IREN

IREN Limited

There isn't enough reported data to score IREN yet.

SFBS

ServisFirst Bancshares, Inc.

68
Fundamentals77/ 100
Valuation64/ 100
Upside potential66/ 100
Risk potential14/ 100

SFBS's fundamentals are strong: revenue grew 25% and its operating margin rose 5 points to 64%. At 13x earnings, it's trading below its usual 16x. Analysts expect earnings growth.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

SFBS Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

SFBS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SFBS.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

SFBS PE Valuation

CHEAPFAIREXPENSIVE6.7x13x20x27x
CHEAPFAIREXPENSIVE6.7x13x20x27x
LevelPEPriceVs current
Forward12x$41.04—
Cheap13x$40.25-1.9%
Current13x$41.04—
Fair16x$51.01+24%
Expensive21x$65.67+60%

Historical ranges are pointers, not guarantees.

SFBS's PE is in its cheap range at 13x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

SFBS Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
High

SFBS has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare IREN and SFBS's risk to reward.

SFBS Risk to reward

ScenarioChangePrice
Upside+28%$52.40
Downside-14%$35.14

Calculated from the latest close: $41.04 on Nov 12.

There is not enough scenario data to compare IREN and SFBS's risk to reward.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

SFBS Earnings Per Share

Q4 2023: $1.90Q1 2024: $1.82Q2 2024: $1.81Q3 2024: $1.87Q4 2024: $2.08Q1 2025: $2.20Q2 2025: $2.29Q3 2025: $2.33Q4 2025: $2.53Q1 2026: $2.71Q2 2026: $2.93Q3 2026: $3.13Forward: $3.43
Q4 2023: $1.90Q1 2024: $1.82Q2 2024: $1.81Q3 2024: $1.87Q4 2024: $2.08Q1 2025: $2.20Q2 2025: $2.29Q3 2025: $2.33Q4 2025: $2.53Q1 2026: $2.71Q2 2026: $2.93Q3 2026: $3.13Forward: $3.43
QuarterTTM EPSYoY
Forward$3.43+9.5%
Q3 2026$3.13+34%
Q2 2026$2.93+28%
Q1 2026$2.71+23%
Q4 2025$2.53+22%
Q3 2025$2.33+25%
Q2 2025$2.29+27%
Q1 2025$2.20+21%
Q4 2024$2.08+9.5%

SFBS has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

SFBS Quarterly Revenue

Q4 2023: $109MQ1 2024: $111MQ2 2024: $115MQ3 2024: $124MQ4 2024: $132MQ1 2025: $132MQ2 2025: $132MQ3 2025: $136MQ4 2025: $162MQ1 2026: $159MQ2 2026: $169MQ3 2026: $173M
Q4 2023: $109MQ1 2024: $111MQ2 2024: $115MQ3 2024: $124MQ4 2024: $132MQ1 2025: $132MQ2 2025: $132MQ3 2025: $136MQ4 2025: $162MQ1 2026: $159MQ2 2026: $169MQ3 2026: $173M
QuarterRevenueYoY
Q3 2026$172.9M+27%
Q2 2026$168.5M+28%
Q1 2026$159M+21%
Q4 2025$162.2M+23%
Q3 2025$136.3M+10%
Q2 2025$132.1M+15%
Q1 2025$131.8M+18%
Q4 2024$132M+21%

SFBS's revenue has grown year over year for 10 quarters in a row: $173M last quarter, up 27% from the same quarter a year ago.

IREN Free Cash Flow

Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

SFBS Free Cash Flow

Q4 2023: $91MQ1 2024: $53MQ2 2024: $48MQ3 2024: $84MQ4 2024: $67MQ1 2025: $48MQ2 2025: $68MQ3 2025: $141MQ4 2025: $99MQ1 2026: $70MQ2 2026: $163MQ3 2026: $82M
Q4 2023: $91MQ1 2024: $53MQ2 2024: $48MQ3 2024: $84MQ4 2024: $67MQ1 2025: $48MQ2 2025: $68MQ3 2025: $141MQ4 2025: $99MQ1 2026: $70MQ2 2026: $163MQ3 2026: $82M
QuarterFree cash flowYoY
Q3 2026$82.4M-42%
Q2 2026$163.1M+141%
Q1 2026$70.1M+46%
Q4 2025$98.8M+47%
Q3 2025$140.9M+68%
Q2 2025$67.6M+40%
Q1 2025$48M-10%
Q4 2024$67.2M-26%

SFBS has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

SFBS Total Shares

Q4 2023: 109MQ1 2024: 109MQ2 2024: 109MQ3 2024: 109MQ4 2024: 109MQ1 2025: 109MQ2 2025: 109MQ3 2025: 109MQ4 2025: 109MQ1 2026: 109MQ2 2026: 109MQ3 2026: 109M
Q4 2023: 109MQ1 2024: 109MQ2 2024: 109MQ3 2024: 109MQ4 2024: 109MQ1 2025: 109MQ2 2025: 109MQ3 2025: 109MQ4 2025: 109MQ1 2026: 109MQ2 2026: 109MQ3 2026: 109M
PeriodChange %Net change
Quarterly0%+26.2K shares
1 year+0.1%+96.1K shares
3 years+0.3%+371K shares
5 years+0.4%+477K shares
Available history+1.1%+1.2M shares

SFBS has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

SFBS Net Leverage

Q4 2023: -0.2xQ1 2024: -0.1xQ2 2024: -0.3xQ3 2024: -0.3xQ4 2024: -0.2xQ1 2025: -0.2xQ2 2025: -0.2xQ3 2025: -0.3xQ4 2025: -0.2xQ1 2026: -0.2xQ2 2026: -0.2xQ3 2026: -0.2x
Q4 2023: -0.2xQ1 2024: -0.1xQ2 2024: -0.3xQ3 2024: -0.3xQ4 2024: -0.2xQ1 2025: -0.2xQ2 2025: -0.2xQ3 2025: -0.3xQ4 2025: -0.2xQ1 2026: -0.2xQ2 2026: -0.2xQ3 2026: -0.2x
QuarterNet LeverageStatus
Q3 2026-0.2xNet Cash
Q2 2026-0.2xNet Cash
Q1 2026-0.2xNet Cash
Q4 2025-0.2xNet Cash
Q3 2025-0.3xNet Cash
Q2 2025-0.2xNet Cash
Q1 2025-0.2xNet Cash
Q4 2024-0.2xNet Cash

SFBS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SFBS.

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

SFBS Weekly Momentum

MetricValueStatus
RSI49.6Neutral
Stochastic38.6Neutral

SFBS's weekly RSI is 50 (neutral) and its Stochastic is 39 (neutral).

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13x—

IREN has no meaningful PE right now: it lost money over the past year.

SFBS PE vs Financial Services Sector

MetricSFBSSector medianRelative
PE13x13x0.5% above
PE %186345 pts below

SFBS is trading at 13x earnings, in line with the Financial Services sector's median of 13x.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

SFBS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$40.41.7% above
20 week MA$42.22.8% below
50 week MA$40.31.8% above
100 week MA$40.12.3% above
200 week MA$35.914% above

SFBS has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.

SFBS Yearly ROI

YearStart priceEnd priceROI
2020$18.9$20.1+6.7%
2021$20.1$43.7+117%
2022$43.7$34.4-21%
2023$34.4$33.3-3.1%
2024$33.3$43.3+30%
2025$43.3$36.8-15%
2026 YTD$36.8$41.0+12%

SFBS has the edge over IREN on returns for 2026, with the stronger performance.

Give your agent the market.

Get API key