GNW

Genworth Financial, Inc.

39
Fundamentals39/ 100
Valuation17/ 100
Upside potential4/ 100
Risk potential76/ 100

GNW trails on the overall score without a compensating advantage in the available component scores.

JPM

JPMorgan Chase & Co.

57
Fundamentals65/ 100
Valuation38/ 100
Upside potential68/ 100
Risk potential10/ 100

JPM has the edge over GNW overall, supported by lower modeled downside and stronger modeled upside.

GNW Fundamentals

MetricStatus
Stable
Stable
N/A
N/A

GNW's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GNW.

JPM Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.

GNW PE Valuation

CHEAPFAIREXPENSIVE27x53x80x107x
CHEAPFAIREXPENSIVE27x53x80x107x
LevelPEPriceVs current
Cheap2.5x$0.35-96%
Fair9.5x$1.33-84%
Expensive32x$4.44-47%
Current60x$8.41—

Historical ranges are pointers, not guarantees.

GNW's PE is in its expensive range at 60x.

JPM PE Valuation

CHEAPFAIREXPENSIVE5.0x10x15x20x
CHEAPFAIREXPENSIVE5.0x10x15x20x
LevelPEPriceVs current
Cheap9.7x$231-33%
Fair12x$287-16%
Current14x$343—
Forward14x$343—
Expensive15x$361+5.2%

Historical ranges are pointers, not guarantees.

JPM has the edge over GNW in the historical PE scenario, which offers more potential upside but is not a forecast.

GNW Forward outlook

There aren't enough analyst estimates for GNW to show an outlook.

JPM Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for JPM, with profitability improving.

GNW Risk to reward

ScenarioChangePrice
Upside+3%$8.67
Downside-76%$2.02

Calculated from the latest close: $8.41 on Nov 12.

GNW trails JPM on modeled risk to reward, with less potential upside and more potential downside.

JPM Risk to reward

ScenarioChangePrice
Upside+20%$412.26
Downside-10%$310.03

Calculated from the latest close: $342.82 on Nov 12.

JPM has a better modeled risk to reward balance than GNW, with more potential upside and less potential downside.

GNW Earnings Per Share

Q4 2023: $0.00Q1 2024: $0.19Q2 2024: $0.07Q3 2024: $0.20Q4 2024: $0.68Q1 2025: $0.50Q2 2025: $0.45Q3 2025: $0.54Q4 2025: $0.54Q1 2026: $0.53Q2 2026: $0.53Q3 2026: $0.14
Q4 2023: $0.00Q1 2024: $0.19Q2 2024: $0.07Q3 2024: $0.20Q4 2024: $0.68Q1 2025: $0.50Q2 2025: $0.45Q3 2025: $0.54Q4 2025: $0.54Q1 2026: $0.53Q2 2026: $0.53Q3 2026: $0.14
QuarterTTM EPSYoY
Q3 2026$0.14-74%
Q2 2026$0.53+18%
Q1 2026$0.53+6%
Q4 2025$0.54-21%
Q3 2025$0.54+170%
Q2 2025$0.45+543%
Q1 2025$0.50+163%
Q4 2024$0.68+$0.68

GNW's earnings per share have fallen from their peak: $0.14 over the past year, against $2.18 in mid-2021.

JPM Earnings Per Share

Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
QuarterTTM EPSYoY
Forward$24.99+4.8%
Q3 2026$23.85+18%
Q2 2026$23.35+20%
Q1 2026$20.89+2.5%
Q4 2025$20.02+1.4%
Q3 2025$20.20+12%
Q2 2025$19.50+8.7%
Q1 2025$20.38+23%
Q4 2024$19.75+22%

JPM has the edge over GNW on earnings, with more consistent year-over-year improvement.

GNW Quarterly Revenue

Q4 2023: $1.9BQ1 2024: $1.9BQ2 2024: $1.8BQ3 2024: $1.9BQ4 2024: $1.8BQ1 2025: $1.8BQ2 2025: $1.8BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.8BQ2 2026: $1.9BQ3 2026: $1.8B
Q4 2023: $1.9BQ1 2024: $1.9BQ2 2024: $1.8BQ3 2024: $1.9BQ4 2024: $1.8BQ1 2025: $1.8BQ2 2025: $1.8BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.8BQ2 2026: $1.9BQ3 2026: $1.8B
QuarterRevenueYoY
Q3 2026$1.8B-7.3%
Q2 2026$1.9B+5.8%
Q1 2026$1.8B-0.5%
Q4 2025$1.8B+0.1%
Q3 2025$1.9B+2.9%
Q2 2025$1.8B+1.5%
Q1 2025$1.8B-4.2%
Q4 2024$1.8B-6.8%

GNW's revenue fell from its 2020 peak and has held roughly level since: $1.8B last quarter, down 7.3% from the same quarter a year ago.

JPM Quarterly Revenue

Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
QuarterRevenueYoY
Q3 2026$50.2B+8.1%
Q2 2026$57.3B+28%
Q1 2026$49.8B+10%
Q4 2025$45.8B+7.1%
Q3 2025$46.4B+8.8%
Q2 2025$44.9B-11%
Q1 2025$45.3B+8.1%
Q4 2024$42.8B+11%

JPM has the edge over GNW on sales, with more consistent year-over-year improvement.

GNW Free Cash Flow

Q4 2023: $147MQ1 2024: −$107MQ2 2024: $7MQ3 2024: $161MQ4 2024: $27MQ1 2025: $34MQ2 2025: $6MQ3 2025: $87MQ4 2025: $200MQ1 2026: $91MQ2 2026: $52MQ3 2026: $100M
Q4 2023: $147MQ1 2024: −$107MQ2 2024: $7MQ3 2024: $161MQ4 2024: $27MQ1 2025: $34MQ2 2025: $6MQ3 2025: $87MQ4 2025: $200MQ1 2026: $91MQ2 2026: $52MQ3 2026: $100M
QuarterFree cash flowYoY
Q3 2026$100M+15%
Q2 2026$52M+767%
Q1 2026$91M+168%
Q4 2025$200M+641%
Q3 2025$87M-46%
Q2 2025$6M-14%
Q1 2025$34M+$141M
Q4 2024$27M-82%

GNW has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.

JPM Free Cash Flow

Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
QuarterFree cash flowYoY
Q3 2026$33.2B+$78.4B
Q2 2026-$25.3B-186%
Q1 2026-$211.8B+$40.1B
Q4 2025$119.7B-19%
Q3 2025-$45.2B+$28.9B
Q2 2025$29.5B-23%
Q1 2025-$251.8B-$97.7B
Q4 2024$147.8B+145%

JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.

GNW Total Shares

Q4 2023: 449MQ1 2024: 450MQ2 2024: 441MQ3 2024: 436MQ4 2024: 439MQ1 2025: 423MQ2 2025: 418MQ3 2025: 413MQ4 2025: 414MQ1 2026: 394MQ2 2026: 386MQ3 2026: 376M
Q4 2023: 449MQ1 2024: 450MQ2 2024: 441MQ3 2024: 436MQ4 2024: 439MQ1 2025: 423MQ2 2025: 418MQ3 2025: 413MQ4 2025: 414MQ1 2026: 394MQ2 2026: 386MQ3 2026: 376M
PeriodChange %Net change
Quarterly-2.8%-10.8M shares
1 year-9.1%-37.8M shares
3 years-19%-90.5M shares
5 years-27%-139M shares
Available history-26%-135M shares

GNW has the edge over JPM on shareholder dilution, with a more favorable share count trend.

JPM Total Shares

Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
PeriodChange %Net change
Quarterly-0.4%-11.2M shares
1 year-3.1%-84.6M shares
3 years-8.5%-249M shares
5 years-11%-322M shares
Available history-17%-547M shares

JPM has 2.7B diluted shares, down 3.1% from a year ago, with $24.5B in buybacks over the past year.

GNW Net Leverage

Q4 2023: -2.6xQ1 2024: -1.6xQ2 2024: -1.3xQ3 2024: -1.8xQ4 2024: -0.9xQ1 2025: -0.7xQ2 2025: -0.6xQ3 2025: -0.9xQ4 2025: -1.0xQ1 2026: -1.0xQ2 2026: -0.8xQ3 2026: -1.6x
Q4 2023: -2.6xQ1 2024: -1.6xQ2 2024: -1.3xQ3 2024: -1.8xQ4 2024: -0.9xQ1 2025: -0.7xQ2 2025: -0.6xQ3 2025: -0.9xQ4 2025: -1.0xQ1 2026: -1.0xQ2 2026: -0.8xQ3 2026: -1.6x
QuarterNet LeverageStatus
Q3 2026-1.6xNet Cash
Q2 2026-0.8xNet Cash
Q1 2026-1.0xNet Cash
Q4 2025-1.0xNet Cash
Q3 2025-0.9xNet Cash
Q2 2025-0.6xNet Cash
Q1 2025-0.7xNet Cash
Q4 2024-0.9xNet Cash

GNW has the edge over JPM on leverage, with a lower net debt burden relative to earnings.

JPM Net Leverage

Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
QuarterNet LeverageStatus
Q3 20260.5xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.4xVery low

JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.

GNW Weekly Momentum

MetricValueStatus
RSI36.9Neutral
Stochastic3.3Oversold

GNW's weekly RSI is 37 (neutral) and its Stochastic is 3 (oversold).

JPM Weekly Momentum

MetricValueStatus
RSI54.8Neutral
Stochastic31.5Neutral

JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).

GNW PE vs Financial Services Sector

MetricGNWSector medianRelative
PE60x13x361% above
PE %916328 pts above

GNW is trading at 60x earnings, a 361% premium to the Financial Services sector's median of 13x.

JPM PE vs Financial Services Sector

MetricJPMSector medianRelative
PE14x13x10% above
PE %766313 pts above

JPM has the edge over GNW on valuation relative to its sector.

GNW Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.036.9% below
20 week MA$9.5712% below
50 week MA$9.067.2% below
100 week MA$8.340.8% above
200 week MA$7.2416% above

GNW has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 16% above its 200-week average.

JPM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$336.81.8% above
20 week MA$345.30.7% below
50 week MA$323.26.1% above
100 week MA$298.915% above
200 week MA$236.645% above

JPM has the edge over GNW on trend strength, trading above more of its moving averages.

GNW Yearly ROI

YearStart priceEnd priceROI
2020$4.36$4.360%
2021$4.36$4.09-6.2%
2022$4.09$5.27+29%
2023$5.27$6.68+27%
2024$6.68$6.97+4.3%
2025$6.97$9.14+31%
2026 YTD$9.14$8.41-8%

GNW has finished higher in four of the last six years. It's down 8% so far in 2026.

JPM Yearly ROI

YearStart priceEnd priceROI
2020$139.1$124.5-11%
2021$124.5$157.3+26%
2022$157.3$131.3-17%
2023$131.3$170.1+30%
2024$170.1$241.2+42%
2025$241.2$327.9+36%
2026 YTD$327.9$342.8+4.5%

JPM has the edge over GNW on returns for 2026, with the stronger performance.

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