GS
The Goldman Sachs Group, Inc.
GS has a slight edge over MCO overall, supported by stronger fundamentals.
MCO
Moody's Corporation
MCO has slightly lower modeled downside risk, despite its lower overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
MCO Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
MCO's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like MCO.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
MCO PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 28x | $507 | — |
| Cheap | 30x | $495 | -2.3% |
| Current | 31x | $507 | — |
| Fair | 35x | $576 | +14% |
| Expensive | 44x | $719 | +42% |
Historical ranges are pointers, not guarantees.
MCO has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
MCO Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
MCO has the edge over GS on the outlook, with more favorable valuation expectations.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over MCO on earnings, with stronger typical year-over-year growth.
MCO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $17.98 | +9.6% |
| Q3 2026 | $16.40 | +32% |
| Q2 2026 | $15.76 | +34% |
| Q1 2026 | $13.94 | +20% |
| Q4 2025 | $13.67 | +21% |
| Q3 2025 | $12.43 | +14% |
| Q2 2025 | $11.76 | +16% |
| Q1 2025 | $11.57 | +26% |
| Q4 2024 | $11.26 | +29% |
MCO's earnings per share have climbed steadily: $16.40 over the past year, up 32% from the year before, and higher year over year for 12 quarters in a row.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS's operating margin was 37% last quarter, up 2 points from the same quarter a year ago.
MCO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2B | +0.8% |
| Q2 2026 | $2.2B | +15% |
| Q1 2026 | $2.1B | +8.1% |
| Q4 2025 | $1.9B | +13% |
| Q3 2025 | $2B | +11% |
| Q2 2025 | $1.9B | +4.5% |
| Q1 2025 | $1.9B | +7.7% |
| Q4 2024 | $1.7B | +13% |
MCO's revenue has grown year over year for 14 quarters in a row: $2B last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 45% | -0.9 points |
| Q2 2026 | 48% | +4.8 points |
| Q1 2026 | 44% | +0.4 points |
| Q4 2025 | 41% | +7.2 points |
| Q3 2025 | 46% | +5 points |
| Q2 2025 | 43% | +0.5 points |
| Q1 2025 | 44% | -0.9 points |
| Q4 2024 | 34% | -0.1 points |
MCO has the edge over GS on profitability, with a higher operating margin.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
MCO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $668M | +1.5% |
| Q2 2026 | $688M | +47% |
| Q1 2026 | $844M | +26% |
| Q4 2025 | $777M | +29% |
| Q3 2025 | $658M | +4.3% |
| Q2 2025 | $468M | -21% |
| Q1 2025 | $672M | -3.6% |
| Q4 2024 | $600M | +49% |
MCO has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over MCO on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
MCO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.7% | -1.2M shares |
| 1 year | -3.5% | -6.3M shares |
| 3 years | -5.8% | -10.7M shares |
| 5 years | -7.5% | -14M shares |
| Available history | -9.6% | -18.3M shares |
MCO has 173M diluted shares, down 3.5% from a year ago, with $3B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $388M |
| Q2 2026 | $694M |
| Q1 2026 | $1.5B |
| Q4 2025 | $437M |
| Q3 2025 | $513M |
| Q2 2025 | $284M |
| Q1 2025 | $373M |
| Q4 2024 | $480M |
MCO spent $3B buying back its own shares over the past year, up 81% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over MCO on leverage, with a lower net debt burden relative to earnings.
MCO Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.3x | Healthy |
| Q2 2026 | 1.3x | Healthy |
| Q1 2026 | 1.4x | Healthy |
| Q4 2025 | 1.2x | Healthy |
| Q3 2025 | 1.3x | Healthy |
| Q2 2025 | 1.4x | Healthy |
| Q1 2025 | 1.4x | Healthy |
| Q4 2024 | 1.5x | Healthy |
MCO's net debt is about 1.3 years of its operating earnings (EBITDA), about the same as a year ago. Net leverage isn't a meaningful measure for financial services companies like MCO.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
MCO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 58.2 | Neutral |
| Stochastic | 70.3 | Neutral |
MCO's weekly RSI is 58 (neutral) and its Stochastic is 70 (neutral).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS has the edge over MCO on valuation relative to its sector.
MCO PE vs Financial Services Sector
| Metric | MCO | Sector median | Relative |
|---|---|---|---|
| PE | 31x | 13x | 137% above |
| PE % | 22 | 63 | 41 pts below |
MCO is trading at 31x earnings, a 137% premium to the Financial Services sector's median of 13x.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
MCO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $481.1 | 5.3% above |
| 20 week MA | $485.3 | 4.4% above |
| 50 week MA | $474.1 | 6.8% above |
| 100 week MA | $477.9 | 6% above |
| 200 week MA | $428.7 | 18% above |
MCO has the edge over GS on trend strength, trading above more of its moving averages.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has the edge over MCO on returns for 2026, with the stronger performance.
MCO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $239.3 | $278.9 | +17% |
| 2021 | $278.9 | $397.3 | +42% |
| 2022 | $397.3 | $278.8 | -30% |
| 2023 | $278.8 | $390.6 | +40% |
| 2024 | $390.6 | $476.8 | +22% |
| 2025 | $476.8 | $520.0 | +9.1% |
| 2026 YTD | $520.0 | $506.6 | -2.6% |
MCO has finished higher in five of the last six years. It's down 2.6% so far in 2026.