GS
The Goldman Sachs Group, Inc.
GS has the edge over SRCE overall, supported by stronger valuation.
SRCE
1st Source Corporation
SRCE has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
SRCE Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
SRCE's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like SRCE.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
SRCE PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $70.88 | -20% |
| Fair | 11x | $78.05 | -12% |
| Expensive | 12x | $90.07 | +2.1% |
| Current | 12x | $88.25 | — |
| Forward | 12x | $88.25 | — |
Historical ranges are pointers, not guarantees.
SRCE has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
SRCE Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for SRCE, with profitability improving.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over SRCE on earnings, with stronger typical year-over-year growth.
SRCE Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $7.59 | +4.2% |
| Q3 2026 | $7.28 | +21% |
| Q2 2026 | $6.96 | +22% |
| Q1 2026 | $6.52 | +15% |
| Q4 2025 | $6.41 | +20% |
| Q3 2025 | $6.01 | +14% |
| Q2 2025 | $5.71 | +11% |
| Q1 2025 | $5.69 | +14% |
| Q4 2024 | $5.36 | +6.6% |
SRCE's earnings per share have climbed steadily: $7.28 over the past year, up 21% from the year before, and higher year over year for 10 quarters in a row.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
SRCE Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $120.3M | +8.7% |
| Q2 2026 | $118.2M | +9.2% |
| Q1 2026 | $113.1M | +8.7% |
| Q4 2025 | $110.8M | +13% |
| Q3 2025 | $110.7M | +13% |
| Q2 2025 | $108.2M | +11% |
| Q1 2025 | $104M | +11% |
| Q4 2024 | $97.8M | +7% |
SRCE's revenue has grown year over year for 11 quarters in a row: $120M last quarter, up 8.7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 53% | +3.7 points |
| Q2 2026 | 52% | +7.7 points |
| Q1 2026 | 45% | -0.5 points |
| Q4 2025 | 48% | +7.4 points |
| Q3 2025 | 50% | +3.3 points |
| Q2 2025 | 44% | -4.6 points |
| Q1 2025 | 46% | +5.6 points |
| Q4 2024 | 41% | +1 points |
SRCE has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
SRCE Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $69.1M | +46% |
| Q2 2026 | $49.3M | +15% |
| Q1 2026 | $58.1M | -16% |
| Q4 2025 | $53.5M | +98% |
| Q3 2025 | $47.3M | -29% |
| Q2 2025 | $43M | -7.3% |
| Q1 2025 | $69.3M | +67% |
| Q4 2024 | $27M | -34% |
SRCE has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over SRCE on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
SRCE Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | +9.9K shares |
| 1 year | -1.6% | -389K shares |
| 3 years | -2.3% | -577K shares |
| 5 years | -3.4% | -837K shares |
| Available history | -5.9% | -1.5M shares |
SRCE has 24M diluted shares, down 1.6% from a year ago, with $28M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $23.4M |
| Q4 2025 | $4.2M |
| Q3 2025 | $6.4M |
| Q2 2025 | $2.8M |
| Q1 2025 | $455,000 |
| Q4 2024 | $178,000 |
SRCE spent $28M buying back its own shares over the past year, up 180% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over SRCE on leverage, with a lower net debt burden relative to earnings.
SRCE Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.0x | Very low |
| Q2 2026 | 0.9x | Very low |
| Q1 2026 | 1.4x | Healthy |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | -0.7x | Net Cash |
| Q2 2025 | 0.1x | Very low |
| Q1 2025 | -0.9x | Net Cash |
| Q4 2024 | 1.7x | Healthy |
SRCE's net debt is about a year of its operating earnings (EBITDA), after holding more cash than debt a year ago. Net leverage isn't a meaningful measure for financial services companies like SRCE.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
SRCE Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 64.5 | Neutral |
| Stochastic | 55.9 | Neutral |
SRCE's weekly RSI is 64 (neutral) and its Stochastic is 56 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
SRCE PE vs Financial Services Sector
| Metric | SRCE | Sector median | Relative |
|---|---|---|---|
| PE | 12x | 13x | 6.9% below |
| PE % | 79 | 63 | 16 pts above |
SRCE has the edge over GS on valuation relative to its sector.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
SRCE Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $86.6 | 1.9% above |
| 20 week MA | $86.2 | 2.4% above |
| 50 week MA | $76.6 | 15% above |
| 100 week MA | $68.7 | 28% above |
| 200 week MA | $59.7 | 48% above |
SRCE has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
SRCE Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $52.0 | $39.9 | -23% |
| 2021 | $39.9 | $48.4 | +21% |
| 2022 | $48.4 | $54.3 | +12% |
| 2023 | $54.3 | $55.0 | +1.3% |
| 2024 | $55.0 | $58.6 | +6.7% |
| 2025 | $58.6 | $64.0 | +9.1% |
| 2026 YTD | $64.0 | $88.3 | +38% |
SRCE has the edge over GS on returns for 2026, with the stronger performance.