HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
TFIN
Triumph Financial, Inc.
TFIN has a slight edge over HOOD overall, supported by lower modeled downside and stronger fundamentals.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
TFIN Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
TFIN's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TFIN.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over TFIN in the historical PE scenario, which offers more potential upside but is not a forecast.
TFIN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 15x | $30.11 | -49% |
| Forward | 18x | $59.05 | — |
| Fair | 24x | $47.63 | -19% |
| Current | 30x | $59.05 | — |
| Expensive | 57x | $112 | +89% |
Historical ranges are pointers, not guarantees.
TFIN's PE is in its fair range at 30x. If earnings grow as analysts expect, today's price would be 18x next year's earnings.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
TFIN Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for TFIN, with profitability improving. However, they disagree widely on these estimates.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
TFIN has the stronger earnings trend. Trailing diluted EPS is down 10% for HOOD versus TFIN up 148%.
TFIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.22 | +64% |
| Q4 2024 | $0.54 | -66% |
| Q3 2024 | $0.79 | -58% |
| Q2 2024 | $1.11 | -45% |
| Q1 2024 | $1.32 | -62% |
| Q4 2023 | $1.61 | -59% |
| Q3 2023 | $1.90 | -56% |
| Q2 2023 | $2.01 | -56% |
| Q1 2023 | $3.46 | -13% |
TFIN's earnings per share have fallen from their peak: $1.96 over the past year, against $4.62 in mid-2022.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over TFIN on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over TFIN on profitability, with a higher operating margin.
TFIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $125.7M | +15% |
| Q2 2026 | $120.2M | +11% |
| Q1 2026 | $105.8M | +4.2% |
| Q4 2025 | $120.1M | +16% |
| Q3 2025 | $109.3M | +2.9% |
| Q2 2025 | $108.1M | +2.8% |
| Q1 2025 | $101.6M | +0.5% |
| Q4 2024 | $103.6M | -2.4% |
TFIN's revenue is recovering but still below its 2022 peak: $126M last quarter, up 15% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | +14 points |
| Q2 2026 | 13% | +5.9 points |
| Q1 2026 | 7.7% | +7.6 points |
| Q4 2025 | 20% | +14 points |
| Q3 2025 | 1.2% | -4.8 points |
| Q2 2025 | 7.3% | +3.9 points |
| Q1 2025 | 0.1% | -4.6 points |
| Q4 2024 | 5.6% | -6.4 points |
TFIN's operating margin was 15% last quarter, up 14 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
TFIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $21.3M | -5.3% |
| Q1 2026 | $3.3M | +$6.3M |
| Q4 2025 | $36.5M | -1.3% |
| Q3 2025 | $22.4M | +5.8% |
| Q1 2025 | -$3M | +$13M |
| Q4 2024 | $37M | +46% |
| Q3 2024 | $21.2M | +136% |
| Q2 2024 | $16.3M | +106% |
TFIN's free cash flow was $104M over the past year, up 34% from the year before. Free cash flow isn't a meaningful measure for financial services companies like TFIN.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over TFIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
TFIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -3.1K shares |
| 1 year | +0.9% | +221K shares |
| 3 years | +2.9% | +686K shares |
| 5 years | -4.3% | -1.1M shares |
| Available history | -7.3% | -1.9M shares |
TFIN has 24M diluted shares, up 0.9% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | $2.1M |
| Q1 2026 | $92,000 |
| Q4 2025 | — |
| Q3 2025 | — |
| Q2 2025 | $2.1M |
| Q1 2025 | $128,000 |
| Q4 2024 | $1,000 |
TFIN spent $2M buying back its own shares over the past year, about the same as the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
TFIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -10.9x | Net Cash |
| Q2 2026 | -11.4x | Net Cash |
| Q1 2026 | -7.2x | Net Cash |
| Q4 2025 | 1.7x | Healthy |
| Q3 2025 | 4.8x | High |
| Q2 2025 | -0.7x | Net Cash |
| Q1 2025 | -5.3x | Net Cash |
| Q4 2024 | -4.8x | Net Cash |
TFIN has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
TFIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 36.6 | Neutral |
| Stochastic | 8.4 | Oversold |
TFIN's weekly RSI is 37 (neutral) and its Stochastic is 8 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
TFIN PE vs Financial Services Sector
| Metric | TFIN | Sector median | Relative |
|---|---|---|---|
| PE | 30x | 13x | 131% above |
| PE % | 58 | 63 | 5 pts below |
TFIN has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over TFIN on trend strength, trading above more of its moving averages.
TFIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $61.7 | 4.3% below |
| 20 week MA | $69.1 | 15% below |
| 50 week MA | $66.5 | 11% below |
| 100 week MA | $64.2 | 8% below |
| 200 week MA | $68.0 | 13% below |
TFIN is in a downtrend: it's below all five of its weekly moving averages, and 13% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
TFIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $38.4 | $48.3 | +26% |
| 2021 | $48.3 | $113.1 | +134% |
| 2022 | $113.1 | $49.4 | -56% |
| 2023 | $49.4 | $80.2 | +62% |
| 2024 | $80.2 | $90.9 | +13% |
| 2025 | $90.9 | $64.0 | -30% |
| 2026 YTD | $64.0 | $59.1 | -7.8% |
TFIN has the edge over HOOD on returns for 2026, with the stronger performance.