HOOD
Robinhood Markets, Inc.
HOOD has a slight edge over ORI overall, supported by stronger modeled upside and stronger valuation.
ORI
Old Republic International Corporation
ORI has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
ORI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
ORI's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like ORI.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over ORI in the historical PE scenario, which offers more potential upside but is not a forecast.
ORI PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5.2x | $23.06 | -42% |
| Current | 9x | $40.04 | — |
| Fair | 10x | $46.32 | +16% |
| Forward | 13x | $40.04 | — |
| Expensive | 14x | $61.39 | +53% |
Historical ranges are pointers, not guarantees.
ORI's PE is in its cheap range at 9.0x. On analysts' estimates for next year's earnings, today's price would be 13x, in its expensive range.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over ORI on the outlook, with more favorable valuation and earnings expectations.
ORI Forward outlook
| Metric | Outlook |
|---|---|
| Strongly deteriorating | |
| Stable | |
| Growth | |
| Weakening | |
| Limited | |
| Low |
Analysts expect ORI's revenue to grow, but its profitability to weaken. However, they disagree widely on these estimates.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
ORI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.16 | -29% |
| Q3 2026 | $4.44 | +34% |
| Q2 2026 | $4.56 | +29% |
| Q1 2026 | $4.06 | +32% |
| Q4 2025 | $3.72 | +15% |
| Q3 2025 | $3.32 | -5.4% |
| Q2 2025 | $3.53 | +48% |
| Q1 2025 | $3.07 | +19% |
| Q4 2024 | $3.24 | +54% |
ORI earned $4.44 per share over the past year, up 34% from the year before.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over ORI on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over ORI on profitability, with a higher operating margin.
ORI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.6B | +5.2% |
| Q2 2026 | $2.5B | +13% |
| Q1 2026 | $2.4B | +14% |
| Q4 2025 | $2.4B | +19% |
| Q3 2025 | $2.4B | +3.5% |
| Q2 2025 | $2.2B | +18% |
| Q1 2025 | $2.1B | +4.9% |
| Q4 2024 | $2B | +3.1% |
ORI's revenue has grown year over year for 11 quarters in a row: $2.6B last quarter, up 5.2% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 11% | -3.9 points |
| Q2 2026 | 16% | +4.6 points |
| Q1 2026 | 17% | +2.7 points |
| Q4 2025 | 11% | +4.5 points |
| Q3 2025 | 15% | -3.7 points |
| Q2 2025 | 12% | +5.7 points |
| Q1 2025 | 15% | -5.2 points |
| Q4 2024 | 6.5% | -5.7 points |
ORI's operating margin was 11% last quarter, down 3.9 points from the same quarter a year ago.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
ORI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $429.4M | -24% |
| Q2 2026 | $199.7M | +49% |
| Q1 2026 | $281.4M | +21% |
| Q4 2025 | $234.9M | -35% |
| Q3 2025 | $563.9M | +19% |
| Q2 2025 | $133.8M | -43% |
| Q1 2025 | $231.7M | +44% |
| Q4 2024 | $361.7M | +28% |
ORI's free cash flow was $1.1B over the past year, down 11% from the year before. Free cash flow isn't a meaningful measure for financial services companies like ORI.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
ORI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +431K shares |
| 1 year | -1.8% | -4.6M shares |
| 3 years | -12% | -33.2M shares |
| 5 years | -19% | -56.8M shares |
| Available history | -18% | -54.9M shares |
ORI has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $112.7M |
| Q2 2026 | $60.2M |
| Q1 2026 | $159.8M |
| Q4 2025 | $55.2M |
| Q3 2025 | $43.3M |
| Q2 2025 | — |
| Q1 2025 | $25.3M |
| Q4 2024 | $174.4M |
ORI spent $388M buying back its own shares over the past year, up 60% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
ORI Net Leverage
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
ORI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 49.5 | Neutral |
| Stochastic | 35.0 | Neutral |
ORI's weekly RSI is 50 (neutral) and its Stochastic is 35 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
ORI PE vs Financial Services Sector
| Metric | ORI | Sector median | Relative |
|---|---|---|---|
| PE | 9x | 13x | 31% below |
| PE % | 30 | 63 | 33 pts below |
ORI has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
ORI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $38.8 | 3.1% above |
| 20 week MA | $40.7 | 1.6% below |
| 50 week MA | $40.9 | 2% below |
| 100 week MA | $39.7 | 0.9% above |
| 200 week MA | $34.6 | 16% above |
ORI has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
ORI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $22.2 | $19.2 | -14% |
| 2021 | $19.2 | $24.1 | +25% |
| 2022 | $24.1 | $24.3 | +0.7% |
| 2023 | $24.3 | $29.4 | +21% |
| 2024 | $29.4 | $36.4 | +24% |
| 2025 | $36.4 | $46.6 | +28% |
| 2026 YTD | $46.6 | $40.0 | -14% |
ORI has the edge over HOOD on returns for 2026, with the stronger performance.