GS
The Goldman Sachs Group, Inc.
GS's fundamentals are strong: revenue grew 19% and its operating margin rose 4 points to 40%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
SLQT
SelectQuote, Inc.
There isn't enough reported data to score SLQT yet.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
SLQT Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Under pressure | |
| N/A | |
| N/A |
SLQT's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like SLQT.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
SLQT PE Valuation
SLQT has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over SLQT on the outlook, with more favorable earnings and revenue expectations.
SLQT Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses steady | |
| Decline | |
| Weakening | |
| Limited | |
| High |
Analysts expect SLQT's revenue and profitability to decline, with its earnings holding steady.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus SLQT down 104%.
SLQT Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q1 2025 | -$0.10 | +$0.22 |
| Q4 2024 | -$0.08 | +$0.23 |
| Q3 2024 | -$0.27 | +$0.01 |
| Q2 2024 | -$0.20 | +$0.15 |
| Q1 2024 | -$0.32 | +$0.38 |
| Q4 2023 | -$0.31 | +$0.49 |
| Q3 2023 | -$0.28 | +$1.50 |
| Q2 2023 | -$0.35 | +$1.45 |
SLQT is still losing money, but far less than before: $0.01 per share over the past year, against $1.80 at its worst in mid-2022.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over SLQT on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over SLQT on profitability, with a higher operating margin.
SLQT Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $280M | -15% |
| Q2 2026 | $321.7M | -6.8% |
| Q1 2026 | $430.9M | +5.6% |
| Q4 2025 | $537.1M | +12% |
| Q3 2025 | $328.8M | +13% |
| Q2 2025 | $345.1M | +12% |
| Q1 2025 | $408.2M | +8.4% |
| Q4 2024 | $481.1M | +19% |
SLQT's revenue grew through 2024 and has held roughly level since: $280M last quarter, down 15% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -10% | +2.2 points |
| Q2 2026 | 1.1% | +4.7 points |
| Q1 2026 | 8.3% | +2.9 points |
| Q4 2025 | 14% | -0.7 points |
| Q3 2025 | -12% | -8.3 points |
| Q2 2025 | -3.6% | -3.2 points |
| Q1 2025 | 5.4% | -3.4 points |
| Q4 2024 | 15% | +1.1 points |
SLQT's operating margin was −10% last quarter, up 2.2 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
SLQT Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$17.8M | +$4.8M |
| Q2 2026 | -$4.5M | +$33.5M |
| Q1 2026 | $55.8M | -20% |
| Q4 2025 | -$1M | +$28M |
| Q3 2025 | -$22.7M | -$5.6M |
| Q2 2025 | -$38M | -293% |
| Q1 2025 | $70.2M | +62% |
| Q4 2024 | -$29M | -$2M |
SLQT has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over SLQT on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
SLQT Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +1.7% | +3.3M shares |
| 1 year | +3% | +5.6M shares |
| 3 years | +14% | +24M shares |
| 5 years | +17% | +27.8M shares |
| Available history | +39% | +53.3M shares |
SLQT has 191M diluted shares, up 3% from a year ago.
| Quarter | Spent |
|---|---|
| Q1 2020 | — |
| Q4 2019 | — |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over SLQT on leverage, with a lower net debt burden relative to earnings.
SLQT Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 3.6x | Elevated |
| Q2 2026 | 3.9x | Elevated |
| Q1 2026 | 4.6x | High |
| Q4 2025 | 6.2x | High |
| Q3 2025 | 6.5x | High |
| Q2 2025 | 4.0x | Elevated |
| Q1 2025 | 3.1x | Elevated |
| Q4 2024 | 6.2x | High |
SLQT's net debt is about 3.6 years of its operating earnings (EBITDA), down from 6.5 years a year ago. Net leverage isn't a meaningful measure for financial services companies like SLQT.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
SLQT Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 42.3 | Neutral |
| Stochastic | 23.9 | Neutral |
SLQT's weekly RSI is 42 (neutral) and its Stochastic is 24 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
SLQT PE vs Financial Services Sector
| Metric | SLQT | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
SLQT has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS has the edge over SLQT on trend strength, trading above more of its moving averages.
SLQT Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $0.39 | 26% above |
| 20 week MA | $0.55 | 11% below |
| 50 week MA | $0.84 | 42% below |
| 100 week MA | $1.81 | 73% below |
| 200 week MA | $1.90 | 74% below |
SLQT has bounced recently, but its long-term trend is still down: it's above its 8-week average, but 74% below its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over SLQT on returns for 2026, with the stronger performance.
SLQT Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.5 | $22.3 | -16% |
| 2021 | $22.3 | $9.38 | -58% |
| 2022 | $9.38 | $0.65 | -93% |
| 2023 | $0.65 | $1.37 | +111% |
| 2024 | $1.37 | $3.68 | +169% |
| 2025 | $3.68 | $1.37 | -63% |
| 2026 YTD | $1.37 | $0.49 | -64% |
SLQT's yearly returns have swung widely, from +169% in 2024 to −93% in 2022. It's down 64% so far in 2026.