HOOD
Robinhood Markets, Inc.
HOOD has the edge over OVLY overall, supported by stronger valuation and stronger modeled upside.
OVLY
Oak Valley Bancorp
OVLY has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
OVLY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
OVLY's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like OVLY.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over OVLY in the historical PE scenario, which offers more potential upside but is not a forecast.
OVLY PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.7x | $21.46 | -38% |
| Fair | 9.3x | $25.93 | -25% |
| Expensive | 12x | $32.28 | -6.6% |
| Current | 12x | $34.57 | — |
Historical ranges are pointers, not guarantees.
OVLY's PE is in its expensive range at 12x.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
OVLY Forward outlook
There aren't enough analyst estimates for OVLY to show an outlook.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over OVLY on earnings, with more consistent year-over-year improvement.
OVLY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $2.78 | -2.5% |
| Q2 2026 | $2.82 | -3.8% |
| Q1 2026 | $2.88 | -3% |
| Q4 2025 | $2.88 | -4.6% |
| Q3 2025 | $2.85 | -5.3% |
| Q2 2025 | $2.93 | -2.7% |
| Q1 2025 | $2.97 | -11% |
| Q4 2024 | $3.02 | -19% |
OVLY's earnings per share have fallen from their peak: $2.78 over the past year, against $4.18 in late 2023.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over OVLY on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over OVLY on profitability, with a higher operating margin.
OVLY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $21.7M | +2.3% |
| Q2 2026 | $20.6M | +3.8% |
| Q1 2026 | $20.8M | +7% |
| Q4 2025 | $21.3M | +10% |
| Q3 2025 | $21.2M | +8.6% |
| Q2 2025 | $19.9M | +4.2% |
| Q1 2025 | $19.4M | +3.5% |
| Q4 2024 | $19.3M | -2% |
OVLY's revenue has grown year over year for seven quarters in a row: $22M last quarter, up 2.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 38% | -2.5 points |
| Q2 2026 | 31% | -4.9 points |
| Q1 2026 | 33% | -2.2 points |
| Q4 2025 | 38% | -1.8 points |
| Q3 2025 | 40% | -10 points |
| Q2 2025 | 36% | -2.9 points |
| Q1 2025 | 35% | -3.5 points |
| Q4 2024 | 40% | +0.5 points |
OVLY's operating margin was 38% last quarter, down 2.5 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
OVLY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $9.1M | +43% |
| Q2 2026 | $3.4M | -15% |
| Q1 2026 | $7.8M | +16% |
| Q4 2025 | $7.4M | +119% |
| Q3 2025 | $6.3M | -27% |
| Q2 2025 | $4M | +12% |
| Q1 2025 | $6.8M | -17% |
| Q4 2024 | $3.4M | +$4.9M |
OVLY's free cash flow was $28M over the past year, up 35% from the year before. Free cash flow isn't a meaningful measure for financial services companies like OVLY.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over OVLY on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
OVLY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +15K shares |
| 1 year | +0.6% | +49K shares |
| 3 years | +1.4% | +116K shares |
| 5 years | +2% | +165K shares |
| Available history | +2.9% | +231K shares |
OVLY has 8M diluted shares, up 0.6% from a year ago.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
OVLY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.8x | Net Cash |
| Q2 2026 | -6.2x | Net Cash |
| Q1 2026 | -6.3x | Net Cash |
| Q4 2025 | -7.3x | Net Cash |
| Q3 2025 | -7.8x | Net Cash |
| Q2 2025 | -6.1x | Net Cash |
| Q1 2025 | -6.3x | Net Cash |
| Q4 2024 | -5.0x | Net Cash |
OVLY has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
OVLY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 56.3 | Neutral |
| Stochastic | 56.6 | Neutral |
OVLY's weekly RSI is 56 (neutral) and its Stochastic is 57 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
OVLY PE vs Financial Services Sector
| Metric | OVLY | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 4.5% below |
| PE % | 96 | 63 | 33 pts above |
OVLY has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
OVLY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $34.1 | 1.3% above |
| 20 week MA | $34.0 | 1.6% above |
| 50 week MA | $33.1 | 4.5% above |
| 100 week MA | $30.0 | 15% above |
| 200 week MA | $27.9 | 24% above |
OVLY has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
OVLY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.6 | $17.4 | -11% |
| 2021 | $17.4 | $17.3 | -0.9% |
| 2022 | $17.3 | $21.7 | +26% |
| 2023 | $21.7 | $30.0 | +38% |
| 2024 | $30.0 | $29.7 | -0.8% |
| 2025 | $29.7 | $30.0 | +1.1% |
| 2026 YTD | $30.0 | $34.6 | +15% |
OVLY has the edge over HOOD on returns for 2026, with the stronger performance.