SFNC
Simmons First National Corporation
SFNC's fundamentals are mixed, but it looks expensive: trading at 15x earnings, above its usual 12x. Analysts expect earnings growth.
SFNC Fundamentals
| Metric | Status |
|---|---|
| Unavailable | |
| Healthy | |
| N/A | |
| N/A |
SFNC's profitability is currently healthy. There isn't enough data to rate its revenue. Free cash flow and net leverage aren't meaningful measures for financial services companies like SFNC.
SFNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $13.58 | -42% |
| Forward | 10x | $23.39 | — |
| Fair | 12x | $18.91 | -19% |
| Current | 15x | $23.39 | — |
| Expensive | 16x | $25.35 | +8.4% |
Historical ranges are pointers, not guarantees.
SFNC's PE is in its expensive range at 15x. If earnings grow as analysts expect, today's price would be 10x next year's earnings, in its fair range.
SFNC Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect SFNC's earnings to grow and its profitability to improve, with its revenue holding steady.
SFNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.27 | +41% |
| Q2 2025 | $1.27 | +6.7% |
| Q1 2025 | $1.16 | -13% |
| Q4 2024 | $1.21 | -12% |
| Q3 2024 | $1.02 | -44% |
| Q2 2024 | $1.19 | -43% |
| Q1 2024 | $1.33 | -28% |
| Q4 2023 | $1.38 | -33% |
| Q3 2023 | $1.83 | 0% |
SFNC's earnings per share have fallen from their peak: $1.61 over the past year, against $2.58 in early 2020.
SFNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $248.6M | +16% |
| Q1 2026 | $241.4M | +15% |
| Q4 2025 | $249M | +19% |
| Q2 2025 | $214.2M | +8.6% |
| Q1 2025 | $209.6M | +7.4% |
| Q4 2024 | $208.5M | +17% |
| Q3 2024 | $174.8M | -11% |
| Q2 2024 | $197.2M | -5.3% |
SFNC's revenue has grown year over year for seven quarters in a row: $251M last quarter, up 17% from the same quarter a year ago.
SFNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $125.5M | +89% |
| Q1 2026 | $34M | +50% |
| Q4 2025 | $105.7M | +46% |
| Q2 2025 | $66.3M | -8.8% |
| Q1 2025 | $22.6M | -53% |
| Q4 2024 | $72.3M | -83% |
| Q3 2024 | $187.7M | +$234M |
| Q2 2024 | $72.7M | +40% |
SFNC's free cash flow was $324M over the past year, down 7.2% from the year before. Free cash flow isn't a meaningful measure for financial services companies like SFNC.
SFNC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.2% | -270K shares |
| 1 year | +15% | +18.6M shares |
| 3 years | +14% | +17.7M shares |
| 5 years | +33% | +36.2M shares |
| Available history | +47% | +46.3M shares |
SFNC has 145M diluted shares, up 15% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $75,000 |
| Q4 2024 | — |
| Q3 2024 | — |
| Q4 2023 | $323,000 |
| Q3 2023 | $20M |
| Q2 2023 | $20M |
| Q1 2023 | — |
| Q4 2022 | — |
SFNC Net Leverage
SFNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 57.4 | Neutral |
| Stochastic | 57.2 | Neutral |
SFNC's weekly RSI is 57 (neutral) and its Stochastic is 57 (neutral).
SFNC PE vs Financial Services Sector
| Metric | SFNC | Sector median | Relative |
|---|---|---|---|
| PE | 15x | 13x | 12% above |
| PE % | 79 | 63 | 16 pts above |
SFNC is trading at 15x earnings, a 12% premium to the Financial Services sector's median of 13x.
SFNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $23.0 | 1.9% above |
| 20 week MA | $23.1 | 1.3% above |
| 50 week MA | $21.5 | 8.8% above |
| 100 week MA | $20.7 | 13% above |
| 200 week MA | $19.9 | 18% above |
SFNC is in an uptrend: it's above all five of its weekly moving averages, and 18% above its 200-week average.
SFNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $26.8 | $21.1 | -21% |
| 2021 | $21.1 | $29.3 | +39% |
| 2022 | $29.3 | $21.5 | -27% |
| 2023 | $21.5 | $19.8 | -7.7% |
| 2024 | $19.8 | $22.4 | +13% |
| 2025 | $22.4 | $19.2 | -14% |
| 2026 YTD | $19.2 | $23.4 | +22% |
SFNC has finished lower in four of the last six years. It's up 22% so far in 2026.