HOOD
Robinhood Markets, Inc.
HOOD has the edge over TBBK overall, supported by stronger modeled upside and stronger fundamentals.
TBBK
The Bancorp, Inc.
TBBK has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
TBBK Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
TBBK's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like TBBK.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over TBBK in the historical PE scenario, which offers more potential upside but is not a forecast.
TBBK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 7x | $48.40 | — |
| Current | 8.5x | $48.40 | — |
| Cheap | 10x | $59.07 | +22% |
| Fair | 13x | $71.22 | +47% |
| Expensive | 15x | $83.37 | +72% |
Historical ranges are pointers, not guarantees.
TBBK's PE is in its cheap range at 8.5x. If earnings grow as analysts expect, today's price would be 7.0x next year's earnings.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over TBBK on the outlook, with more favorable revenue expectations.
TBBK Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect TBBK's earnings to grow and its profitability to improve, with its revenue holding steady.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
TBBK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $6.88 | +21% |
| Q3 2026 | $5.67 | +19% |
| Q2 2026 | $5.32 | +15% |
| Q1 2026 | $5.14 | +16% |
| Q4 2025 | $4.92 | +15% |
| Q3 2025 | $4.78 | +21% |
| Q2 2025 | $4.64 | +21% |
| Q1 2025 | $4.42 | +20% |
| Q4 2024 | $4.29 | +23% |
TBBK has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over TBBK on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over TBBK on profitability, with a higher operating margin.
TBBK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $175.9M | +0.7% |
| Q2 2026 | $163.5M | -9.8% |
| Q1 2026 | $161.3M | -8% |
| Q4 2025 | $172.6M | +8.2% |
| Q3 2025 | $174.6M | +39% |
| Q2 2025 | $181.2M | +46% |
| Q1 2025 | $175.4M | +42% |
| Q4 2024 | $159.6M | +34% |
TBBK's revenue has held roughly level: $176M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 41% | -1.1 points |
| Q2 2026 | 50% | +5.5 points |
| Q1 2026 | 49% | +5.9 points |
| Q4 2025 | 43% | -4.4 points |
| Q3 2025 | 42% | -13 points |
| Q2 2025 | 44% | -14 points |
| Q1 2025 | 43% | -18 points |
| Q4 2024 | 48% | -1.9 points |
TBBK's operating margin was 41% last quarter, down 1.1 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD has the edge over TBBK on cash flow, with more consistent year-over-year improvement.
TBBK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $24.4M | -69% |
| Q2 2026 | $34.4M | -60% |
| Q1 2026 | $84.8M | -36% |
| Q4 2025 | -$36.8M | -144% |
| Q3 2025 | $77.6M | +55% |
| Q2 2025 | $85.4M | +460% |
| Q1 2025 | $131.7M | +79% |
| Q4 2024 | $83.7M | +37% |
TBBK's free cash flow was $107M over the past year, down 72% from the year before. Free cash flow isn't a meaningful measure for financial services companies like TBBK.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
TBBK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.5% | -645K shares |
| 1 year | -12% | -5.4M shares |
| 3 years | -25% | -13.6M shares |
| 5 years | -30% | -17.5M shares |
| Available history | -28% | -16.2M shares |
TBBK has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $50.5M |
| Q2 2026 | $50.5M |
| Q1 2026 | $50.3M |
| Q4 2025 | $151.5M |
| Q3 2025 | $151.3M |
| Q2 2025 | $37.9M |
| Q1 2025 | $37.7M |
| Q4 2024 | $50.5M |
TBBK spent $303M buying back its own shares over the past year, up 9.2% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over TBBK on leverage, with a lower net debt burden relative to earnings.
TBBK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.9x | Elevated |
| Q2 2026 | 2.8x | Moderate |
| Q1 2026 | 1.9x | Healthy |
| Q4 2025 | 0.9x | Very low |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | -0.8x | Net Cash |
| Q1 2025 | -3.1x | Net Cash |
| Q4 2024 | -1.9x | Net Cash |
TBBK's net debt is about 3.9 years of its operating earnings (EBITDA), up from 1.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like TBBK.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
TBBK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 36.9 | Neutral |
| Stochastic | 8.3 | Oversold |
TBBK's weekly RSI is 37 (neutral) and its Stochastic is 8 (oversold).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
TBBK PE vs Financial Services Sector
| Metric | TBBK | Sector median | Relative |
|---|---|---|---|
| PE | 8.5x | 13x | 34% below |
| PE % | 3 | 63 | 60 pts below |
TBBK has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has the edge over TBBK on trend strength, trading above more of its moving averages.
TBBK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $48.9 | 1.1% below |
| 20 week MA | $58.2 | 17% below |
| 50 week MA | $59.2 | 18% below |
| 100 week MA | $59.5 | 19% below |
| 200 week MA | $49.3 | 1.8% below |
TBBK is in a downtrend: it's below all five of its weekly moving averages, and 1.8% below its 200-week average.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
TBBK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $12.9 | $13.5 | +4.6% |
| 2021 | $13.5 | $24.8 | +85% |
| 2022 | $24.8 | $29.0 | +17% |
| 2023 | $29.0 | $38.6 | +33% |
| 2024 | $38.6 | $53.6 | +39% |
| 2025 | $53.6 | $69.9 | +30% |
| 2026 YTD | $69.9 | $48.4 | -31% |
TBBK has the edge over HOOD on returns for 2026, with the stronger performance.