IREN

IREN Limited

There isn't enough reported data to score IREN yet.

NECB

Northeast Community Bancorp, Inc.

52
Fundamentals43/ 100
Valuation36/ 100
Upside potential54/ 100
Risk potential16/ 100

NECB's fundamentals are mixed, but it looks expensive: trading at 9.6x earnings, above its usual 7.5x. Analysts expect strong earnings growth.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

NECB Fundamentals

MetricStatus
Stable
Healthy
N/A
N/A

NECB's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like NECB.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

NECB PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap6.1x$18.52-36%
Forward7.4x$29.07—
Fair7.5x$22.77-22%
Current9.6x$29.07—
Expensive13x$39.16+35%

Historical ranges are pointers, not guarantees.

NECB's PE is in its expensive range at 9.6x. If earnings grow as analysts expect, today's price would be 7.4x next year's earnings, in its fair range.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

NECB Forward outlook

MetricOutlook
Strongly improving
Strong growth
Growth
Strongly improving
Limited
High

NECB has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare IREN and NECB's risk to reward.

NECB Risk to reward

ScenarioChangePrice
Upside+19%$34.57
Downside-16%$24.40

Calculated from the latest close: $29.07 on Nov 12.

There is not enough scenario data to compare IREN and NECB's risk to reward.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

NECB Earnings Per Share

Q4 2023: $3.32Q1 2024: $3.41Q2 2024: $3.63Q3 2024: $3.78Q4 2024: $3.52Q1 2025: $3.44Q2 2025: $3.29Q3 2025: $3.21Q4 2025: $3.25Q1 2026: $3.21Q2 2026: $3.11Q3 2026: $3.03Forward: $3.94
Q4 2023: $3.32Q1 2024: $3.41Q2 2024: $3.63Q3 2024: $3.78Q4 2024: $3.52Q1 2025: $3.44Q2 2025: $3.29Q3 2025: $3.21Q4 2025: $3.25Q1 2026: $3.21Q2 2026: $3.11Q3 2026: $3.03Forward: $3.94
QuarterTTM EPSYoY
Forward$3.94+30%
Q3 2026$3.03-5.6%
Q2 2026$3.11-5.5%
Q1 2026$3.21-6.7%
Q4 2025$3.25-7.7%
Q3 2025$3.21-15%
Q2 2025$3.29-9.4%
Q1 2025$3.44+0.9%
Q4 2024$3.52+6%

NECB has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN has the edge over NECB on sales, with more consistent year-over-year improvement.

NECB Quarterly Revenue

Q4 2023: $27MQ1 2024: $26MQ2 2024: $27MQ3 2024: $28MQ4 2024: $25MQ1 2025: $25MQ2 2025: $26MQ3 2025: $27MQ4 2025: $26MQ1 2026: $25MQ2 2026: $25MQ3 2026: $26M
Q4 2023: $27MQ1 2024: $26MQ2 2024: $27MQ3 2024: $28MQ4 2024: $25MQ1 2025: $25MQ2 2025: $26MQ3 2025: $27MQ4 2025: $26MQ1 2026: $25MQ2 2026: $25MQ3 2026: $26M
QuarterRevenueYoY
Q3 2026$26.1M-3.2%
Q2 2026$25.3M-2.5%
Q1 2026$24.9M-2.2%
Q4 2025$26.4M+3.9%
Q3 2025$27M-2.5%
Q2 2025$25.9M-3.8%
Q1 2025$25.5M-0.2%
Q4 2024$25.4M-4.3%

NECB's revenue grew through 2023 and has held roughly level since: $26M last quarter, down 3.2% from the same quarter a year ago.

IREN Free Cash Flow

Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
Q4 2023: −$29MQ1 2024: −$222MQ2 2024: −$163MQ3 2024: −$387MQ4 2024: −$134MQ1 2025: −$351MQ2 2025: $16MQ3 2025: −$38MQ4 2025: −$468MQ1 2026: −$874MQ2 2026: $482MQ3 2026: −$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

NECB Free Cash Flow

Q4 2023: $12MQ1 2024: $13MQ2 2024: $11MQ3 2024: $14MQ4 2024: $10MQ1 2025: $11MQ2 2025: $15MQ3 2025: $14MQ4 2025: $12MQ1 2026: $10MQ2 2026: $13MQ3 2026: $11M
Q4 2023: $12MQ1 2024: $13MQ2 2024: $11MQ3 2024: $14MQ4 2024: $10MQ1 2025: $11MQ2 2025: $15MQ3 2025: $14MQ4 2025: $12MQ1 2026: $10MQ2 2026: $13MQ3 2026: $11M
QuarterFree cash flowYoY
Q3 2026$11M-19%
Q2 2026$12.7M-15%
Q1 2026$10.3M-2.1%
Q4 2025$11.8M+17%
Q3 2025$13.6M-4.5%
Q2 2025$14.9M+35%
Q1 2025$10.6M-18%
Q4 2024$10.1M-14%

NECB has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

NECB Total Shares

Q4 2023: 14MQ1 2024: 13MQ2 2024: 13MQ3 2024: 13MQ4 2024: 13MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
Q4 2023: 14MQ1 2024: 13MQ2 2024: 13MQ3 2024: 13MQ4 2024: 13MQ1 2025: 14MQ2 2025: 14MQ3 2025: 14MQ4 2025: 14MQ1 2026: 14MQ2 2026: 14MQ3 2026: 14M
PeriodChange %Net change
Quarterly+0.2%+28K shares
1 year-0.5%-66K shares
3 years-8.5%-1.3M shares
5 years-17%-2.8M shares

NECB has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

NECB Net Leverage

Q4 2023: -0.1xQ1 2024: -0.9xQ2 2024: -1.0xQ3 2024: -1.3xQ1 2025: -1.4xQ2 2025: 1.2xQ3 2025: 1.7xQ4 2025: -0.2xQ1 2026: -0.9xQ2 2026: 1.9x
Q4 2023: -0.1xQ1 2024: -0.9xQ2 2024: -1.0xQ3 2024: -1.3xQ1 2025: -1.4xQ2 2025: 1.2xQ3 2025: 1.7xQ4 2025: -0.2xQ1 2026: -0.9xQ2 2026: 1.9x
QuarterNet LeverageStatus
Q2 20261.9xHealthy
Q1 2026-0.9xNet Cash
Q4 2025-0.2xNet Cash
Q3 20251.7xHealthy
Q2 20251.2xHealthy
Q1 2025-1.4xNet Cash
Q3 2024-1.3xNet Cash
Q2 2024-1.0xNet Cash

NECB has the edge over IREN on leverage, with a lower net debt burden relative to earnings.

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

NECB Weekly Momentum

MetricValueStatus
RSI69.8Neutral
Stochastic76.8Neutral

NECB's weekly RSI is 70 (neutral) and its Stochastic is 77 (neutral).

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13x—

IREN has no meaningful PE right now: it lost money over the past year.

NECB PE vs Financial Services Sector

MetricNECBSector medianRelative
PE9.6x13x26% below
PE %69636 pts above

NECB is trading at 9.6x earnings, a 26% discount to the Financial Services sector's median of 13x.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

NECB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$27.94.4% above
20 week MA$27.26.8% above
50 week MA$25.315% above
100 week MA$23.922% above
200 week MA$20.840% above

NECB has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.

NECB Yearly ROI

YearStart priceEnd priceROI
2020$8.80$10.3+17%
2021$10.3$11.2+8.8%
2022$11.2$15.0+35%
2023$15.0$17.7+18%
2024$17.7$24.8+40%
2025$24.8$23.0-7.3%
2026 YTD$23.0$29.1+27%

NECB has the edge over IREN on returns for 2026, with the stronger performance.

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