HOOD
Robinhood Markets, Inc.
HOOD offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
TMP
Tompkins Financial Corporation
TMP has the edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
TMP Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
TMP's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TMP.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD's PE is in its cheap range at 38x. If earnings grow as analysts expect, today's price would be 30x next year's earnings.
TMP PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Current | 8x | $100 | — |
| Cheap | 11x | $133 | +33% |
| Forward | 12x | $100 | — |
| Fair | 13x | $161 | +61% |
| Expensive | 17x | $210 | +109% |
Historical ranges are pointers, not guarantees.
TMP has the edge over HOOD in the historical PE scenario, which offers more potential upside but is not a forecast.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over TMP on the outlook, with more favorable valuation and revenue expectations.
TMP Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Growth | |
| Decline | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect TMP's earnings to grow and its profitability to improve, but its revenue to decline.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
TMP Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $8.23 | -35% |
| Q3 2026 | $12.58 | +113% |
| Q2 2026 | $12.23 | +120% |
| Q1 2026 | $11.69 | +127% |
| Q4 2025 | $11.24 | +126% |
| Q3 2025 | $5.91 | +27% |
| Q2 2025 | $5.56 | +456% |
| Q1 2025 | $5.16 | +953% |
| Q4 2024 | $4.97 | +653% |
TMP has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over TMP on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over TMP on profitability, with a higher operating margin.
TMP Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $89.9M | +2.8% |
| Q2 2026 | $87.1M | +5.4% |
| Q1 2026 | $83.7M | +2.4% |
| Q4 2025 | $194.8M | +153% |
| Q3 2025 | $87.4M | +14% |
| Q2 2025 | $82.6M | +14% |
| Q1 2025 | $81.7M | +12% |
| Q4 2024 | $77.1M | +8.3% |
TMP's revenue has grown year over year for 10 quarters in a row: $90M last quarter, up 2.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 42% | +6.5 points |
| Q2 2026 | 44% | +10 points |
| Q1 2026 | 41% | +9.6 points |
| Q4 2025 | 72% | +38 points |
| Q3 2025 | 36% | +3.5 points |
| Q2 2025 | 34% | +5.8 points |
| Q1 2025 | 32% | +1.2 points |
| Q4 2024 | 33% | +7.9 points |
TMP's operating margin was 42% last quarter, up 6.5 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over TMP on cash flow, with more consistent year-over-year improvement.
TMP Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $36.9M | +8.8% |
| Q2 2026 | -$17.1M | -194% |
| Q1 2026 | $71.1M | +241% |
| Q4 2025 | -$41.1M | -290% |
| Q3 2025 | $33.9M | +79% |
| Q2 2025 | $18.3M | -31% |
| Q1 2025 | $20.9M | -4.5% |
| Q4 2024 | $21.7M | +24% |
TMP's free cash flow was $50M over the past year, down 47% from the year before. Free cash flow isn't a meaningful measure for financial services companies like TMP.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over TMP on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
TMP Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +12.5K shares |
| 1 year | 0% | +631 shares |
| 3 years | +0.9% | +121K shares |
| 5 years | -1.5% | -222K shares |
| Available history | -4.2% | -628K shares |
TMP has 14M diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.8M |
| Q2 2026 | $964,000 |
| Q1 2026 | $1.8M |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $23,000 |
| Q3 2023 | $2.3M |
| Q2 2023 | $6.4M |
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
TMP Net Leverage
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
TMP Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 60.9 | Neutral |
| Stochastic | 51.4 | Neutral |
TMP's weekly RSI is 61 (neutral) and its Stochastic is 51 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
TMP PE vs Financial Services Sector
| Metric | TMP | Sector median | Relative |
|---|---|---|---|
| PE | 8x | 13x | 39% below |
| PE % | 7 | 63 | 56 pts below |
TMP has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
TMP Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $99.0 | 1.1% above |
| 20 week MA | $98.3 | 1.9% above |
| 50 week MA | $87.7 | 14% above |
| 100 week MA | $76.4 | 31% above |
| 200 week MA | $66.9 | 50% above |
TMP has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
TMP Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $90.3 | $70.0 | -22% |
| 2021 | $70.0 | $82.4 | +18% |
| 2022 | $82.4 | $77.4 | -6.1% |
| 2023 | $77.4 | $60.2 | -22% |
| 2024 | $60.2 | $68.0 | +13% |
| 2025 | $68.0 | $74.1 | +9% |
| 2026 YTD | $74.1 | $100.1 | +35% |
TMP has the edge over HOOD on returns for 2026, with the stronger performance.