SFBS
ServisFirst Bancshares, Inc.
SFBS's fundamentals are strong: revenue grew 25% and its operating margin rose 5 points to 64%. At 13x earnings, it's trading below its usual 16x. Analysts expect earnings growth.
SFBS Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
SFBS's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like SFBS.
SFBS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 12x | $41.04 | — |
| Cheap | 13x | $40.25 | -1.9% |
| Current | 13x | $41.04 | — |
| Fair | 16x | $51.01 | +24% |
| Expensive | 21x | $65.67 | +60% |
Historical ranges are pointers, not guarantees.
SFBS's PE is in its cheap range at 13x. If earnings grow as analysts expect, today's price would be 12x next year's earnings.
SFBS Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for SFBS, with profitability improving.
SFBS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.43 | +9.5% |
| Q3 2026 | $3.13 | +34% |
| Q2 2026 | $2.93 | +28% |
| Q1 2026 | $2.71 | +23% |
| Q4 2025 | $2.53 | +22% |
| Q3 2025 | $2.33 | +25% |
| Q2 2025 | $2.29 | +27% |
| Q1 2025 | $2.20 | +21% |
| Q4 2024 | $2.08 | +9.5% |
SFBS's earnings per share have climbed steadily: $3.13 over the past year, up 34% from the year before, and higher year over year for eight quarters in a row.
SFBS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $172.9M | +27% |
| Q2 2026 | $168.5M | +28% |
| Q1 2026 | $159M | +21% |
| Q4 2025 | $162.2M | +23% |
| Q3 2025 | $136.3M | +10% |
| Q2 2025 | $132.1M | +15% |
| Q1 2025 | $131.8M | +18% |
| Q4 2024 | $132M | +21% |
SFBS's revenue has grown year over year for 10 quarters in a row: $173M last quarter, up 27% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 61% | +3.1 points |
| Q2 2026 | 64% | +5.6 points |
| Q1 2026 | 64% | +3.5 points |
| Q4 2025 | 66% | +6.2 points |
| Q3 2025 | 58% | -0.7 points |
| Q2 2025 | 58% | 0 points |
| Q1 2025 | 60% | +5.5 points |
| Q4 2024 | 60% | +17 points |
SFBS's operating margin was 61% last quarter, up 3.1 points from the same quarter a year ago.
SFBS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $82.4M | -42% |
| Q2 2026 | $163.1M | +141% |
| Q1 2026 | $70.1M | +46% |
| Q4 2025 | $98.8M | +47% |
| Q3 2025 | $140.9M | +68% |
| Q2 2025 | $67.6M | +40% |
| Q1 2025 | $48M | -10% |
| Q4 2024 | $67.2M | -26% |
SFBS's free cash flow was $414M over the past year, up 28% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SFBS.
SFBS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +26.2K shares |
| 1 year | +0.1% | +96.1K shares |
| 3 years | +0.3% | +371K shares |
| 5 years | +0.4% | +477K shares |
| Available history | +1.1% | +1.2M shares |
SFBS has 109M diluted shares, about the same as a year ago.
SFBS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.2x | Net Cash |
| Q1 2026 | -0.2x | Net Cash |
| Q4 2025 | -0.2x | Net Cash |
| Q3 2025 | -0.3x | Net Cash |
| Q2 2025 | -0.2x | Net Cash |
| Q1 2025 | -0.2x | Net Cash |
| Q4 2024 | -0.2x | Net Cash |
SFBS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like SFBS.
SFBS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.6 | Neutral |
| Stochastic | 38.6 | Neutral |
SFBS's weekly RSI is 50 (neutral) and its Stochastic is 39 (neutral).
SFBS PE vs Financial Services Sector
| Metric | SFBS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.5% above |
| PE % | 18 | 63 | 45 pts below |
SFBS is trading at 13x earnings, in line with the Financial Services sector's median of 13x.
SFBS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $40.4 | 1.7% above |
| 20 week MA | $42.2 | 2.8% below |
| 50 week MA | $40.3 | 1.8% above |
| 100 week MA | $40.1 | 2.3% above |
| 200 week MA | $35.9 | 14% above |
SFBS's trend is mixed: it's above four of its five weekly moving averages, and 14% above its 200-week average.
SFBS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $18.9 | $20.1 | +6.7% |
| 2021 | $20.1 | $43.7 | +117% |
| 2022 | $43.7 | $34.4 | -21% |
| 2023 | $34.4 | $33.3 | -3.1% |
| 2024 | $33.3 | $43.3 | +30% |
| 2025 | $43.3 | $36.8 | -15% |
| 2026 YTD | $36.8 | $41.0 | +12% |
SFBS has finished lower in three of the last six years. It's up 12% so far in 2026.