HOMB

Home Bancshares, Inc.

55
Fundamentals56/ 100
Valuation48/ 100
Upside potential58/ 100
Risk potential12/ 100

HOMB's fundamentals are mixed: revenue grew 6.1%, while its operating margin held steady at 55%. At 12x earnings, it's trading right at its usual valuation. Analysts expect earnings growth.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

HOMB Fundamentals

MetricStatus
Stable
Strong
N/A
N/A

HOMB's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOMB.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

HOMB PE Valuation

CHEAPFAIREXPENSIVE5.7x11x17x23x
CHEAPFAIREXPENSIVE5.7x11x17x23x
LevelPEPriceVs current
Cheap11x$27.65-7.8%
Current12x$30.00โ€”
Forward12x$30.00โ€”
Fair13x$30.64+2.1%
Expensive15x$37.44+25%

Historical ranges are pointers, not guarantees.

HOMB's PE is in its fair range at 12.3x. If earnings grow as analysts expect, today's price would be 11.6x next year's earnings, in its cheap range.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

HOMB Forward outlook

MetricOutlook
Improving
Growth
Stable
Improving
Limited
High

Analysts expect HOMB's earnings to grow and its profitability to improve, with its revenue holding steady.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

HOMB Risk to reward

ScenarioChangePrice
Upside+17%$35.05
Downside-12%$26.38

Calculated from the latest close: $30.00 on Nov 12.

There is not enough scenario data to compare HOMB and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare HOMB and IREN's risk to reward.

HOMB Earnings Per Share

Q4 2023: $1.94Q1 2024: $1.93Q2 2024: $1.92Q3 2024: $1.93Q4 2024: $2.01Q1 2025: $2.09Q2 2025: $2.18Q3 2025: $2.31Q4 2025: $2.41Q1 2026: $2.43Q2 2026: $2.42Q3 2026: $2.44Forward: $2.58
Q4 2023: $1.94Q1 2024: $1.93Q2 2024: $1.92Q3 2024: $1.93Q4 2024: $2.01Q1 2025: $2.09Q2 2025: $2.18Q3 2025: $2.31Q4 2025: $2.41Q1 2026: $2.43Q2 2026: $2.42Q3 2026: $2.44Forward: $2.58
QuarterTTM EPSYoY
Forward$2.58+5.6%
Q3 2026$2.44+5.6%
Q2 2026$2.42+11%
Q1 2026$2.43+16%
Q4 2025$2.41+20%
Q3 2025$2.31+20%
Q2 2025$2.18+14%
Q1 2025$2.09+8.3%
Q4 2024$2.01+3.6%

HOMB has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

HOMB Quarterly Revenue

Q4 2023: $246MQ1 2024: $246MQ2 2024: $255MQ3 2024: $258MQ4 2024: $258MQ1 2025: $260MQ2 2025: $271MQ3 2025: $278MQ4 2025: $282MQ1 2026: $267MQ2 2026: $295MQ3 2026: $288M
Q4 2023: $246MQ1 2024: $246MQ2 2024: $255MQ3 2024: $258MQ4 2024: $258MQ1 2025: $260MQ2 2025: $271MQ3 2025: $278MQ4 2025: $282MQ1 2026: $267MQ2 2026: $295MQ3 2026: $288M
QuarterRevenueYoY
Q3 2026$288.4M+3.9%
Q2 2026$295.1M+8.9%
Q1 2026$266.7M+2.5%
Q4 2025$282.1M+9.2%
Q3 2025$277.7M+7.6%
Q2 2025$271M+6.5%
Q1 2025$260.1M+5.6%
Q4 2024$258.4M+5.2%

HOMB's revenue has grown year over year for nine quarters in a row: $288M last quarter, up 3.9% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

HOMB Free Cash Flow

Q4 2023: $114MQ1 2024: $146MQ2 2024: $99MQ3 2024: $116MQ4 2024: $61MQ1 2025: $110MQ2 2025: $70MQ3 2025: $112MQ4 2025: $84MQ1 2026: $139MQ2 2026: $94MQ3 2026: $160M
Q4 2023: $114MQ1 2024: $146MQ2 2024: $99MQ3 2024: $116MQ4 2024: $61MQ1 2025: $110MQ2 2025: $70MQ3 2025: $112MQ4 2025: $84MQ1 2026: $139MQ2 2026: $94MQ3 2026: $160M
QuarterFree cash flowYoY
Q3 2026$160M+43%
Q2 2026$94.1M+34%
Q1 2026$139.3M+26%
Q4 2025$84.2M+38%
Q3 2025$112.2M-3.4%
Q2 2025$70.4M-29%
Q1 2025$110.1M-24%
Q4 2024$60.9M-46%

HOMB has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

HOMB Total Shares

Q4 2023: 203MQ1 2024: 201MQ2 2024: 200MQ3 2024: 199MQ4 2024: 200MQ1 2025: 199MQ2 2025: 198MQ3 2025: 197MQ4 2025: 198MQ1 2026: 197MQ2 2026: 201MQ3 2026: 200M
Q4 2023: 203MQ1 2024: 201MQ2 2024: 200MQ3 2024: 199MQ4 2024: 200MQ1 2025: 199MQ2 2025: 198MQ3 2025: 197MQ4 2025: 198MQ1 2026: 197MQ2 2026: 201MQ3 2026: 200M
PeriodChange %Net change
Quarterly-0.7%-1.4M shares
1 year+1.4%+2.8M shares
3 years-1.3%-2.6M shares
5 years+22%+35.4M shares
Available history+19%+32.2M shares

HOMB has the edge over IREN on shareholder dilution, with a more favorable share count trend.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has 399M diluted shares, up 10% from a year ago.

HOMB Net Leverage

Q4 2023: 3.8xQ1 2024: 3.9xQ2 2024: 3.6xQ3 2024: 3.6xQ4 2024: 2.4xQ1 2025: 1.9xQ2 2025: 2.0xQ3 2025: 2.2xQ4 2025: 2.5xQ1 2026: 1.8xQ2 2026: 2.4xQ3 2026: 1.8x
Q4 2023: 3.8xQ1 2024: 3.9xQ2 2024: 3.6xQ3 2024: 3.6xQ4 2024: 2.4xQ1 2025: 1.9xQ2 2025: 2.0xQ3 2025: 2.2xQ4 2025: 2.5xQ1 2026: 1.8xQ2 2026: 2.4xQ3 2026: 1.8x
QuarterNet LeverageStatus
Q3 20261.8xHealthy
Q2 20262.4xModerate
Q1 20261.8xHealthy
Q4 20252.5xModerate
Q3 20252.2xModerate
Q2 20252.0xModerate
Q1 20251.9xHealthy
Q4 20242.4xModerate

HOMB's net debt is about 1.8 years of its operating earnings (EBITDA), down from 2.2 years a year ago. Net leverage isn't a meaningful measure for financial services companies like HOMB.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

HOMB Weekly Momentum

MetricValueStatus
RSI55.2Neutral
Stochastic56.5Neutral

HOMB's weekly RSI is 55 (neutral) and its Stochastic is 57 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

HOMB PE vs Financial Services Sector

MetricHOMBSector medianRelative
PE12x13x5.5% below
PE %426321 pts below

HOMB is trading at 12x earnings, in line with the Financial Services sector's median of 13x.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

HOMB Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.42.1% above
20 week MA$29.90.4% above
50 week MA$28.64.9% above
100 week MA$28.55.2% above
200 week MA$26.314% above

HOMB has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

HOMB Yearly ROI

YearStart priceEnd priceROI
2020$19.6$19.7+0.6%
2021$19.7$24.4+24%
2022$24.4$22.8-6.3%
2023$22.8$25.3+11%
2024$25.3$28.4+12%
2025$28.4$28.4-0.2%
2026 YTD$28.4$30.0+5.8%

HOMB has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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