GS
The Goldman Sachs Group, Inc.
GS has the edge over SFNC overall, supported by stronger fundamentals and stronger valuation.
SFNC
Simmons First National Corporation
SFNC has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
SFNC Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
SFNC's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like SFNC.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
SFNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $13.58 | -42% |
| Forward | 10x | $23.39 | — |
| Fair | 12x | $18.91 | -19% |
| Current | 15x | $23.39 | — |
| Expensive | 16x | $25.35 | +8.4% |
Historical ranges are pointers, not guarantees.
SFNC has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
SFNC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect SFNC's earnings to grow and its profitability to improve, with its revenue holding steady.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
SFNC has the stronger earnings trend. Trailing diluted EPS is up 41% for GS versus SFNC up 58%.
SFNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.27 | +41% |
| Q2 2025 | $1.27 | +6.7% |
| Q1 2025 | $1.16 | -13% |
| Q4 2024 | $1.21 | -12% |
| Q3 2024 | $1.02 | -44% |
| Q2 2024 | $1.19 | -43% |
| Q1 2024 | $1.33 | -28% |
| Q4 2023 | $1.38 | -33% |
| Q3 2023 | $1.83 | 0% |
SFNC's earnings per share have fallen from their peak: $1.61 over the past year, against $2.58 in early 2020.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the stronger quarterly revenue trend. Revenue is up 23% for GS versus up 17% for SFNC.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
SFNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $248.6M | +16% |
| Q1 2026 | $241.4M | +15% |
| Q4 2025 | $249M | +19% |
| Q2 2025 | $214.2M | +8.6% |
| Q1 2025 | $209.6M | +7.4% |
| Q4 2024 | $208.5M | +17% |
| Q3 2024 | $174.8M | -11% |
| Q2 2024 | $197.2M | -5.3% |
SFNC's revenue has grown year over year for seven quarters in a row: $251M last quarter, up 17% from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
SFNC has the stronger cash trend. Its trailing FCF is up 4.5% versus its history, compared with GS at down 278%.
SFNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $125.5M | +89% |
| Q1 2026 | $34M | +50% |
| Q4 2025 | $105.7M | +46% |
| Q2 2025 | $66.3M | -8.8% |
| Q1 2025 | $22.6M | -53% |
| Q4 2024 | $72.3M | -83% |
| Q3 2024 | $187.7M | +$234M |
| Q2 2024 | $72.7M | +40% |
SFNC's free cash flow was $324M over the past year, down 7.2% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SFNC.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over SFNC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
SFNC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -270K shares |
| 1 year | +15% | +18.6M shares |
| 3 years | +14% | +17.7M shares |
| 5 years | +33% | +36.2M shares |
| Available history | +47% | +46.3M shares |
SFNC has 145M diluted shares, up 15% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $75,000 |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $323,000 |
| Q3 2023 | $20M |
| Q2 2023 | $20M |
| Q1 2023 | — |
| Q4 2022 | — |
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GS.
SFNC Net Leverage
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
SFNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.4 | Neutral |
| Stochastic | 57.2 | Neutral |
SFNC's weekly RSI is 57 (neutral) and its Stochastic is 57 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over SFNC on valuation relative to its sector.
SFNC PE vs Financial Services Sector
| Metric | SFNC | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 12% above |
| PE % | 79 | 63 | 16 pts above |
SFNC is trading at 15x earnings, a 12% premium to the Financial Services sector's median of 13x.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
SFNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.0 | 1.9% above |
| 20 week MA | $23.1 | 1.3% above |
| 50 week MA | $21.5 | 8.8% above |
| 100 week MA | $20.7 | 13% above |
| 200 week MA | $19.9 | 18% above |
SFNC has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
SFNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.8 | $21.1 | -21% |
| 2021 | $21.1 | $29.3 | +39% |
| 2022 | $29.3 | $21.5 | -27% |
| 2023 | $21.5 | $19.8 | -7.7% |
| 2024 | $19.8 | $22.4 | +13% |
| 2025 | $22.4 | $19.2 | -14% |
| 2026 YTD | $19.2 | $23.4 | +22% |
SFNC has the edge over GS on returns for 2026, with the stronger performance.