GNW

Genworth Financial, Inc.

39
Fundamentals39/ 100
Valuation17/ 100
Upside potential4/ 100
Risk potential76/ 100

GNW trails on the overall score without a compensating advantage in the available component scores.

HOOD

Robinhood Markets, Inc.

59
Fundamentals57/ 100
Valuation70/ 100
Upside potential74/ 100
Risk potential29/ 100

HOOD has the edge over GNW overall, supported by stronger modeled upside and stronger valuation.

GNW Fundamentals

MetricStatus
Stable
Stable
N/A
N/A

GNW's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like GNW.

HOOD Fundamentals

MetricStatus
Healthy
Healthy
N/A
N/A

HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.

GNW PE Valuation

CHEAPFAIREXPENSIVE27x53x80x107x
CHEAPFAIREXPENSIVE27x53x80x107x
LevelPEPriceVs current
Cheap2.5x$0.35-96%
Fair9.5x$1.33-84%
Expensive32x$4.44-47%
Current60x$8.41—

Historical ranges are pointers, not guarantees.

GNW's PE is in its expensive range at 60x.

HOOD PE Valuation

CHEAPFAIREXPENSIVE43x87x130x174x
CHEAPFAIREXPENSIVE43x87x130x174x
LevelPEPriceVs current
Forward30x$81.35—
Cheap37x$78.84-3.1%
Current38x$81.35—
Fair51x$110+35%
Expensive74x$160+96%

Historical ranges are pointers, not guarantees.

HOOD has the edge over GNW in the historical PE scenario, which offers more potential upside but is not a forecast.

GNW Forward outlook

There aren't enough analyst estimates for GNW to show an outlook.

HOOD Forward outlook

MetricOutlook
Strongly improving
Strong growth
Strong growth
Strongly improving
Moderate
Low

Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.

GNW Risk to reward

ScenarioChangePrice
Upside+3%$8.67
Downside-76%$2.02

Calculated from the latest close: $8.41 on Nov 12.

GNW trails HOOD on modeled risk to reward, with less potential upside and more potential downside.

HOOD Risk to reward

ScenarioChangePrice
Upside+81%$147.58
Downside-29%$57.66

Calculated from the latest close: $81.35 on Nov 12.

HOOD has a better modeled risk to reward balance than GNW, with more potential upside and less potential downside.

GNW Earnings Per Share

Q4 2023: $0.00Q1 2024: $0.19Q2 2024: $0.07Q3 2024: $0.20Q4 2024: $0.68Q1 2025: $0.50Q2 2025: $0.45Q3 2025: $0.54Q4 2025: $0.54Q1 2026: $0.53Q2 2026: $0.53Q3 2026: $0.14
Q4 2023: $0.00Q1 2024: $0.19Q2 2024: $0.07Q3 2024: $0.20Q4 2024: $0.68Q1 2025: $0.50Q2 2025: $0.45Q3 2025: $0.54Q4 2025: $0.54Q1 2026: $0.53Q2 2026: $0.53Q3 2026: $0.14
QuarterTTM EPSYoY
Q3 2026$0.14-74%
Q2 2026$0.53+18%
Q1 2026$0.53+6%
Q4 2025$0.54-21%
Q3 2025$0.54+170%
Q2 2025$0.45+543%
Q1 2025$0.50+163%
Q4 2024$0.68+$0.68

GNW's earnings per share have fallen from their peak: $0.14 over the past year, against $2.18 in mid-2021.

HOOD Earnings Per Share

Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
Q4 2023: $-0.61Q1 2024: $0.14Q2 2024: $0.32Q3 2024: $0.58Q4 2024: $1.56Q1 2025: $1.75Q2 2025: $1.96Q3 2025: $2.40Q4 2025: $2.05Q1 2026: $2.06Q2 2026: $2.26Q3 2026: $2.16Forward: $2.72
QuarterTTM EPSYoY
Forward$2.72+26%
Q3 2026$2.16-10%
Q2 2026$2.26+15%
Q1 2026$2.06+18%
Q4 2025$2.05+31%
Q3 2025$2.40+314%
Q2 2025$1.96+513%
Q1 2025$1.75+1150%
Q4 2024$1.56+$2.17

HOOD has the edge over GNW on earnings, with more consistent year-over-year improvement.

GNW Quarterly Revenue

Q4 2023: $1.9BQ1 2024: $1.9BQ2 2024: $1.8BQ3 2024: $1.9BQ4 2024: $1.8BQ1 2025: $1.8BQ2 2025: $1.8BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.8BQ2 2026: $1.9BQ3 2026: $1.8B
Q4 2023: $1.9BQ1 2024: $1.9BQ2 2024: $1.8BQ3 2024: $1.9BQ4 2024: $1.8BQ1 2025: $1.8BQ2 2025: $1.8BQ3 2025: $1.9BQ4 2025: $1.8BQ1 2026: $1.8BQ2 2026: $1.9BQ3 2026: $1.8B
QuarterRevenueYoY
Q3 2026$1.8B-7.3%
Q2 2026$1.9B+5.8%
Q1 2026$1.8B-0.5%
Q4 2025$1.8B+0.1%
Q3 2025$1.9B+2.9%
Q2 2025$1.8B+1.5%
Q1 2025$1.8B-4.2%
Q4 2024$1.8B-6.8%

GNW's revenue fell from its 2020 peak and has held roughly level since: $1.8B last quarter, down 7.3% from the same quarter a year ago.

HOOD Quarterly Revenue

Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
Q4 2023: $471MQ1 2024: $618MQ2 2024: $682MQ3 2024: $637MQ4 2024: $1BQ1 2025: $927MQ2 2025: $989MQ3 2025: $1.3BQ4 2025: $1.3BQ1 2026: $1.1BQ2 2026: $1.3BQ3 2026: $1.4B
QuarterRevenueYoY
Q3 2026$1.4B+12%
Q2 2026$1.3B+32%
Q1 2026$1.1B+15%
Q4 2025$1.3B+27%
Q3 2025$1.3B+100%
Q2 2025$989M+45%
Q1 2025$927M+50%
Q4 2024$1B+115%

HOOD has the edge over GNW on sales, with more consistent year-over-year improvement.

GNW Free Cash Flow

Q4 2023: $147MQ1 2024: −$107MQ2 2024: $7MQ3 2024: $161MQ4 2024: $27MQ1 2025: $34MQ2 2025: $6MQ3 2025: $87MQ4 2025: $200MQ1 2026: $91MQ2 2026: $52MQ3 2026: $100M
Q4 2023: $147MQ1 2024: −$107MQ2 2024: $7MQ3 2024: $161MQ4 2024: $27MQ1 2025: $34MQ2 2025: $6MQ3 2025: $87MQ4 2025: $200MQ1 2026: $91MQ2 2026: $52MQ3 2026: $100M
QuarterFree cash flowYoY
Q3 2026$100M+15%
Q2 2026$52M+767%
Q1 2026$91M+168%
Q4 2025$200M+641%
Q3 2025$87M-46%
Q2 2025$6M-14%
Q1 2025$34M+$141M
Q4 2024$27M-82%

GNW's free cash flow was $443M over the past year, up 188% from the year before. Free cash flow isn't a meaningful measure for financial services companies like GNW.

HOOD Free Cash Flow

Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
Q4 2023: $960MQ1 2024: −$623MQ2 2024: $54MQ3 2024: $1.8BQ4 2024: −$1.4BQ1 2025: $642MQ2 2025: $3.5BQ3 2025: −$1.6BQ4 2025: −$937MQ1 2026: $2BQ2 2026: $720MQ3 2026: $1.2B
QuarterFree cash flowYoY
Q3 2026$1.2B+$2.8B
Q2 2026$720M-79%
Q1 2026$2B+217%
Q4 2025-$937M+$463M
Q3 2025-$1.6B-187%
Q2 2025$3.5B+6398%
Q1 2025$642M+$1.3B
Q4 2024-$1.4B-246%

HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.

GNW Total Shares

Q4 2023: 449MQ1 2024: 450MQ2 2024: 441MQ3 2024: 436MQ4 2024: 439MQ1 2025: 423MQ2 2025: 418MQ3 2025: 413MQ4 2025: 414MQ1 2026: 394MQ2 2026: 386MQ3 2026: 376M
Q4 2023: 449MQ1 2024: 450MQ2 2024: 441MQ3 2024: 436MQ4 2024: 439MQ1 2025: 423MQ2 2025: 418MQ3 2025: 413MQ4 2025: 414MQ1 2026: 394MQ2 2026: 386MQ3 2026: 376M
PeriodChange %Net change
Quarterly-2.8%-10.8M shares
1 year-9.1%-37.8M shares
3 years-19%-90.5M shares
5 years-27%-139M shares
Available history-26%-135M shares

GNW has the edge over HOOD on shareholder dilution, with a more favorable share count trend.

HOOD Total Shares

Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
Q4 2023: 891MQ1 2024: 896MQ2 2024: 904MQ3 2024: 906MQ4 2024: 906MQ1 2025: 909MQ2 2025: 909MQ3 2025: 918MQ4 2025: 919MQ1 2026: 915MQ2 2026: 912MQ3 2026: 911M
PeriodChange %Net change
Quarterly-0.1%-1M shares
1 year-0.8%-6.9M shares
3 years+1.8%+15.9M shares
5 years+292%+679M shares
Available history+7.2%+60.8M shares

HOOD has 911M diluted shares, down 0.8% from a year ago, with $789M in buybacks over the past year.

GNW Net Leverage

Q4 2023: -2.6xQ1 2024: -1.6xQ2 2024: -1.3xQ3 2024: -1.8xQ4 2024: -0.9xQ1 2025: -0.7xQ2 2025: -0.6xQ3 2025: -0.9xQ4 2025: -1.0xQ1 2026: -1.0xQ2 2026: -0.8xQ3 2026: -1.6x
Q4 2023: -2.6xQ1 2024: -1.6xQ2 2024: -1.3xQ3 2024: -1.8xQ4 2024: -0.9xQ1 2025: -0.7xQ2 2025: -0.6xQ3 2025: -0.9xQ4 2025: -1.0xQ1 2026: -1.0xQ2 2026: -0.8xQ3 2026: -1.6x
QuarterNet LeverageStatus
Q3 2026-1.6xNet Cash
Q2 2026-0.8xNet Cash
Q1 2026-1.0xNet Cash
Q4 2025-1.0xNet Cash
Q3 2025-0.9xNet Cash
Q2 2025-0.6xNet Cash
Q1 2025-0.7xNet Cash
Q4 2024-0.9xNet Cash

GNW has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.

HOOD Net Leverage

Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
Q1 2024: -22.9xQ2 2024: -12.0xQ3 2024: -7.6xQ4 2024: -3.8xQ1 2025: -3.3xQ2 2025: -2.6xQ3 2025: -2.1xQ4 2025: -1.9xQ1 2026: -2.2xQ2 2026: -2.1xQ3 2026: -1.3x
QuarterNet LeverageStatus
Q3 2026-1.3xNet Cash
Q2 2026-2.1xNet Cash
Q1 2026-2.2xNet Cash
Q4 2025-1.9xNet Cash
Q3 2025-2.1xNet Cash
Q2 2025-2.6xNet Cash
Q1 2025-3.3xNet Cash
Q4 2024-3.8xNet Cash

HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.

GNW Weekly Momentum

MetricValueStatus
RSI36.9Neutral
Stochastic3.3Oversold

GNW's weekly RSI is 37 (neutral) and its Stochastic is 3 (oversold).

HOOD Weekly Momentum

MetricValueStatus
RSI40.8Neutral
Stochastic9.5Oversold

HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).

GNW PE vs Financial Services Sector

MetricGNWSector medianRelative
PE60x13x361% above
PE %916328 pts above

GNW is trading at 60x earnings, a 361% premium to the Financial Services sector's median of 13x.

HOOD PE vs Financial Services Sector

MetricHOODSector medianRelative
PE38x13x189% above
PE %226644 pts below

HOOD has the edge over GNW on valuation relative to its sector.

GNW Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.036.9% below
20 week MA$9.5712% below
50 week MA$9.067.2% below
100 week MA$8.340.8% above
200 week MA$7.2416% above

GNW has the edge over HOOD on trend strength, trading above more of its moving averages.

HOOD Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$97.817% below
20 week MA$102.220% below
50 week MA$95.415% below
100 week MA$88.58.1% below
200 week MA$52.156% above

HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.

GNW Yearly ROI

YearStart priceEnd priceROI
2020$4.36$4.360%
2021$4.36$4.09-6.2%
2022$4.09$5.27+29%
2023$5.27$6.68+27%
2024$6.68$6.97+4.3%
2025$6.97$9.14+31%
2026 YTD$9.14$8.41-8%

GNW has the edge over HOOD on returns for 2026, with the stronger performance.

HOOD Yearly ROI

YearStart priceEnd priceROI
2021$35.2$18.9-46%
2022$18.9$7.95-58%
2023$7.95$12.7+60%
2024$12.7$39.0+206%
2025$39.0$118.1+203%
2026 YTD$118.1$81.4-31%

HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.

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