GS
The Goldman Sachs Group, Inc.
GS has the edge over KB overall, supported by stronger fundamentals and lower modeled downside.
KB
KB Financial Group Inc.
KB's outlook is improving, though it still trails on the overall score.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
KB Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
KB's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like KB.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
KB PE Valuation
KB has no meaningful PE right now: it lost money over the past year.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
GS has the edge over KB on the outlook, with more favorable revenue expectations.
KB Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Growth | |
| Stable | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect KB's earnings to grow and its profitability to improve, with its revenue holding steady.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over KB on earnings, with stronger typical year-over-year growth.
KB Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q2 2026 | $12.88 | +17% |
| Q1 2026 | $12.01 | +10% |
| Q4 2025 | $11.45 | +20% |
| Q3 2025 | $11.30 | +30% |
| Q2 2025 | $11.02 | +35% |
| Q1 2025 | $10.88 | +42% |
| Q4 2024 | $9.52 | +12% |
| Q3 2024 | $8.69 | +1.5% |
KB's earnings per share have climbed steadily: $12.88 over the past year, up 17% from the year before, and higher year over year for eight quarters in a row.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS has the edge over KB on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over KB on profitability, with a higher operating margin.
KB Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $8.7B | +21% |
| Q1 2026 | $7.2B | +0.8% |
| Q4 2025 | $17B | +149% |
| Q3 2025 | $6.7B | -7.2% |
| Q2 2025 | $7.2B | +0.3% |
| Q1 2025 | $7.1B | -1.4% |
| Q4 2024 | $6.8B | -9.1% |
| Q3 2024 | $7.2B | +7.8% |
KB's revenue is growing: $8.7B last quarter, up 21% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 23% | -1 points |
| Q1 2026 | 27% | +3.2 points |
| Q4 2025 | 7.1% | -3 points |
| Q3 2025 | 25% | +1.6 points |
| Q2 2025 | 24% | -0.4 points |
| Q1 2025 | 24% | +9.8 points |
| Q4 2024 | 10% | +7.5 points |
| Q3 2024 | 24% | +2.4 points |
KB's operating margin was 23% last quarter, down 1 points from the same quarter a year ago.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS has the edge over KB on cash flow, with more consistent year-over-year improvement.
KB Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$8.6B | -1683% |
| Q1 2026 | $1.1B | -48% |
| Q4 2025 | $5.4B | +$6.3B |
| Q3 2025 | -$9B | -$6.5B |
| Q2 2025 | $543.1M | +$1.3B |
| Q1 2025 | $2.1B | -69% |
| Q4 2024 | -$939.3M | +$109.7M |
| Q3 2024 | -$2.5B | -254% |
KB's free cash flow was −$11.1B over the past year, against −$761M the year before. Free cash flow isn't a meaningful measure for financial services companies like KB.
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over KB on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
KB Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -5.2% | -19.6M shares |
| 1 year | -3% | -11.1M shares |
| 3 years | -8.9% | -35M shares |
| 5 years | -10% | -40M shares |
| Available history | -8.7% | -34.3M shares |
KB has 358M diluted shares, down 3% from a year ago, with $1.5B in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q2 2026 | $354.6M |
| Q1 2026 | $372.5M |
| Q4 2025 | $326.1M |
| Q3 2025 | $445.7M |
| Q2 2025 | $266.7M |
| Q1 2025 | $347.8M |
| Q4 2024 | $246.8M |
| Q3 2024 | $127.9M |
KB spent $1.5B buying back its own shares over the past year, up 52% from the year before.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over KB on leverage, with a lower net debt burden relative to earnings.
KB Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | 16.0x | High |
| Q1 2026 | 13.6x | High |
| Q4 2025 | 0.0x | Very low |
| Q3 2025 | 13.3x | High |
| Q2 2025 | 12.1x | High |
| Q1 2025 | 12.5x | High |
| Q4 2024 | 13.9x | High |
| Q3 2024 | 15.3x | High |
KB's net debt is about 16 years of its operating earnings (EBITDA), up from 12 years a year ago. Net leverage isn't a meaningful measure for financial services companies like KB.
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
KB Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 47.8 | Neutral |
| Stochastic | 7.8 | Oversold |
KB's weekly RSI is 48 (neutral) and its Stochastic is 8 (oversold).
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
KB PE vs Financial Services Sector
| Metric | KB | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
KB has no meaningful PE right now: it lost money over the past year.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
KB Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $118.1 | 4% below |
| 20 week MA | $120.3 | 5.7% below |
| 50 week MA | $108.6 | 4.4% above |
| 100 week MA | $89.9 | 26% above |
| 200 week MA | $69.1 | 64% above |
KB has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 64% above its 200-week average.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.
KB Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $41.9 | $40.9 | -2.5% |
| 2021 | $40.9 | $48.5 | +19% |
| 2022 | $48.5 | $40.4 | -17% |
| 2023 | $40.4 | $41.4 | +2.5% |
| 2024 | $41.4 | $57.7 | +39% |
| 2025 | $57.7 | $87.0 | +51% |
| 2026 YTD | $87.0 | $113.4 | +30% |
KB has the edge over GS on returns for 2026, with the stronger performance.