HOOD
Robinhood Markets, Inc.
HOOD has the edge over MTG overall, supported by stronger valuation and stronger fundamentals.
MTG
MGIC Investment Corporation
MTG has lower modeled downside risk, despite its lower overall score.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
MTG Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
MTG's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like MTG.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over MTG in the historical PE scenario, which offers more potential upside but is not a forecast.
MTG PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 5.7x | $18.32 | -34% |
| Fair | 8.2x | $26.43 | -4.8% |
| Forward | 8.3x | $27.76 | — |
| Current | 8.6x | $27.76 | — |
| Expensive | 9.3x | $29.95 | +7.9% |
Historical ranges are pointers, not guarantees.
MTG's PE is in its fair range at 8.6x. If earnings grow as analysts expect, today's price would be 8.3x next year's earnings.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over MTG on the outlook, with more favorable valuation and revenue expectations.
MTG Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect MTG's earnings to grow and its profitability to improve, with its revenue holding steady.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD earned $2.16 per share over the past year, down 10% from the year before.
MTG Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.36 | +4.4% |
| Q3 2026 | $3.22 | +3.9% |
| Q2 2026 | $3.20 | +5.3% |
| Q1 2026 | $3.15 | +5% |
| Q4 2025 | $3.14 | +8.7% |
| Q3 2025 | $3.10 | +9.2% |
| Q2 2025 | $3.04 | +12% |
| Q1 2025 | $3.00 | +15% |
| Q4 2024 | $2.89 | +16% |
MTG has the edge over HOOD on earnings, with more consistent year-over-year improvement.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over MTG on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD's operating margin was 44% last quarter, down 5.9 points from the same quarter a year ago.
MTG Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $299.1M | -1.8% |
| Q2 2026 | $295.4M | -2.9% |
| Q1 2026 | $297.1M | -3% |
| Q4 2025 | $298.7M | -0.9% |
| Q3 2025 | $304.5M | -0.7% |
| Q2 2025 | $304.2M | -0.3% |
| Q1 2025 | $306.2M | +4% |
| Q4 2024 | $301.4M | +6.2% |
MTG's revenue has held roughly level: $299M last quarter, down 1.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 74% | -3.2 points |
| Q2 2026 | 78% | -3 points |
| Q1 2026 | 70% | -7 points |
| Q4 2025 | 71% | -6.6 points |
| Q3 2025 | 77% | -5.7 points |
| Q2 2025 | 81% | -4.2 points |
| Q1 2025 | 77% | +1.9 points |
| Q4 2024 | 78% | -3.1 points |
MTG has the edge over HOOD on profitability, with a higher operating margin.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
MTG Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $216.3M | +0.6% |
| Q2 2026 | $184.5M | +0.8% |
| Q1 2026 | $76.7M | -66% |
| Q4 2025 | $230.2M | +27% |
| Q3 2025 | $215.1M | +18% |
| Q2 2025 | $183M | +8.3% |
| Q1 2025 | $223.5M | +17% |
| Q4 2024 | $181.9M | -2.1% |
MTG has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
MTG Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.6% | -5.5M shares |
| 1 year | -11% | -26M shares |
| 3 years | -28% | -80.2M shares |
| 5 years | -42% | -148M shares |
| Available history | -45% | -169M shares |
MTG has the edge over HOOD on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $151.7M |
| Q2 2026 | $184.7M |
| Q1 2026 | $192.4M |
| Q4 2025 | $189.2M |
| Q3 2025 | $187.9M |
| Q2 2025 | $186.4M |
| Q1 2025 | $225.2M |
| Q4 2024 | $194.7M |
MTG spent $718M buying back its own shares over the past year, down 9.6% from the year before.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over MTG on leverage, with a lower net debt burden relative to earnings.
MTG Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.5x | Very low |
| Q4 2025 | 0.3x | Very low |
| Q3 2025 | 0.4x | Very low |
| Q2 2025 | 0.4x | Very low |
| Q1 2025 | 0.4x | Very low |
| Q4 2024 | 0.4x | Very low |
MTG's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like MTG.
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
MTG Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 45.6 | Neutral |
| Stochastic | 42.7 | Neutral |
MTG's weekly RSI is 46 (neutral) and its Stochastic is 43 (neutral).
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
MTG PE vs Financial Services Sector
| Metric | MTG | Sector median | Relative |
|---|---|---|---|
| PE | 8.6x | 13x | 34% below |
| PE % | 62 | 63 | 1 pt below |
MTG has the edge over HOOD on valuation relative to its sector.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
MTG Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $28.0 | 1% below |
| 20 week MA | $29.2 | 5.1% below |
| 50 week MA | $27.9 | 0.5% below |
| 100 week MA | $27.0 | 2.9% above |
| 200 week MA | $23.1 | 20% above |
MTG has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.
MTG Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $14.1 | $12.3 | -13% |
| 2021 | $12.3 | $14.1 | +15% |
| 2022 | $14.1 | $12.9 | -8.2% |
| 2023 | $12.9 | $19.3 | +49% |
| 2024 | $19.3 | $23.7 | +23% |
| 2025 | $23.7 | $29.8 | +26% |
| 2026 YTD | $29.8 | $27.8 | -6.8% |
MTG has the edge over HOOD on returns for 2026, with the stronger performance.