FXNC
First National Corporation
FXNC has a slight edge over HOOD overall, supported by stronger fundamentals and lower modeled downside.
HOOD
Robinhood Markets, Inc.
HOOD offers stronger valuation, but that advantage does not outweigh its weaker overall profile.
FXNC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FXNC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FXNC.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FXNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.7x | $18.45 | -39% |
| Fair | 10x | $24.62 | -19% |
| Forward | 11x | $30.27 | — |
| Current | 13x | $30.27 | — |
| Expensive | 20x | $48.17 | +59% |
Historical ranges are pointers, not guarantees.
FXNC's PE is in its expensive range at 13x. If earnings grow as analysts expect, today's price would be 11x next year's earnings, in its fair range.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over FXNC in the historical PE scenario, which offers more potential upside but is not a forecast.
FXNC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect earnings and revenue growth for FXNC, with profitability improving.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
Analysts expect strong earnings and revenue growth for HOOD, with profitability improving. However, they disagree widely on these estimates.
FXNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.78 | +16% |
| Q2 2026 | $2.39 | +185% |
| Q1 2026 | $2.32 | +246% |
| Q4 2025 | $1.96 | +96% |
| Q3 2025 | $1.10 | -1.8% |
| Q2 2025 | $0.84 | -33% |
| Q1 2025 | $0.67 | -53% |
| Q4 2024 | $1.00 | -35% |
| Q3 2024 | $1.12 | -54% |
FXNC earned $2.39 per share over the past year, up 185% from the year before.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FXNC on earnings, with more consistent year-over-year improvement.
FXNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $24M | +7% |
| Q1 2026 | $22.5M | +6.8% |
| Q4 2025 | $24M | -3.4% |
| Q3 2025 | $22.8M | +52% |
| Q2 2025 | $22.4M | +58% |
| Q1 2025 | $21.1M | +41% |
| Q4 2024 | $24.8M | +79% |
| Q3 2024 | $15M | +8.9% |
FXNC's revenue is growing: $24M last quarter, up 7% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 30% | +1.5 points |
| Q1 2026 | 27% | +18 points |
| Q4 2025 | 29% | +36 points |
| Q3 2025 | 30% | +11 points |
| Q2 2025 | 28% | +6.2 points |
| Q1 2025 | 9% | -18 points |
| Q4 2024 | -7.6% | +0.9 points |
| Q3 2024 | 19% | -9.4 points |
FXNC's operating margin was 30% last quarter, up 1.5 points from the same quarter a year ago.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FXNC on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FXNC on profitability, with a higher operating margin.
FXNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $6.5M | +58% |
| Q1 2026 | $5.9M | +94% |
| Q4 2025 | $6.9M | +$44.8M |
| Q3 2025 | $6.8M | +38% |
| Q2 2025 | $4.1M | +38% |
| Q1 2025 | $3M | -31% |
| Q4 2024 | -$37.8M | -1071% |
| Q3 2024 | $4.9M | +52% |
FXNC has the edge over HOOD on cash flow, with more consistent year-over-year improvement.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
FXNC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +20.9K shares |
| 1 year | +0.7% | +66.4K shares |
| 3 years | +44% | +2.8M shares |
| 5 years | +86% | +4.2M shares |
| Available history | +82% | +4.1M shares |
FXNC has 9M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2023 | $61,000 |
| Q2 2023 | $482,000 |
| Q1 2023 | $25,000 |
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FXNC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FXNC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -4.5x | Net Cash |
| Q1 2026 | -5.3x | Net Cash |
| Q4 2025 | -5.2x | Net Cash |
| Q3 2025 | -10.6x | Net Cash |
| Q2 2025 | -12.8x | Net Cash |
| Q1 2025 | -22.7x | Net Cash |
| Q4 2024 | -14.2x | Net Cash |
| Q3 2024 | -6.9x | Net Cash |
FXNC has the edge over HOOD on leverage, with a lower net debt burden relative to earnings.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like HOOD.
FXNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.9 | Neutral |
| Stochastic | 52.0 | Neutral |
FXNC's weekly RSI is 54 (neutral) and its Stochastic is 52 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FXNC PE vs Financial Services Sector
| Metric | FXNC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 2.7% below |
| PE % | 71 | 63 | 8 pts above |
FXNC has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FXNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $30.0 | 1.1% above |
| 20 week MA | $30.5 | 0.6% below |
| 50 week MA | $28.5 | 6.2% above |
| 100 week MA | $25.4 | 19% above |
| 200 week MA | $21.6 | 40% above |
FXNC has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FXNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $21.0 | $17.0 | -19% |
| 2021 | $17.0 | $23.0 | +36% |
| 2022 | $23.0 | $17.5 | -24% |
| 2023 | $17.5 | $21.8 | +24% |
| 2024 | $21.8 | $23.8 | +9.3% |
| 2025 | $23.8 | $25.5 | +7.3% |
| 2026 YTD | $25.5 | $30.3 | +19% |
FXNC has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.