GNW
Genworth Financial, Inc.
GNW's fundamentals are weak and it looks expensive: trading at 60x earnings, about six times its usual 9.7x. Its downside scenario is more than ten times its upside.
GNW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
GNW's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GNW.
GNW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 2.5x | $0.35 | -96% |
| Fair | 9.5x | $1.33 | -84% |
| Expensive | 32x | $4.44 | -47% |
| Current | 60x | $8.41 | — |
Historical ranges are pointers, not guarantees.
GNW's PE is in its expensive range at 60x.
GNW Forward outlook
There aren't enough analyst estimates for GNW to show an outlook.
GNW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.14 | -74% |
| Q2 2026 | $0.53 | +18% |
| Q1 2026 | $0.53 | +6% |
| Q4 2025 | $0.54 | -21% |
| Q3 2025 | $0.54 | +170% |
| Q2 2025 | $0.45 | +543% |
| Q1 2025 | $0.50 | +163% |
| Q4 2024 | $0.68 | +$0.68 |
GNW's earnings per share have fallen from their peak: $0.14 over the past year, against $2.18 in mid-2021.
GNW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.8B | -7.3% |
| Q2 2026 | $1.9B | +5.8% |
| Q1 2026 | $1.8B | -0.5% |
| Q4 2025 | $1.8B | +0.1% |
| Q3 2025 | $1.9B | +2.9% |
| Q2 2025 | $1.8B | +1.5% |
| Q1 2025 | $1.8B | -4.2% |
| Q4 2024 | $1.8B | -6.8% |
GNW's revenue fell from its 2020 peak and has held roughly level since: $1.8B last quarter, down 7.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -0.1% | -8.5 points |
| Q2 2026 | 5.7% | +1.9 points |
| Q1 2026 | 6.3% | +3.4 points |
| Q4 2025 | 1% | -2.1 points |
| Q3 2025 | 8.5% | +5.9 points |
| Q2 2025 | 3.8% | -3.3 points |
| Q1 2025 | 2.9% | -1.7 points |
| Q4 2024 | 3.1% | +15 points |
GNW's operating margin was −0.1% last quarter, down 8.5 points from the same quarter a year ago, near the bottom of its range since 2019.
GNW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $100M | +15% |
| Q2 2026 | $52M | +767% |
| Q1 2026 | $91M | +168% |
| Q4 2025 | $200M | +641% |
| Q3 2025 | $87M | -46% |
| Q2 2025 | $6M | -14% |
| Q1 2025 | $34M | +$141M |
| Q4 2024 | $27M | -82% |
GNW's free cash flow was $443M over the past year, up 188% from the year before. Free cash flow isn't a meaningful measure for financial services companies like GNW.
GNW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.8% | -10.8M shares |
| 1 year | -9.1% | -37.8M shares |
| 3 years | -19% | -90.5M shares |
| 5 years | -27% | -139M shares |
| Available history | -26% | -135M shares |
GNW has 376M diluted shares, down 9.1% from a year ago, with $306M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $80M |
| Q2 2026 | $63M |
| Q1 2026 | $67M |
| Q4 2025 | $96M |
| Q3 2025 | $74M |
| Q2 2025 | $32M |
| Q1 2025 | $45M |
| Q4 2024 | $54M |
GNW spent $306M buying back its own shares over the past year, up 49% from the year before.
GNW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.6x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.0x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -0.6x | Net Cash |
| Q1 2025 | -0.7x | Net Cash |
| Q4 2024 | -0.9x | Net Cash |
GNW has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GNW.
GNW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 36.9 | Neutral |
| Stochastic | 3.3 | Oversold |
GNW's weekly RSI is 37 (neutral) and its Stochastic is 3 (oversold).
GNW PE vs Financial Services Sector
| Metric | GNW | Sector median | Relative |
|---|---|---|---|
| PE | 60x | 13x | 361% above |
| PE % | 91 | 63 | 28 pts above |
GNW is trading at 60x earnings, a 361% premium to the Financial Services sector's median of 13x.
GNW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.03 | 6.9% below |
| 20 week MA | $9.57 | 12% below |
| 50 week MA | $9.06 | 7.2% below |
| 100 week MA | $8.34 | 0.8% above |
| 200 week MA | $7.24 | 16% above |
GNW has pulled back, but its long-term trend is still up: it's below its 8-, 20- and 50-week averages, but 16% above its 200-week average.
GNW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $4.36 | $4.36 | 0% |
| 2021 | $4.36 | $4.09 | -6.2% |
| 2022 | $4.09 | $5.27 | +29% |
| 2023 | $5.27 | $6.68 | +27% |
| 2024 | $6.68 | $6.97 | +4.3% |
| 2025 | $6.97 | $9.14 | +31% |
| 2026 YTD | $9.14 | $8.41 | -8% |
GNW has finished higher in four of the last six years. It's down 8% so far in 2026.