeled upside.
RVSB
Riverview Bancorp, Inc.
RVSB offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
RVSB Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Weak | |
| N/A | |
| N/A |
RVSB's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like RVSB.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
RVSB PE Valuation
RVSB has no meaningful PE right now: it lost money over the past year.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
RVSB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for RVSB, with profitability improving.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
RVSB Earnings Per Share
RVSB and JPM do not have enough comparable growth data to identify a winner.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over RVSB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over RVSB on profitability, with a higher operating margin.
RVSB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $15M | +13% |
| Q1 2026 | $2.1M | -83% |
| Q4 2025 | $14M | +10% |
| Q3 2025 | $13.6M | +6.6% |
| Q2 2025 | $13.3M | +8.9% |
| Q1 2025 | $12.9M | +43% |
| Q4 2024 | $12.7M | +2.8% |
| Q3 2024 | $12.8M | -3.6% |
RVSB's revenue is down over the past year, though its latest quarter was up: $15M last quarter, up 13% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 14% | +2.5 points |
| Q1 2026 | -490% | -501 points |
| Q4 2025 | 12% | 0 points |
| Q3 2025 | 10% | -5.3 points |
| Q2 2025 | 12% | +1.7 points |
| Q1 2025 | 11% | +56 points |
| Q4 2024 | 12% | -2.4 points |
| Q3 2024 | 16% | -8.4 points |
RVSB's operating margin was 14% last quarter, up 2.5 points from the same quarter a year ago.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
RVSB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $1.9M | +$2.6M |
| Q1 2026 | -$3.6M | -$3.4M |
| Q4 2025 | -$736K | -139% |
| Q3 2025 | $16.4M | +$17.8M |
| Q2 2025 | -$773K | -115% |
| Q1 2025 | -$231K | +$9.4M |
| Q4 2024 | $1.9M | -80% |
| Q3 2024 | -$1.4M | -1355% |
RVSB has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over RVSB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
RVSB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.2% | -467K shares |
| 1 year | -2.9% | -603K shares |
| 3 years | -3.6% | -768K shares |
| 5 years | -8.9% | -2M shares |
| Available history | -10% | -2.3M shares |
RVSB has 20M diluted shares, down 2.9% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2026 | $1.7M |
| Q1 2026 | $697,000 |
| Q4 2025 | $1.2M |
| Q1 2025 | $904,000 |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2023 | $577,000 |
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
RVSB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q4 2025 | -3.0x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.4x | Net Cash |
| Q1 2025 | -3.1x | Net Cash |
| Q4 2024 | -6.4x | Net Cash |
| Q3 2024 | -7.7x | Net Cash |
| Q2 2024 | -5.5x | Net Cash |
| Q1 2024 | -3.2x | Net Cash |
RVSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like RVSB.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
RVSB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 73.4 | Overbought |
| Stochastic | 92.7 | Overbought |
RVSB's weekly RSI is 73 (overbought) and its Stochastic is 93 (overbought).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
RVSB PE vs Financial Services Sector
| Metric | RVSB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
RVSB has no meaningful PE right now: it lost money over the past year.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
RVSB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $6.07 | 6.6% above |
| 20 week MA | $5.63 | 15% above |
| 50 week MA | $5.48 | 18% above |
| 100 week MA | $5.46 | 18% above |
| 200 week MA | $5.35 | 21% above |
RVSB has the edge over JPM on trend strength, trading above more of its moving averages.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
RVSB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $8.16 | $5.27 | -35% |
| 2021 | $5.27 | $7.66 | +45% |
| 2022 | $7.66 | $7.58 | -1% |
| 2023 | $7.58 | $6.40 | -16% |
| 2024 | $6.40 | $5.78 | -9.7% |
| 2025 | $5.78 | $5.03 | -13% |
| 2026 YTD | $5.03 | $6.47 | +29% |
RVSB has the edge over JPM on returns for 2026, with the stronger performance.