FSUN
FirstSun Capital Bancorp
FSUN's outlook is improving despite an expensive valuation.
JPM
JPMorgan Chase & Co.
JPM has the edge over FSUN overall, supported by stronger fundamentals and stronger modeled upside.
FSUN Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Stable | |
| N/A | |
| N/A |
FSUN's revenue is currently strong, and its profitability is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FSUN.
JPM Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.
FSUN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $16.66 | -57% |
| Forward | 8.9x | $39.05 | — |
| Fair | 11x | $22.51 | -42% |
| Expensive | 14x | $26.87 | -31% |
| Current | 20x | $39.05 | — |
Historical ranges are pointers, not guarantees.
FSUN's PE is in its expensive range at 20x. If earnings grow as analysts expect, today's price would be 8.9x next year's earnings, in its cheap range.
JPM PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 9.7x | $231 | -33% |
| Fair | 12x | $287 | -16% |
| Current | 14x | $343 | — |
| Forward | 14x | $343 | — |
| Expensive | 15x | $361 | +5.2% |
Historical ranges are pointers, not guarantees.
JPM has the edge over FSUN in the historical PE scenario, which offers more potential upside but is not a forecast.
FSUN Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
FSUN has the edge over JPM on the outlook, with more favorable valuation expectations.
JPM Forward outlook
| Metric | Outlook |
|---|---|
| Stable | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for JPM, with profitability improving.
FSUN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.39 | +122% |
| Q3 2026 | $1.98 | -37% |
| Q2 2026 | $1.98 | -37% |
| Q1 2026 | $3.40 | +11% |
| Q4 2025 | $3.47 | +29% |
| Q3 2025 | $3.15 | +2.9% |
| Q2 2025 | $3.12 | -4.6% |
| Q1 2025 | $3.07 | -12% |
| Q4 2024 | $2.69 | -34% |
FSUN's earnings per share have fallen from their peak: $1.98 over the past year, against $4.19 in mid-2023.
JPM Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $24.99 | +4.8% |
| Q3 2026 | $23.85 | +18% |
| Q2 2026 | $23.35 | +20% |
| Q1 2026 | $20.89 | +2.5% |
| Q4 2025 | $20.02 | +1.4% |
| Q3 2025 | $20.20 | +12% |
| Q2 2025 | $19.50 | +8.7% |
| Q1 2025 | $20.38 | +23% |
| Q4 2024 | $19.75 | +22% |
JPM has the edge over FSUN on earnings, with more consistent year-over-year improvement.
FSUN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $179.7M | +67% |
| Q2 2026 | $184.1M | +74% |
| Q1 2026 | $110M | +14% |
| Q4 2025 | $110.2M | +12% |
| Q3 2025 | $107.3M | +9.2% |
| Q2 2025 | $105.6M | +9.8% |
| Q1 2025 | $96.2M | +2.8% |
| Q4 2024 | $98.7M | +11% |
FSUN has the edge over JPM on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 27% | +0.8 points |
| Q2 2026 | -15% | -46 points |
| Q1 2026 | 24% | -6.9 points |
| Q4 2025 | 29% | +8.6 points |
| Q3 2025 | 26% | -2.7 points |
| Q2 2025 | 31% | -1.1 points |
| Q1 2025 | 31% | +15 points |
| Q4 2024 | 20% | -14 points |
FSUN's operating margin was 27% last quarter, up 0.8 points from the same quarter a year ago.
JPM Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $50.2B | +8.1% |
| Q2 2026 | $57.3B | +28% |
| Q1 2026 | $49.8B | +10% |
| Q4 2025 | $45.8B | +7.1% |
| Q3 2025 | $46.4B | +8.8% |
| Q2 2025 | $44.9B | -11% |
| Q1 2025 | $45.3B | +8.1% |
| Q4 2024 | $42.8B | +11% |
JPM's revenue has grown year over year for five quarters in a row: $50.2B last quarter, up 8.1% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | -0.2 points |
| Q2 2026 | 48% | +7.3 points |
| Q1 2026 | 41% | +0.5 points |
| Q4 2025 | 37% | -3.2 points |
| Q3 2025 | 40% | +0.6 points |
| Q2 2025 | 41% | -6 points |
| Q1 2025 | 41% | -0.6 points |
| Q4 2024 | 41% | +11 points |
JPM has the edge over FSUN on profitability, with a higher operating margin.
FSUN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $48.4M | +1.5% |
| Q2 2026 | $1.1B | +8384% |
| Q1 2026 | -$14.1M | -158% |
| Q4 2025 | $19M | +603% |
| Q3 2025 | $47.6M | +1.2% |
| Q2 2025 | $13M | -34% |
| Q1 2025 | $24.3M | -6.7% |
| Q4 2024 | $2.7M | -93% |
FSUN has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.
JPM Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $33.2B | +$78.4B |
| Q2 2026 | -$25.3B | -186% |
| Q1 2026 | -$211.8B | +$40.1B |
| Q4 2025 | $119.7B | -19% |
| Q3 2025 | -$45.2B | +$28.9B |
| Q2 2025 | $29.5B | -23% |
| Q1 2025 | -$251.8B | -$97.7B |
| Q4 2024 | $147.8B | +145% |
JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.
FSUN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.3% | +150K shares |
| 1 year | +66% | +18.6M shares |
| 3 years | +85% | +21.5M shares |
| 5 years | +150% | +28.1M shares |
FSUN has 47M diluted shares, up 66% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2021 | — |
| Q3 2021 | — |
JPM Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.4% | -11.2M shares |
| 1 year | -3.1% | -84.6M shares |
| 3 years | -8.5% | -249M shares |
| 5 years | -11% | -322M shares |
| Available history | -17% | -547M shares |
JPM has the edge over FSUN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.1B |
| Q2 2026 | $6.8B |
| Q1 2026 | $8.3B |
| Q4 2025 | $8.3B |
| Q3 2025 | $8.3B |
| Q2 2025 | $7.5B |
| Q1 2025 | $7.5B |
| Q4 2024 | $4.3B |
JPM spent $24.5B buying back its own shares over the past year, down 11% from the year before.
FSUN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.9x | Net Cash |
| Q2 2026 | -11.6x | Net Cash |
| Q1 2026 | -2.4x | Net Cash |
| Q4 2025 | -4.7x | Net Cash |
| Q3 2025 | -4.9x | Net Cash |
| Q2 2025 | -6.0x | Net Cash |
| Q1 2025 | -4.4x | Net Cash |
| Q4 2024 | -4.0x | Net Cash |
FSUN has the edge over JPM on leverage, with a lower net debt burden relative to earnings.
JPM Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 0.5x | Very low |
| Q2 2026 | 0.5x | Very low |
| Q1 2026 | 0.6x | Very low |
| Q4 2025 | 0.5x | Very low |
| Q3 2025 | 0.6x | Very low |
| Q2 2025 | 0.5x | Very low |
| Q1 2025 | 0.5x | Very low |
| Q4 2024 | 0.4x | Very low |
JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.
FSUN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.0 | Neutral |
| Stochastic | 45.1 | Neutral |
FSUN's weekly RSI is 52 (neutral) and its Stochastic is 45 (neutral).
JPM Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 54.8 | Neutral |
| Stochastic | 31.5 | Neutral |
JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).
FSUN PE vs Financial Services Sector
| Metric | FSUN | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 51% above |
| PE % | 95 | 58 | 37 pts above |
FSUN is trading at 20x earnings, a 51% premium to the Financial Services sector's median of 13x.
JPM PE vs Financial Services Sector
| Metric | JPM | Sector median | Relative |
|---|---|---|---|
| PE | 14x | 13x | 10% above |
| PE % | 76 | 63 | 13 pts above |
JPM has the edge over FSUN on valuation relative to its sector.
FSUN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $39.1 | 0.1% below |
| 20 week MA | $38.8 | 0.6% above |
| 50 week MA | $37.9 | 3% above |
| 100 week MA | $37.6 | 3.8% above |
| 200 week MA | $35.5 | 10% above |
FSUN's trend is up, with a small recent dip: it's below only its 8-week average, and 10% above its 200-week average.
JPM Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $336.8 | 1.8% above |
| 20 week MA | $345.3 | 0.7% below |
| 50 week MA | $323.2 | 6.1% above |
| 100 week MA | $298.9 | 15% above |
| 200 week MA | $236.6 | 45% above |
JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.
FSUN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2022 | $30.0 | $35.9 | +20% |
| 2023 | $35.9 | $34.0 | -5.2% |
| 2024 | $34.0 | $39.7 | +17% |
| 2025 | $39.7 | $38.4 | -3.4% |
| 2026 YTD | $38.4 | $39.1 | +1.8% |
FSUN has finished lower in two of the last four years. It's up 1.8% so far in 2026.
JPM Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $139.1 | $124.5 | -11% |
| 2021 | $124.5 | $157.3 | +26% |
| 2022 | $157.3 | $131.3 | -17% |
| 2023 | $131.3 | $170.1 | +30% |
| 2024 | $170.1 | $241.2 | +42% |
| 2025 | $241.2 | $327.9 | +36% |
| 2026 YTD | $327.9 | $342.8 | +4.5% |
JPM has the edge over FSUN on returns for 2026, with the stronger performance.