GS
The Goldman Sachs Group, Inc.
GS has the edge over TCBX overall, supported by stronger fundamentals.
TCBX
Third Coast Bancshares, Inc.
TCBX offers stronger modeled upside, but that advantage does not outweigh its weaker overall profile.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
TCBX Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
TCBX's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like TCBX.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
TCBX PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 9.7x | $39.68 | — |
| Cheap | 9.9x | $38.58 | -2.8% |
| Current | 10x | $39.68 | — |
| Fair | 11x | $41.75 | +5.2% |
| Expensive | 12x | $47.55 | +20% |
Historical ranges are pointers, not guarantees.
TCBX has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over TCBX on the outlook, with more favorable profitability expectations.
TCBX Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Strong growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for TCBX, but weaker profitability.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over TCBX on earnings, with stronger typical year-over-year growth.
TCBX Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.09 | +4.6% |
| Q3 2026 | $3.91 | +9.5% |
| Q2 2026 | $4.01 | +22% |
| Q1 2026 | $3.89 | +32% |
| Q4 2025 | $3.79 | +36% |
| Q3 2025 | $3.57 | +39% |
| Q2 2025 | $3.28 | +53% |
| Q1 2025 | $2.95 | +45% |
| Q4 2024 | $2.78 | +40% |
TCBX's earnings per share have climbed steadily: $3.91 over the past year, up 9.5% from the year before, and higher year over year every quarter since late 2023.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over TCBX on profitability, with a higher operating margin.
TCBX Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $65.9M | +21% |
| Q2 2026 | $68M | +31% |
| Q1 2026 | $57.7M | +26% |
| Q4 2025 | $56.5M | +22% |
| Q3 2025 | $54.5M | +27% |
| Q2 2025 | $52M | +25% |
| Q1 2025 | $45.9M | +14% |
| Q4 2024 | $46.3M | +17% |
TCBX has the edge over GS on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 36% | -5.8 points |
| Q2 2026 | 40% | 0 points |
| Q1 2026 | 33% | -4.9 points |
| Q4 2025 | 38% | -0.6 points |
| Q3 2025 | 42% | +4 points |
| Q2 2025 | 40% | +6.4 points |
| Q1 2025 | 38% | +5.8 points |
| Q4 2024 | 39% | +8.4 points |
TCBX's operating margin was 36% last quarter, down 5.8 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
TCBX Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $8.9M | -57% |
| Q2 2026 | $45M | +224% |
| Q1 2026 | -$38.7M | -469% |
| Q3 2025 | $20.7M | -5.8% |
| Q2 2025 | $13.9M | +90% |
| Q1 2025 | $10.5M | +11% |
| Q3 2024 | $22M | +1077% |
| Q2 2024 | $7.3M | -22% |
TCBX has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over TCBX on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
TCBX Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.5% | +101K shares |
| 1 year | +18% | +3M shares |
| 3 years | +21% | +3.6M shares |
TCBX has 20M diluted shares, up 18% from a year ago.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over TCBX on leverage, with a lower net debt burden relative to earnings.
TCBX Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -3.0x | Net Cash |
| Q2 2026 | -3.6x | Net Cash |
| Q1 2026 | -4.1x | Net Cash |
| Q4 2025 | -1.6x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -1.0x | Net Cash |
| Q1 2025 | -2.5x | Net Cash |
| Q4 2024 | -4.9x | Net Cash |
TCBX has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like TCBX.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
TCBX Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 43.3 | Neutral |
| Stochastic | 7.5 | Oversold |
TCBX's weekly RSI is 43 (neutral) and its Stochastic is 8 (oversold).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
TCBX PE vs Financial Services Sector
| Metric | TCBX | Sector median | Relative |
|---|---|---|---|
| PE | 10x | 13x | 22% below |
| PE % | 26 | 64 | 38 pts below |
TCBX has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over TCBX on trend strength, trading above more of its moving averages.
TCBX Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $40.9 | 3.1% below |
| 20 week MA | $42.6 | 6.7% below |
| 50 week MA | $40.6 | 2.3% below |
| 100 week MA | $37.7 | 5.2% above |
| 200 week MA | $29.1 | 36% above |
TCBX has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 36% above its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
TCBX Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $25.1 | $25.9 | +3.3% |
| 2022 | $25.9 | $18.5 | -28% |
| 2023 | $18.5 | $19.9 | +7.2% |
| 2024 | $19.9 | $34.1 | +72% |
| 2025 | $34.1 | $39.4 | +15% |
| 2026 YTD | $39.4 | $39.7 | +0.7% |
TCBX has the edge over GS on returns for 2026, with the stronger performance.