KB
KB Financial Group Inc.
KB lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve.
KB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
KB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KB.
KB PE Valuation
KB has no meaningful PE right now: it lost money over the past year.
KB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect KB's earnings to grow and its profitability to improve, with its revenue holding steady.
KB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $12.88 | +17% |
| Q1 2026 | $12.01 | +10% |
| Q4 2025 | $11.45 | +20% |
| Q3 2025 | $11.30 | +30% |
| Q2 2025 | $11.02 | +35% |
| Q1 2025 | $10.88 | +42% |
| Q4 2024 | $9.52 | +12% |
| Q3 2024 | $8.69 | +1.5% |
KB's earnings per share have climbed steadily: $12.88 over the past year, up 17% from the year before, and higher year over year for eight quarters in a row.
KB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $8.7B | +21% |
| Q1 2026 | $7.2B | +0.8% |
| Q4 2025 | $17B | +149% |
| Q3 2025 | $6.7B | -7.2% |
| Q2 2025 | $7.2B | +0.3% |
| Q1 2025 | $7.1B | -1.4% |
| Q4 2024 | $6.8B | -9.1% |
| Q3 2024 | $7.2B | +7.8% |
KB's revenue is growing: $8.7B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 23% | -1 points |
| Q1 2026 | 27% | +3.2 points |
| Q4 2025 | 7.1% | -3 points |
| Q3 2025 | 25% | +1.6 points |
| Q2 2025 | 24% | -0.4 points |
| Q1 2025 | 24% | +9.8 points |
| Q4 2024 | 10% | +7.5 points |
| Q3 2024 | 24% | +2.4 points |
KB's operating margin was 23% last quarter, down 1 points from the same quarter a year ago.
KB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$8.6B | -1683% |
| Q1 2026 | $1.1B | -48% |
| Q4 2025 | $5.4B | +$6.3B |
| Q3 2025 | -$9B | -$6.5B |
| Q2 2025 | $543.1M | +$1.3B |
| Q1 2025 | $2.1B | -69% |
| Q4 2024 | -$939.3M | +$109.7M |
| Q3 2024 | -$2.5B | -254% |
KB's free cash flow was −$11.1B over the past year, against −$761M the year before. Free cash flow isn't a meaningful measure for financial services companies like KB.
KB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -5.2% | -19.6M shares |
| 1 year | -3% | -11.1M shares |
| 3 years | -8.9% | -35M shares |
| 5 years | -10% | -40M shares |
| Available history | -8.7% | -34.3M shares |
KB has 358M diluted shares, down 3% from a year ago, with $1.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $354.6M |
| Q1 2026 | $372.5M |
| Q4 2025 | $326.1M |
| Q3 2025 | $445.7M |
| Q2 2025 | $266.7M |
| Q1 2025 | $347.8M |
| Q4 2024 | $246.8M |
| Q3 2024 | $127.9M |
KB spent $1.5B buying back its own shares over the past year, up 52% from the year before.
KB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 16.0x | High |
| Q1 2026 | 13.6x | High |
| Q4 2025 | 0.0x | Very low |
| Q3 2025 | 13.3x | High |
| Q2 2025 | 12.1x | High |
| Q1 2025 | 12.5x | High |
| Q4 2024 | 13.9x | High |
| Q3 2024 | 15.3x | High |
KB's net debt is about 16 years of its operating earnings (EBITDA), up from 12 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KB.
KB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.8 | Neutral |
| Stochastic | 7.8 | Oversold |
KB's weekly RSI is 48 (neutral) and its Stochastic is 8 (oversold).
KB PE vs Financial Services Sector
| Metric | KB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
KB has no meaningful PE right now: it lost money over the past year.
KB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $118.1 | 4% below |
| 20 week MA | $120.3 | 5.7% below |
| 50 week MA | $108.6 | 4.4% above |
| 100 week MA | $89.9 | 26% above |
| 200 week MA | $69.1 | 64% above |
KB has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 64% above its 200-week average.
KB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.9 | $40.9 | -2.5% |
| 2021 | $40.9 | $48.5 | +19% |
| 2022 | $48.5 | $40.4 | -17% |
| 2023 | $40.4 | $41.4 | +2.5% |
| 2024 | $41.4 | $57.7 | +39% |
| 2025 | $57.7 | $87.0 | +51% |
| 2026 YTD | $87.0 | $113.4 | +30% |
KB has finished higher in four of the last six years. It's up 30% so far in 2026.