HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
VLY
Valley National Bancorp
VLY has the edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
VLY Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
VLY's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like VLY.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over VLY in the historical PE scenario, which offers more potential upside but is not a forecast.
VLY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.5x | $10.70 | -26% |
| Forward | 9.8x | $14.38 | — |
| Current | 11x | $14.38 | — |
| Fair | 12x | $14.81 | +3% |
| Expensive | 13x | $16.91 | +18% |
Historical ranges are pointers, not guarantees.
VLY's PE is in its fair range at 11x. If earnings grow as analysts expect, today's price would be 9.8x next year's earnings, in its cheap range.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
VLY Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for VLY, with profitability improving.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over VLY on earnings, with more consistent year-over-year improvement.
VLY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.46 | +16% |
| Q3 2026 | $1.26 | +43% |
| Q2 2026 | $1.18 | +51% |
| Q1 2026 | $1.11 | +61% |
| Q4 2025 | $1.01 | +46% |
| Q3 2025 | $0.88 | +42% |
| Q2 2025 | $0.78 | +9.9% |
| Q1 2025 | $0.69 | -19% |
| Q4 2024 | $0.69 | -27% |
VLY earned $1.26 per share over the past year, up 43% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over VLY on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over VLY on profitability, with a higher operating margin.
VLY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $584.2M | +14% |
| Q2 2026 | $560.7M | +13% |
| Q1 2026 | $540.4M | +13% |
| Q4 2025 | $541.2M | +14% |
| Q3 2025 | $511.1M | +8.5% |
| Q2 2025 | $495M | +9.3% |
| Q1 2025 | $478.4M | +5.2% |
| Q4 2024 | $474.2M | +5.4% |
VLY's revenue has grown year over year for nine quarters in a row: $584M last quarter, up 14% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +0.6 points |
| Q2 2026 | 39% | +4.3 points |
| Q1 2026 | 39% | +9.6 points |
| Q4 2025 | 41% | +22 points |
| Q3 2025 | 41% | +14 points |
| Q2 2025 | 35% | +14 points |
| Q1 2025 | 29% | +0.6 points |
| Q4 2024 | 19% | -1 points |
VLY's operating margin was 42% last quarter, up 0.6 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
VLY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $378.4M | +16011% |
| Q2 2026 | $160.2M | +2.7% |
| Q1 2026 | $208.2M | +$228.4M |
| Q4 2025 | $187.5M | -51% |
| Q3 2025 | $2.3M | +$162.9M |
| Q2 2025 | $156M | -26% |
| Q1 2025 | -$20.2M | -121% |
| Q4 2024 | $385.8M | +$668.8M |
VLY's free cash flow was $934M over the past year, up 78% from the year before. Free cash flow isn't a meaningful measure for financial services companies like VLY.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
VLY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -691K shares |
| 1 year | -1.3% | -7.4M shares |
| 3 years | +9.2% | +47M shares |
| 5 years | +36% | +147M shares |
| Available history | +55% | +197M shares |
VLY has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $34.6M |
| Q2 2026 | $20.1M |
| Q1 2026 | $51.8M |
| Q4 2025 | $46.6M |
| Q3 2025 | $12M |
| Q2 2025 | $2.2M |
| Q1 2025 | $2.2M |
| Q4 2024 | $390,000 |
VLY spent $153M buying back its own shares over the past year, about nine times what it spent the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over VLY on leverage, with a lower net debt burden relative to earnings.
VLY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.3x | Net Cash |
| Q2 2026 | 0.1x | Very low |
| Q1 2026 | -0.4x | Net Cash |
| Q4 2025 | -0.3x | Net Cash |
| Q3 2025 | -0.5x | Net Cash |
| Q2 2025 | -0.5x | Net Cash |
| Q1 2025 | -0.9x | Net Cash |
| Q4 2024 | -0.7x | Net Cash |
VLY has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like VLY.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
VLY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.2 | Neutral |
| Stochastic | 67.1 | Neutral |
VLY's weekly RSI is 58 (neutral) and its Stochastic is 67 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
VLY PE vs Financial Services Sector
| Metric | VLY | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 44 | 63 | 19 pts below |
VLY has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
VLY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $13.5 | 6.7% above |
| 20 week MA | $14.0 | 2.8% above |
| 50 week MA | $13.3 | 8.2% above |
| 100 week MA | $11.5 | 26% above |
| 200 week MA | $10.2 | 42% above |
VLY has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
VLY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $11.4 | $9.71 | -15% |
| 2021 | $9.71 | $13.6 | +40% |
| 2022 | $13.6 | $11.5 | -15% |
| 2023 | $11.5 | $10.9 | -5.4% |
| 2024 | $10.9 | $9.12 | -16% |
| 2025 | $9.12 | $12.0 | +31% |
| 2026 YTD | $12.0 | $14.4 | +20% |
VLY has the edge over HOOD on returns for 2026, with the stronger performance.