JPM
JPMorgan Chase & Co.
JPM has lower modeled downside risk, despite its lower overall score.
KB
KB Financial Group Inc.
KB has a slight edge over JPM overall, supported by stronger valuation.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
KB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
KB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KB.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.
KB PE Valuation
KB has no meaningful PE right now: it lost money over the past year.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
JPM has the edge over KB on the outlook, with more favorable revenue expectations.
KB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect KB's earnings to grow and its profitability to improve, with its revenue holding steady.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM's earnings per share have climbed steadily: $23.85 over the past year, up 18% from the year before, and higher year over year for 15 quarters in a row.
KB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $12.88 | +17% |
| Q1 2026 | $12.01 | +10% |
| Q4 2025 | $11.45 | +20% |
| Q3 2025 | $11.30 | +30% |
| Q2 2025 | $11.02 | +35% |
| Q1 2025 | $10.88 | +42% |
| Q4 2024 | $9.52 | +12% |
| Q3 2024 | $8.69 | +1.5% |
KB has the edge over JPM on earnings, with stronger typical year-over-year growth.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM has the edge over KB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over KB on profitability, with a higher operating margin.
KB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $8.7B | +21% |
| Q1 2026 | $7.2B | +0.8% |
| Q4 2025 | $17B | +149% |
| Q3 2025 | $6.7B | -7.2% |
| Q2 2025 | $7.2B | +0.3% |
| Q1 2025 | $7.1B | -1.4% |
| Q4 2024 | $6.8B | -9.1% |
| Q3 2024 | $7.2B | +7.8% |
KB's revenue is growing: $8.7B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 23% | -1 points |
| Q1 2026 | 27% | +3.2 points |
| Q4 2025 | 7.1% | -3 points |
| Q3 2025 | 25% | +1.6 points |
| Q2 2025 | 24% | -0.4 points |
| Q1 2025 | 24% | +9.8 points |
| Q4 2024 | 10% | +7.5 points |
| Q3 2024 | 24% | +2.4 points |
KB's operating margin was 23% last quarter, down 1 points from the same quarter a year ago.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM has the edge over KB on cash flow, with more consistent year-over-year improvement.
KB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$8.6B | -1683% |
| Q1 2026 | $1.1B | -48% |
| Q4 2025 | $5.4B | +$6.3B |
| Q3 2025 | -$9B | -$6.5B |
| Q2 2025 | $543.1M | +$1.3B |
| Q1 2025 | $2.1B | -69% |
| Q4 2024 | -$939.3M | +$109.7M |
| Q3 2024 | -$2.5B | -254% |
KB's free cash flow was −$11.1B over the past year, against −$761M the year before. Free cash flow isn't a meaningful measure for financial services companies like KB.
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over KB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
KB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -5.2% | -19.6M shares |
| 1 year | -3% | -11.1M shares |
| 3 years | -8.9% | -35M shares |
| 5 years | -10% | -40M shares |
| Available history | -8.7% | -34.3M shares |
KB has 358M diluted shares, down 3% from a year ago, with $1.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $354.6M |
| Q1 2026 | $372.5M |
| Q4 2025 | $326.1M |
| Q3 2025 | $445.7M |
| Q2 2025 | $266.7M |
| Q1 2025 | $347.8M |
| Q4 2024 | $246.8M |
| Q3 2024 | $127.9M |
KB spent $1.5B buying back its own shares over the past year, up 52% from the year before.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM has the edge over KB on leverage, with a lower net debt burden relative to earnings.
KB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 16.0x | High |
| Q1 2026 | 13.6x | High |
| Q4 2025 | 0.0x | Very low |
| Q3 2025 | 13.3x | High |
| Q2 2025 | 12.1x | High |
| Q1 2025 | 12.5x | High |
| Q4 2024 | 13.9x | High |
| Q3 2024 | 15.3x | High |
KB's net debt is about 16 years of its operating earnings (EBITDA), up from 12 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KB.
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
KB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.8 | Neutral |
| Stochastic | 7.8 | Oversold |
KB's weekly RSI is 48 (neutral) and its Stochastic is 8 (oversold).
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.
KB PE vs Financial Services Sector
| Metric | KB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
KB has no meaningful PE right now: it lost money over the past year.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM has the edge over KB on trend strength, trading above more of its moving averages.
KB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $118.1 | 4% below |
| 20 week MA | $120.3 | 5.7% below |
| 50 week MA | $108.6 | 4.4% above |
| 100 week MA | $89.9 | 26% above |
| 200 week MA | $69.1 | 64% above |
KB has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 64% above its 200-week average.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.
KB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.9 | $40.9 | -2.5% |
| 2021 | $40.9 | $48.5 | +19% |
| 2022 | $48.5 | $40.4 | -17% |
| 2023 | $40.4 | $41.4 | +2.5% |
| 2024 | $41.4 | $57.7 | +39% |
| 2025 | $57.7 | $87.0 | +51% |
| 2026 YTD | $87.0 | $113.4 | +30% |
KB has the edge over JPM on returns for 2026, with the stronger performance.