HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over WTW overall, supported by stronger modeled upside and stronger valuation.
WTW
Willis Towers Watson Public Limited Company
WTW has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
WTW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
WTW's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WTW.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over WTW in the historical PE scenario, which offers more potential upside but is not a forecast.
WTW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 13x | $208 | -37% |
| Forward | 15x | $329 | — |
| Current | 20x | $329 | — |
| Fair | 23x | $368 | +12% |
| Expensive | 27x | $441 | +34% |
Historical ranges are pointers, not guarantees.
WTW's PE is in its fair range at 20x. If earnings grow as analysts expect, today's price would be 15x next year's earnings, in its cheap range.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
WTW Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
Analysts expect earnings and revenue growth for WTW, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over WTW on earnings, with more consistent year-over-year improvement.
WTW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $21.62 | +33% |
| Q3 2026 | $16.27 | -23% |
| Q2 2026 | $16.14 | +976% |
| Q1 2026 | $17.03 | +$17.49 |
| Q4 2025 | $16.26 | +$17.22 |
| Q3 2025 | $21.05 | +$28.40 |
| Q2 2025 | $1.50 | -86% |
| Q1 2025 | -$0.46 | -105% |
| Q4 2024 | -$0.96 | -110% |
WTW's earnings per share have fallen from their peak: $16.27 over the past year, against $32.78 in late 2021.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over WTW on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over WTW on profitability, with a higher operating margin.
WTW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.5B | +7.5% |
| Q2 2026 | $2.5B | +9.1% |
| Q1 2026 | $2.4B | +8.5% |
| Q4 2025 | $2.9B | -3.3% |
| Q3 2025 | $2.3B | 0% |
| Q2 2025 | $2.3B | -0.2% |
| Q1 2025 | $2.2B | -5% |
| Q4 2024 | $3B | +4.2% |
WTW's revenue is recovering but still below its 2024 peak: $2.5B last quarter, up 7.5% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 17% | -0.8 points |
| Q2 2026 | 15% | -1.5 points |
| Q1 2026 | 19% | -0.9 points |
| Q4 2025 | 35% | +4.9 points |
| Q3 2025 | 18% | +52 points |
| Q2 2025 | 16% | +6.9 points |
| Q1 2025 | 19% | +7.5 points |
| Q4 2024 | 30% | +3 points |
WTW's operating margin was 17% last quarter, down 0.8 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
WTW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $675M | +8.7% |
| Q2 2026 | $425M | +40% |
| Q1 2026 | -$65M | +$21M |
| Q4 2025 | $708M | +18% |
| Q3 2025 | $621M | +29% |
| Q2 2025 | $303M | -26% |
| Q1 2025 | -$86M | -458% |
| Q4 2024 | $599M | +15% |
WTW has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
WTW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -- |
| 1 year | -4.1% | -4M shares |
| 3 years | -10% | -11M shares |
| 5 years | -27% | -35M shares |
| Available history | -28% | -36M shares |
WTW has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $220M |
| Q2 2026 | $450M |
| Q1 2026 | $300M |
| Q4 2025 | $350M |
| Q3 2025 | $600M |
| Q2 2025 | $500M |
| Q1 2025 | $200M |
| Q4 2024 | $395M |
WTW spent $1.3B buying back its own shares over the past year, down 22% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over WTW on leverage, with a lower net debt burden relative to earnings.
WTW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.7x | Healthy |
| Q2 2026 | 1.8x | Healthy |
| Q1 2026 | 1.7x | Healthy |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | 1.4x | Healthy |
| Q2 2025 | 2.5x | Moderate |
| Q1 2025 | 3.1x | Elevated |
| Q4 2024 | 3.2x | Elevated |
WTW's net debt is about 1.7 years of its operating earnings (EBITDA), up from 1.4 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WTW.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
WTW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.2 | Neutral |
| Stochastic | 64.5 | Neutral |
WTW's weekly RSI is 58 (neutral) and its Stochastic is 65 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
WTW PE vs Financial Services Sector
| Metric | WTW | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 55% above |
| PE % | 38 | 63 | 25 pts below |
WTW has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
WTW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $312.7 | 5.1% above |
| 20 week MA | $316.2 | 4% above |
| 50 week MA | $302.5 | 8.7% above |
| 100 week MA | $311.7 | 5.5% above |
| 200 week MA | $282.0 | 17% above |
WTW has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
WTW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $201.8 | $211.8 | +5% |
| 2021 | $211.8 | $236.5 | +12% |
| 2022 | $236.5 | $244.4 | +3.4% |
| 2023 | $244.4 | $241.2 | -1.3% |
| 2024 | $241.2 | $316.3 | +31% |
| 2025 | $316.3 | $334.6 | +5.8% |
| 2026 YTD | $334.6 | $328.8 | -1.7% |
WTW has the edge over HOOD on returns for 2026, with the stronger performance.