RVSB

Riverview Bancorp, Inc.

54
Fundamentals29/ 100
Valuation50/ 100
Upside potential55/ 100
Risk potential14/ 100

RVSB lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve.

RVSB Fundamentals

MetricStatus
Weak
Weak
N/A
N/A

RVSB's revenue and profitability are currently weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like RVSB.

RVSB PE Valuation

RVSB has no meaningful PE right now: it lost money over the past year.

RVSB Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Limited
High

Analysts expect earnings and revenue growth for RVSB, with profitability improving.

RVSB Risk to reward

ScenarioChangePrice
Upside+17%$7.55
Downside-14%$5.58

Calculated from the latest close: $6.47 on Nov 12.

RVSB's one-year upside scenario is somewhat larger than its downside: +17% against −14%.

RVSB Earnings Per Share

Q3 2023: $0.63Q4 2023: $0.46Q1 2024: $0.18Q2 2024: $0.10Q3 2024: $0.05Q4 2024: $0.04Q1 2025: $0.23Q2 2025: $0.24Q3 2025: $0.22Q4 2025: $0.23Q1 2026: $-0.21Q2 2026: $-0.19Forward: $0.38
Q3 2023: $0.63Q4 2023: $0.46Q1 2024: $0.18Q2 2024: $0.10Q3 2024: $0.05Q4 2024: $0.04Q1 2025: $0.23Q2 2025: $0.24Q3 2025: $0.22Q4 2025: $0.23Q1 2026: $-0.21Q2 2026: $-0.19Forward: $0.38
QuarterTTM EPSYoY
Forward$0.38—
Q2 2026-$0.19-179%
Q1 2026-$0.21-191%
Q4 2025$0.23+475%
Q3 2025$0.22+340%
Q2 2025$0.24+140%
Q1 2025$0.23+28%
Q4 2024$0.04-91%
Q3 2024$0.05-92%

RVSB has swung to a loss: it lost $0.19 per share over the past year, after a profit the year before.

RVSB Quarterly Revenue

Q3 2023: $13MQ4 2023: $12MQ1 2024: $9MQ2 2024: $12MQ3 2024: $13MQ4 2024: $13MQ1 2025: $13MQ2 2025: $13MQ3 2025: $14MQ4 2025: $14MQ1 2026: $2MQ2 2026: $15M
Q3 2023: $13MQ4 2023: $12MQ1 2024: $9MQ2 2024: $12MQ3 2024: $13MQ4 2024: $13MQ1 2025: $13MQ2 2025: $13MQ3 2025: $14MQ4 2025: $14MQ1 2026: $2MQ2 2026: $15M
QuarterRevenueYoY
Q2 2026$15M+13%
Q1 2026$2.1M-83%
Q4 2025$14M+10%
Q3 2025$13.6M+6.6%
Q2 2025$13.3M+8.9%
Q1 2025$12.9M+43%
Q4 2024$12.7M+2.8%
Q3 2024$12.8M-3.6%

RVSB's revenue is down over the past year, though its latest quarter was up: $15M last quarter, up 13% from the same quarter a year ago.

RVSB Free Cash Flow

Q3 2023: $115,000Q4 2023: $10MQ1 2024: −$10MQ2 2024: $5MQ3 2024: −$1MQ4 2024: $2MQ1 2025: −$231,000Q2 2025: −$773,000Q3 2025: $16MQ4 2025: −$736,000Q1 2026: −$4MQ2 2026: $2M
Q3 2023: $115,000Q4 2023: $10MQ1 2024: −$10MQ2 2024: $5MQ3 2024: −$1MQ4 2024: $2MQ1 2025: −$231,000Q2 2025: −$773,000Q3 2025: $16MQ4 2025: −$736,000Q1 2026: −$4MQ2 2026: $2M
QuarterFree cash flowYoY
Q2 2026$1.9M+$2.6M
Q1 2026-$3.6M-$3.4M
Q4 2025-$736K-139%
Q3 2025$16.4M+$17.8M
Q2 2025-$773K-115%
Q1 2025-$231K+$9.4M
Q4 2024$1.9M-80%
Q3 2024-$1.4M-1355%

RVSB's free cash flow was $14M over the past year, against −$542,000 the year before. Free cash flow isn't a meaningful measure for financial services companies like RVSB.

RVSB Total Shares

Q3 2023: 21MQ4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 21MQ4 2025: 21MQ1 2026: 21MQ2 2026: 20M
Q3 2023: 21MQ4 2023: 21MQ1 2024: 21MQ2 2024: 21MQ3 2024: 21MQ4 2024: 21MQ1 2025: 21MQ2 2025: 21MQ3 2025: 21MQ4 2025: 21MQ1 2026: 21MQ2 2026: 20M
PeriodChange %Net change
Quarterly-2.2%-467K shares
1 year-2.9%-603K shares
3 years-3.6%-768K shares
5 years-8.9%-2M shares
Available history-10%-2.3M shares

RVSB has 20M diluted shares, down 2.9% from a year ago.

RVSB Net Leverage

Q3 2023: -1.5xQ4 2023: -2.5xQ1 2024: -3.2xQ2 2024: -5.5xQ3 2024: -7.7xQ4 2024: -6.4xQ1 2025: -3.1xQ2 2025: -3.4xQ3 2025: -3.5xQ4 2025: -3.0x
Q3 2023: -1.5xQ4 2023: -2.5xQ1 2024: -3.2xQ2 2024: -5.5xQ3 2024: -7.7xQ4 2024: -6.4xQ1 2025: -3.1xQ2 2025: -3.4xQ3 2025: -3.5xQ4 2025: -3.0x
QuarterNet LeverageStatus
Q4 2025-3.0xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.4xNet Cash
Q1 2025-3.1xNet Cash
Q4 2024-6.4xNet Cash
Q3 2024-7.7xNet Cash
Q2 2024-5.5xNet Cash
Q1 2024-3.2xNet Cash

RVSB has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like RVSB.

RVSB Weekly Momentum

MetricValueStatus
RSI73.4Overbought
Stochastic92.7Overbought

RVSB's weekly RSI is 73 (overbought) and its Stochastic is 93 (overbought).

RVSB PE vs Financial Services Sector

MetricRVSBSector medianRelative
PEN/A13x—

RVSB has no meaningful PE right now: it lost money over the past year.

RVSB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$6.076.6% above
20 week MA$5.6315% above
50 week MA$5.4818% above
100 week MA$5.4618% above
200 week MA$5.3521% above

RVSB is in an uptrend: it's above all five of its weekly moving averages, and 21% above its 200-week average.

RVSB Yearly ROI

YearStart priceEnd priceROI
2020$8.16$5.27-35%
2021$5.27$7.66+45%
2022$7.66$7.58-1%
2023$7.58$6.40-16%
2024$6.40$5.78-9.7%
2025$5.78$5.03-13%
2026 YTD$5.03$6.47+29%

RVSB has finished four years in a row lower, and it's up 29% so far in 2026.

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