VABK
Virginia National Bankshares Corporation
There isn't enough reported data to score VABK yet.
VABK Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
VABK's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like VABK.
VABK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.8x | $40.16 | -26% |
| Fair | 11x | $50.58 | -6.3% |
| Current | 11x | $54.00 | — |
| Expensive | 14x | $63.42 | +17% |
Historical ranges are pointers, not guarantees.
VABK's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.
VABK Forward outlook
There aren't enough analyst estimates for VABK to show an outlook.
VABK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $4.56 | +38% |
| Q1 2026 | $3.69 | +12% |
| Q4 2025 | $3.55 | +13% |
| Q3 2025 | $3.30 | +14% |
| Q2 2025 | $3.31 | +14% |
| Q1 2025 | $3.30 | +3.8% |
| Q4 2024 | $3.15 | -12% |
| Q3 2024 | $2.89 | -33% |
VABK earned $4.56 per share over the past year, up 38% from the year before.
VABK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $19.8M | +40% |
| Q1 2026 | $14.4M | +2.4% |
| Q4 2025 | $15M | +3.6% |
| Q3 2025 | $14.4M | +7% |
| Q2 2025 | $14.1M | +9.6% |
| Q1 2025 | $14.1M | +7.2% |
| Q4 2024 | $14.5M | +13% |
| Q3 2024 | $13.5M | -1.9% |
VABK's revenue has grown year over year for seven quarters in a row: $20M last quarter, up 40% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 57% | +19 points |
| Q1 2026 | 45% | +7 points |
| Q4 2025 | 50% | +10 points |
| Q3 2025 | 39% | -2.5 points |
| Q2 2025 | 38% | -1.1 points |
| Q1 2025 | 38% | +5.4 points |
| Q4 2024 | 40% | +11 points |
| Q3 2024 | 42% | +2 points |
VABK's operating margin was 57% last quarter, up 19 points from the same quarter a year ago, near the top of its range since 2019.
VABK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $3.4M | -49% |
| Q1 2026 | $7M | +284% |
| Q4 2025 | $6.2M | +94% |
| Q3 2025 | $6M | -60% |
| Q2 2025 | $6.7M | +$13.5M |
| Q1 2025 | $1.8M | -41% |
| Q4 2024 | $3.2M | +9.3% |
| Q3 2024 | $15.1M | +7037% |
VABK's free cash flow was $23M over the past year, down 15% from the year before. Free cash flow isn't a meaningful measure for financial services companies like VABK.
VABK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +12K shares |
| 1 year | +0.7% | +37.5K shares |
| 3 years | +1.5% | +80.3K shares |
| 5 years | +2.5% | +135K shares |
| Available history | +103% | +2.8M shares |
VABK has 5M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2025 | — |
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | $533,000 |
| Q1 2024 | $26,000 |
VABK Net Leverage
VABK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 70.0 | Neutral |
| Stochastic | 83.3 | Overbought |
VABK's weekly RSI is 70 (neutral) and its Stochastic is 83 (overbought).
VABK PE vs Financial Services Sector
| Metric | VABK | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 16% below |
| PE % | 48 | 63 | 15 pts below |
VABK is trading at 11x earnings, a 16% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
VABK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $50.3 | 7.3% above |
| 20 week MA | $48.0 | 13% above |
| 50 week MA | $43.9 | 23% above |
| 100 week MA | $40.7 | 33% above |
| 200 week MA | $37.5 | 44% above |
VABK is in an uptrend: it's above all five of its weekly moving averages, and 44% above its 200-week average.
VABK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $37.6 | $26.8 | -29% |
| 2021 | $26.8 | $36.5 | +36% |
| 2022 | $36.5 | $36.3 | -0.6% |
| 2023 | $36.3 | $34.4 | -5.2% |
| 2024 | $34.4 | $38.4 | +12% |
| 2025 | $38.4 | $40.9 | +6.6% |
| 2026 YTD | $40.9 | $54.0 | +32% |
VABK is up 32% so far in 2026, after finishing lower in three of the previous six years.