FXNC
First National Corporation
FXNC has slightly lower modeled downside risk, despite its lower overall score.
GS
The Goldman Sachs Group, Inc.
GS has the edge over FXNC overall, supported by stronger valuation.
FXNC Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Strong | |
| N/A | |
| N/A |
FXNC's profitability is currently strong, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FXNC.
GS Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| N/A | |
| N/A |
GS's revenue and profitability are currently strong. Free cash flow and net leverage aren't meaningful measures for financial services companies like GS.
FXNC PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.7x | $18.45 | -39% |
| Fair | 10x | $24.62 | -19% |
| Forward | 11x | $30.27 | — |
| Current | 13x | $30.27 | — |
| Expensive | 20x | $48.17 | +59% |
Historical ranges are pointers, not guarantees.
FXNC has the edge over GS in the historical PE scenario, which offers more potential upside but is not a forecast.
GS PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 7.6x | $528 | -42% |
| Current | 13x | $914 | — |
| Forward | 13x | $914 | — |
| Fair | 14x | $940 | +2.9% |
| Expensive | 17x | $1,214 | +33% |
Historical ranges are pointers, not guarantees.
GS's PE is 13x, but its earnings don't support one, so it isn't a reliable read right now.
FXNC Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| High |
FXNC has the edge over GS on the outlook, with more favorable valuation expectations.
GS Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Strong growth | |
| Growth | |
| Strongly improving | |
| Limited | |
| Low |
Analysts expect earnings and revenue growth for GS, with profitability improving. However, they disagree widely on these estimates.
FXNC Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.78 | +16% |
| Q2 2026 | $2.39 | +185% |
| Q1 2026 | $2.32 | +246% |
| Q4 2025 | $1.96 | +96% |
| Q3 2025 | $1.10 | -1.8% |
| Q2 2025 | $0.84 | -33% |
| Q1 2025 | $0.67 | -53% |
| Q4 2024 | $1.00 | -35% |
| Q3 2024 | $1.12 | -54% |
FXNC earned $2.39 per share over the past year, up 185% from the year before.
GS Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $72.35 | +4% |
| Q3 2026 | $69.58 | +41% |
| Q2 2026 | $64.82 | +43% |
| Q1 2026 | $54.75 | +27% |
| Q4 2025 | $51.32 | +27% |
| Q3 2025 | $49.22 | +44% |
| Q2 2025 | $45.37 | +45% |
| Q1 2025 | $43.08 | +68% |
| Q4 2024 | $40.54 | +77% |
GS has the edge over FXNC on earnings, with more consistent year-over-year improvement.
FXNC Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $24M | +7% |
| Q1 2026 | $22.5M | +6.8% |
| Q4 2025 | $24M | -3.4% |
| Q3 2025 | $22.8M | +52% |
| Q2 2025 | $22.4M | +58% |
| Q1 2025 | $21.1M | +41% |
| Q4 2024 | $24.8M | +79% |
| Q3 2024 | $15M | +8.9% |
FXNC has the edge over GS on sales, with stronger typical year-over-year growth.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 30% | +1.5 points |
| Q1 2026 | 27% | +18 points |
| Q4 2025 | 29% | +36 points |
| Q3 2025 | 30% | +11 points |
| Q2 2025 | 28% | +6.2 points |
| Q1 2025 | 9% | -18 points |
| Q4 2024 | -7.6% | +0.9 points |
| Q3 2024 | 19% | -9.4 points |
FXNC's operating margin was 30% last quarter, up 1.5 points from the same quarter a year ago.
GS Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $18.7B | +23% |
| Q2 2026 | $20.3B | +39% |
| Q1 2026 | $17.2B | +14% |
| Q4 2025 | $13.5B | -3% |
| Q3 2025 | $15.2B | +20% |
| Q2 2025 | $14.6B | +15% |
| Q1 2025 | $15.1B | +6% |
| Q4 2024 | $13.9B | +23% |
GS's revenue is growing: $18.7B last quarter, up 23% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 37% | +2 points |
| Q2 2026 | 42% | +8.1 points |
| Q1 2026 | 38% | +0.2 points |
| Q4 2025 | 44% | +5.6 points |
| Q3 2025 | 36% | +4.1 points |
| Q2 2025 | 34% | +3.2 points |
| Q1 2025 | 37% | +0.6 points |
| Q4 2024 | 38% | +18 points |
GS has the edge over FXNC on profitability, with a higher operating margin.
FXNC Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | $6.5M | +58% |
| Q1 2026 | $5.9M | +94% |
| Q4 2025 | $6.9M | +$44.8M |
| Q3 2025 | $6.8M | +38% |
| Q2 2025 | $4.1M | +38% |
| Q1 2025 | $3M | -31% |
| Q4 2024 | -$37.8M | -1071% |
| Q3 2024 | $4.9M | +52% |
FXNC has the edge over GS on cash generation, producing positive trailing cash flow while its opponent burns cash.
GS Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.7B | +72% |
| Q2 2026 | $5.6B | +7.8% |
| Q1 2026 | -$32.4B | +$5.3B |
| Q4 2025 | -$16.8B | -136% |
| Q3 2025 | $2.1B | +$40.6B |
| Q2 2025 | $5.2B | -6.8% |
| Q1 2025 | -$37.7B | -$9.2B |
| Q4 2024 | $46.2B | +$75.1B |
GS's free cash flow was −$40B over the past year, against $15.8B the year before. Free cash flow isn't a meaningful measure for financial services companies like GS.
FXNC Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +20.9K shares |
| 1 year | +0.7% | +66.4K shares |
| 3 years | +44% | +2.8M shares |
| 5 years | +86% | +4.2M shares |
| Available history | +82% | +4.1M shares |
FXNC has 9M diluted shares, up 0.7% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2023 | $61,000 |
| Q2 2023 | $482,000 |
| Q1 2023 | $25,000 |
GS Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -1.2% | -3.8M shares |
| 1 year | -4.4% | -13.9M shares |
| 3 years | -12% | -42.8M shares |
| 5 years | -15% | -52.8M shares |
| Available history | -20% | -74.4M shares |
GS has the edge over FXNC on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $3B |
| Q2 2026 | $4B |
| Q1 2026 | $5B |
| Q4 2025 | $3B |
| Q3 2025 | $2B |
| Q2 2025 | $3B |
| Q1 2025 | $4.4B |
| Q4 2024 | $2B |
GS spent $15B buying back its own shares over the past year, up 32% from the year before.
FXNC Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q2 2026 | -4.5x | Net Cash |
| Q1 2026 | -5.3x | Net Cash |
| Q4 2025 | -5.2x | Net Cash |
| Q3 2025 | -10.6x | Net Cash |
| Q2 2025 | -12.8x | Net Cash |
| Q1 2025 | -22.7x | Net Cash |
| Q4 2024 | -14.2x | Net Cash |
| Q3 2024 | -6.9x | Net Cash |
FXNC has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FXNC.
GS Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.4x | Net Cash |
| Q2 2026 | -6.1x | Net Cash |
| Q1 2026 | -6.7x | Net Cash |
| Q4 2025 | -6.4x | Net Cash |
| Q3 2025 | -3.5x | Net Cash |
| Q2 2025 | -3.1x | Net Cash |
| Q1 2025 | -3.9x | Net Cash |
| Q4 2024 | -4.7x | Net Cash |
GS has the edge over FXNC on leverage, with a lower net debt burden relative to earnings.
FXNC Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 53.9 | Neutral |
| Stochastic | 52.0 | Neutral |
FXNC's weekly RSI is 54 (neutral) and its Stochastic is 52 (neutral).
GS Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.5 | Neutral |
| Stochastic | 16.3 | Oversold |
GS's weekly RSI is 45 (neutral) and its Stochastic is 16 (oversold).
FXNC PE vs Financial Services Sector
| Metric | FXNC | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 2.7% below |
| PE % | 71 | 63 | 8 pts above |
FXNC has the edge over GS on valuation relative to its sector.
GS PE vs Financial Services Sector
| Metric | GS | Sector median | Relative |
|---|---|---|---|
| PE | 13x | 13x | 0.8% above |
| PE % | 46 | 63 | 17 pts below |
GS is trading at 13x earnings, in line with the Financial Services sector's median of 13x, though its earnings don't support one.
FXNC Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $30.0 | 1.1% above |
| 20 week MA | $30.5 | 0.6% below |
| 50 week MA | $28.5 | 6.2% above |
| 100 week MA | $25.4 | 19% above |
| 200 week MA | $21.6 | 40% above |
FXNC has the edge over GS on trend strength, trading above more of its moving averages.
GS Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $895.5 | 2% above |
| 20 week MA | $977.4 | 6.5% below |
| 50 week MA | $945.4 | 3.4% below |
| 100 week MA | $804.5 | 14% above |
| 200 week MA | $602.7 | 52% above |
GS's trend is mixed: it's above three of its five weekly moving averages, and 52% above its 200-week average.
FXNC Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $21.0 | $17.0 | -19% |
| 2021 | $17.0 | $23.0 | +36% |
| 2022 | $23.0 | $17.5 | -24% |
| 2023 | $17.5 | $21.8 | +24% |
| 2024 | $21.8 | $23.8 | +9.3% |
| 2025 | $23.8 | $25.5 | +7.3% |
| 2026 YTD | $25.5 | $30.3 | +19% |
FXNC has the edge over GS on returns for 2026, with the stronger performance.
GS Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $230.7 | $256.2 | +11% |
| 2021 | $256.2 | $385.0 | +50% |
| 2022 | $385.0 | $345.5 | -10% |
| 2023 | $345.5 | $385.8 | +12% |
| 2024 | $385.8 | $576.2 | +49% |
| 2025 | $576.2 | $907.0 | +57% |
| 2026 YTD | $907.0 | $913.6 | +0.7% |
GS has finished higher in five of the last six years, two of them by more than 50%. It's up 0.7% so far in 2026.