GNW
Genworth Financial, Inc.
GNW's fundamentals are weak and it looks expensive: trading at 60x earnings, about six times its usual 9.7x. Its downside scenario is more than ten times its upside.
IREN
IREN Limited
There isn't enough reported data to score IREN yet.
GNW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
GNW's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GNW.
IREN Fundamentals
| Metric | Status |
|---|---|
| Under pressure | |
| Weak | |
| N/A | |
| N/A |
IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.
GNW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 2.5x | $0.35 | -96% |
| Fair | 9.5x | $1.33 | -84% |
| Expensive | 32x | $4.44 | -47% |
| Current | 60x | $8.41 | — |
Historical ranges are pointers, not guarantees.
GNW's PE is in its expensive range at 60x.
IREN PE Valuation
IREN has no meaningful PE right now: it lost money over the past year.
GNW Forward outlook
There aren't enough analyst estimates for GNW to show an outlook.
IREN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Losses growing | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.
GNW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | $0.14 | -74% |
| Q2 2026 | $0.53 | +18% |
| Q1 2026 | $0.53 | +6% |
| Q4 2025 | $0.54 | -21% |
| Q3 2025 | $0.54 | +170% |
| Q2 2025 | $0.45 | +543% |
| Q1 2025 | $0.50 | +163% |
| Q4 2024 | $0.68 | +$0.68 |
GNW has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.
IREN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Q3 2026 | -$3.96 | -347% |
| Q2 2026 | -$2.22 | -988% |
| Q1 2026 | $0.51 | +$1.10 |
| Q4 2025 | $1.18 | +$1.62 |
| Q3 2025 | $1.60 | +$1.99 |
| Q2 2025 | $0.25 | +$0.45 |
| Q1 2025 | -$0.59 | -$0.43 |
| Q4 2024 | -$0.44 | -$0.15 |
IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.
GNW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.8B | -7.3% |
| Q2 2026 | $1.9B | +5.8% |
| Q1 2026 | $1.8B | -0.5% |
| Q4 2025 | $1.8B | +0.1% |
| Q3 2025 | $1.9B | +2.9% |
| Q2 2025 | $1.8B | +1.5% |
| Q1 2025 | $1.8B | -4.2% |
| Q4 2024 | $1.8B | -6.8% |
GNW's revenue fell from its 2020 peak and has held roughly level since: $1.8B last quarter, down 7.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -0.1% | -8.5 points |
| Q2 2026 | 5.7% | +1.9 points |
| Q1 2026 | 6.3% | +3.4 points |
| Q4 2025 | 1% | -2.1 points |
| Q3 2025 | 8.5% | +5.9 points |
| Q2 2025 | 3.8% | -3.3 points |
| Q1 2025 | 2.9% | -1.7 points |
| Q4 2024 | 3.1% | +15 points |
GNW has the edge over IREN on profitability, with a higher operating margin.
IREN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $228M | -5.1% |
| Q2 2026 | $137.2M | -27% |
| Q1 2026 | $144.8M | 0% |
| Q4 2025 | $184.7M | +59% |
| Q3 2025 | $240.3M | +355% |
| Q2 2025 | $187.3M | +230% |
| Q1 2025 | $144.8M | +168% |
| Q4 2024 | $116.1M | +176% |
IREN has the edge over GNW on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -82% | -50 points |
| Q2 2026 | -452% | -461 points |
| Q1 2026 | -161% | -180 points |
| Q4 2025 | -63% | -79 points |
| Q3 2025 | -32% | +57 points |
| Q2 2025 | 9% | +49 points |
| Q1 2025 | 19% | +8 points |
| Q4 2024 | 15% | +21 points |
IREN's operating margin was −82% last quarter, down 50 points from the same quarter a year ago.
GNW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $100M | +15% |
| Q2 2026 | $52M | +767% |
| Q1 2026 | $91M | +168% |
| Q4 2025 | $200M | +641% |
| Q3 2025 | $87M | -46% |
| Q2 2025 | $6M | -14% |
| Q1 2025 | $34M | +$141M |
| Q4 2024 | $27M | -82% |
GNW has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.
IREN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | -$1.6B | -$1.6B |
| Q2 2026 | $482.2M | +2895% |
| Q1 2026 | -$873.8M | -$523.1M |
| Q4 2025 | -$468M | -$334M |
| Q3 2025 | -$38M | +$349.4M |
| Q2 2025 | $16.1M | +$179M |
| Q1 2025 | -$350.7M | -$128.7M |
| Q4 2024 | -$134M | -$105.2M |
IREN's free cash flow was −$2.5B over the past year, against −$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.
GNW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -2.8% | -10.8M shares |
| 1 year | -9.1% | -37.8M shares |
| 3 years | -19% | -90.5M shares |
| 5 years | -27% | -139M shares |
| Available history | -26% | -135M shares |
GNW has the edge over IREN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $80M |
| Q2 2026 | $63M |
| Q1 2026 | $67M |
| Q4 2025 | $96M |
| Q3 2025 | $74M |
| Q2 2025 | $32M |
| Q1 2025 | $45M |
| Q4 2024 | $54M |
GNW spent $306M buying back its own shares over the past year, up 49% from the year before.
IREN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +26% | +82.4M shares |
| 1 year | +10% | +36.9M shares |
| 3 years | +511% | +333M shares |
| 5 years | +624% | +344M shares |
| Available history | +2346% | +382M shares |
IREN has 399M diluted shares, up 10% from a year ago.
| Quarter | Spent |
|---|---|
| Q2 2025 | — |
| Q1 2025 | — |
| Q4 2024 | — |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
GNW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.6x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.0x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -0.9x | Net Cash |
| Q2 2025 | -0.6x | Net Cash |
| Q1 2025 | -0.7x | Net Cash |
| Q4 2024 | -0.9x | Net Cash |
GNW has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like GNW.
IREN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2026 | 157.6x | High |
| Q4 2025 | 22.2x | High |
| Q3 2025 | 4.1x | High |
| Q2 2025 | 2.0x | Moderate |
| Q1 2025 | 3.3x | Elevated |
| Q4 2024 | -4.6x | Net Cash |
| Q3 2024 | -16.7x | Net Cash |
| Q2 2024 | -15.9x | Net Cash |
IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.
GNW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 36.9 | Neutral |
| Stochastic | 3.3 | Oversold |
GNW's weekly RSI is 37 (neutral) and its Stochastic is 3 (oversold).
IREN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 33.3 | Neutral |
| Stochastic | 8.2 | Oversold |
IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).
GNW PE vs Financial Services Sector
| Metric | GNW | Sector median | Relative |
|---|---|---|---|
| PE | 60x | 13x | 361% above |
| PE % | 91 | 63 | 28 pts above |
GNW is trading at 60x earnings, a 361% premium to the Financial Services sector's median of 13x.
IREN PE vs Financial Services Sector
| Metric | IREN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
IREN has no meaningful PE right now: it lost money over the past year.
GNW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.03 | 6.9% below |
| 20 week MA | $9.57 | 12% below |
| 50 week MA | $9.06 | 7.2% below |
| 100 week MA | $8.34 | 0.8% above |
| 200 week MA | $7.24 | 16% above |
GNW has the edge over IREN on trend strength, trading above more of its moving averages.
IREN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $29.8 | 35% below |
| 20 week MA | $36.2 | 46% below |
| 50 week MA | $42.8 | 54% below |
| 100 week MA | $32.0 | 39% below |
| 200 week MA | $19.1 | 2.1% above |
IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.
GNW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $4.36 | $4.36 | 0% |
| 2021 | $4.36 | $4.09 | -6.2% |
| 2022 | $4.09 | $5.27 | +29% |
| 2023 | $5.27 | $6.68 | +27% |
| 2024 | $6.68 | $6.97 | +4.3% |
| 2025 | $6.97 | $9.14 | +31% |
| 2026 YTD | $9.14 | $8.41 | -8% |
GNW has the edge over IREN on returns for 2026, with the stronger performance.
IREN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $24.8 | $17.2 | -31% |
| 2022 | $17.2 | $1.19 | -93% |
| 2023 | $1.19 | $7.15 | +501% |
| 2024 | $7.15 | $10.7 | +50% |
| 2025 | $10.7 | $40.3 | +276% |
| 2026 YTD | $40.3 | $19.5 | -52% |
IREN's yearly returns have swung widely, from +501% in 2023 to −93% in 2022. It's down 52% so far in 2026.