GS

The Goldman Sachs Group, Inc.

64
Fundamentals69/ 100
Valuation50/ 100
Upside potential57/ 100
Risk potential14/ 100

GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

VABK

Virginia National Bankshares Corporation

There isn't enough reported data to score VABK yet.

GS Fundamentals

MetricStatus
Strong
Strong
N/A
N/A

GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.

VABK Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

VABK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like VABK.

GS PE Valuation

CHEAPFAIREXPENSIVE5.2x10x16x21x
CHEAPFAIREXPENSIVE5.2x10x16x21x
LevelPEPriceVs current
Cheap7.6x$528-42%
Current13x$914โ€”
Forward13x$914โ€”
Fair14x$940+2.9%
Expensive17x$1,214+33%

Historical ranges are pointers, not guarantees.

GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.

VABK PE Valuation

CHEAPFAIREXPENSIVE4.6x9.2x14x18x
CHEAPFAIREXPENSIVE4.6x9.2x14x18x
LevelPEPriceVs current
Cheap8.8x$40.16-26%
Fair11x$50.58-6.3%
Current11x$54.00โ€”
Expensive14x$63.42+17%

Historical ranges are pointers, not guarantees.

VABK has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.

GS Forward outlook

MetricOutlook
Stable
Strong growth
Growth
Strongly improving
Limited
Low

Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.

VABK Forward outlook

There aren't enough analyst estimates for VABK to show an outlook.

GS Risk to reward

ScenarioChangePrice
Upside+19%$1,085.26
Downside-14%$781.84

Calculated from the latest close: $913.60 on Nov 12.

There is not enough scenario data to compare GS and VABK's risk to reward.

VABK Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $54.00 on Nov 12.

There is not enough scenario data to compare GS and VABK's risk to reward.

GS Earnings Per Share

Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
Q4 2023: $22.87Q1 2024: $25.66Q2 2024: $31.20Q3 2024: $34.13Q4 2024: $40.54Q1 2025: $43.08Q2 2025: $45.37Q3 2025: $49.22Q4 2025: $51.32Q1 2026: $54.75Q2 2026: $64.82Q3 2026: $69.58Forward: $72.35
QuarterTTM EPSYoY
Forward$72.35+4%
Q3 2026$69.58+41%
Q2 2026$64.82+43%
Q1 2026$54.75+27%
Q4 2025$51.32+27%
Q3 2025$49.22+44%
Q2 2025$45.37+45%
Q1 2025$43.08+68%
Q4 2024$40.54+77%

GS's earnings per share have climbed steadily: $69.58 over the past year, up 41% from the year before, and higher year over year for 10 quarters in a row. Its recent earnings include one-off gains.

VABK Earnings Per Share

Q3 2025: $3.30Q4 2025: $3.55Q1 2026: $3.69Q2 2026: $4.56
Q3 2025: $3.30Q4 2025: $3.55Q1 2026: $3.69Q2 2026: $4.56

VABK and GS do not have enough comparable growth data to identify a winner.

GS Quarterly Revenue

Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
Q4 2023: $11.3BQ1 2024: $14.2BQ2 2024: $12.7BQ3 2024: $12.7BQ4 2024: $13.9BQ1 2025: $15.1BQ2 2025: $14.6BQ3 2025: $15.2BQ4 2025: $13.5BQ1 2026: $17.2BQ2 2026: $20.3BQ3 2026: $18.7B
QuarterRevenueYoY
Q3 2026$18.7B+23%
Q2 2026$20.3B+39%
Q1 2026$17.2B+14%
Q4 2025$13.5B-3%
Q3 2025$15.2B+20%
Q2 2025$14.6B+15%
Q1 2025$15.1B+6%
Q4 2024$13.9B+23%

GS has the edge over VABK on sales, with stronger typical year-over-year growth.

VABK Quarterly Revenue

Q3 2023: $14MQ4 2023: $13MQ1 2024: $13MQ2 2024: $13MQ3 2024: $13MQ4 2024: $15MQ1 2025: $14MQ2 2025: $14MQ3 2025: $14MQ4 2025: $15MQ1 2026: $14MQ2 2026: $20M
Q3 2023: $14MQ4 2023: $13MQ1 2024: $13MQ2 2024: $13MQ3 2024: $13MQ4 2024: $15MQ1 2025: $14MQ2 2025: $14MQ3 2025: $14MQ4 2025: $15MQ1 2026: $14MQ2 2026: $20M
QuarterRevenueYoY
Q2 2026$19.8M+40%
Q1 2026$14.4M+2.4%
Q4 2025$15M+3.6%
Q3 2025$14.4M+7%
Q2 2025$14.1M+9.6%
Q1 2025$14.1M+7.2%
Q4 2024$14.5M+13%
Q3 2024$13.5M-1.9%

VABK's revenue has grown year over year for seven quarters in a row: $20M last quarter, up 40% from the same quarter a year ago.

GS Free Cash Flow

Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
Q4 2023: โˆ’$28.9BQ1 2024: โˆ’$28.5BQ2 2024: $5.6BQ3 2024: โˆ’$38.5BQ4 2024: $46.2BQ1 2025: โˆ’$37.7BQ2 2025: $5.2BQ3 2025: $2.1BQ4 2025: โˆ’$16.8BQ1 2026: โˆ’$32.4BQ2 2026: $5.6BQ3 2026: $3.7B
QuarterFree cash flowYoY
Q3 2026$3.7B+72%
Q2 2026$5.6B+7.8%
Q1 2026-$32.4B+$5.3B
Q4 2025-$16.8B-136%
Q3 2025$2.1B+$40.6B
Q2 2025$5.2B-6.8%
Q1 2025-$37.7B-$9.2B
Q4 2024$46.2B+$75.1B

GS's free cash flow was โˆ’$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.

VABK Free Cash Flow

Q3 2023: $211,000Q4 2023: $3MQ1 2024: $3MQ2 2024: โˆ’$7MQ3 2024: $15MQ4 2024: $3MQ1 2025: $2MQ2 2025: $7MQ3 2025: $6MQ4 2025: $6MQ1 2026: $7MQ2 2026: $3M
Q3 2023: $211,000Q4 2023: $3MQ1 2024: $3MQ2 2024: โˆ’$7MQ3 2024: $15MQ4 2024: $3MQ1 2025: $2MQ2 2025: $7MQ3 2025: $6MQ4 2025: $6MQ1 2026: $7MQ2 2026: $3M
QuarterFree cash flowYoY
Q2 2026$3.4M-49%
Q1 2026$7M+284%
Q4 2025$6.2M+94%
Q3 2025$6M-60%
Q2 2025$6.7M+$13.5M
Q1 2025$1.8M-41%
Q4 2024$3.2M+9.3%
Q3 2024$15.1M+7037%

VABK has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.

GS Total Shares

Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
Q4 2023: 346MQ1 2024: 340MQ2 2024: 336MQ3 2024: 331MQ4 2024: 334MQ1 2025: 325MQ2 2025: 318MQ3 2025: 315MQ4 2025: 318MQ1 2026: 308MQ2 2026: 305MQ3 2026: 301M
PeriodChange %Net change
Quarterly-1.2%-3.8M shares
1 year-4.4%-13.9M shares
3 years-12%-42.8M shares
5 years-15%-52.8M shares
Available history-20%-74.4M shares

GS has the edge over VABK on shareholder dilution, with a more favorable share count trend.

VABK Total Shares

Q3 2023: 5MQ4 2023: 5MQ1 2024: 5MQ2 2024: 5MQ3 2024: 5MQ4 2024: 5MQ1 2025: 5MQ2 2025: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5M
Q3 2023: 5MQ4 2023: 5MQ1 2024: 5MQ2 2024: 5MQ3 2024: 5MQ4 2024: 5MQ1 2025: 5MQ2 2025: 5MQ3 2025: 5MQ4 2025: 5MQ1 2026: 5MQ2 2026: 5M
PeriodChange %Net change
Quarterly+0.2%+12K shares
1 year+0.7%+37.5K shares
3 years+1.5%+80.3K shares
5 years+2.5%+135K shares
Available history+103%+2.8M shares

VABK has 5M diluted shares, up 0.7% from a year ago.

GS Net Leverage

Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
Q4 2023: -9.6xQ1 2024: -6.8xQ2 2024: -6.5xQ3 2024: -3.5xQ4 2024: -4.7xQ1 2025: -3.9xQ2 2025: -3.1xQ3 2025: -3.5xQ4 2025: -6.4xQ1 2026: -6.7xQ2 2026: -6.1xQ3 2026: -5.4x
QuarterNet LeverageStatus
Q3 2026-5.4xNet Cash
Q2 2026-6.1xNet Cash
Q1 2026-6.7xNet Cash
Q4 2025-6.4xNet Cash
Q3 2025-3.5xNet Cash
Q2 2025-3.1xNet Cash
Q1 2025-3.9xNet Cash
Q4 2024-4.7xNet Cash

GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.

VABK Net Leverage

GS Weekly Momentum

MetricValueStatus
RSI44.5Neutral
Stochastic16.3Oversold

GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).

VABK Weekly Momentum

MetricValueStatus
RSI70.0Neutral
Stochastic83.3Overbought

VABK's weekly RSI is 70 (neutral) and its Stochastic is 83 (overbought).

GS PE vs Financial Services Sector

MetricGSSector medianRelative
PE13x13x0.8% above
PE %466317 pts below

GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.

VABK PE vs Financial Services Sector

MetricVABKSector medianRelative
PE11x13x16% below
PE %486315 pts below

VABK has the edge over GS on valuation relative to its sector.

GS Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$895.52% above
20 week MA$977.46.5% below
50 week MA$945.43.4% below
100 week MA$804.514% above
200 week MA$602.752% above

GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.

VABK Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$50.37.3% above
20 week MA$48.013% above
50 week MA$43.923% above
100 week MA$40.733% above
200 week MA$37.544% above

VABK has the edge over GS on trend strength, trading above more of its moving averages.

GS Yearly ROI

YearStart priceEnd priceROI
2020$230.7$256.2+11%
2021$256.2$385.0+50%
2022$385.0$345.5-10%
2023$345.5$385.8+12%
2024$385.8$576.2+49%
2025$576.2$907.0+57%
2026 YTD$907.0$913.6+0.7%

GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.

VABK Yearly ROI

YearStart priceEnd priceROI
2020$37.6$26.8-29%
2021$26.8$36.5+36%
2022$36.5$36.3-0.6%
2023$36.3$34.4-5.2%
2024$34.4$38.4+12%
2025$38.4$40.9+6.6%
2026 YTD$40.9$54.0+32%

VABK has the edge over GS on returns for 2026, with the stronger performance.

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