FSUN
FirstSun Capital Bancorp
FSUN's fundamentals are mixed, but it looks expensive: trading at 20x earnings, above its usual 11x. Analysts expect strong earnings growth.
FSUN Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Stable | |
| N/A | |
| N/A |
FSUN's revenue is currently strong, and its profitability is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FSUN.
FSUN PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 8.4x | $16.66 | -57% |
| Forward | 8.9x | $39.05 | — |
| Fair | 11x | $22.51 | -42% |
| Expensive | 14x | $26.87 | -31% |
| Current | 20x | $39.05 | — |
Historical ranges are pointers, not guarantees.
FSUN's PE is in its expensive range at 20x. If earnings grow as analysts expect, today's price would be 8.9x next year's earnings, in its cheap range.
FSUN Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect strong earnings and revenue growth for FSUN, with profitability improving.
FSUN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.39 | +122% |
| Q3 2026 | $1.98 | -37% |
| Q2 2026 | $1.98 | -37% |
| Q1 2026 | $3.40 | +11% |
| Q4 2025 | $3.47 | +29% |
| Q3 2025 | $3.15 | +2.9% |
| Q2 2025 | $3.12 | -4.6% |
| Q1 2025 | $3.07 | -12% |
| Q4 2024 | $2.69 | -34% |
FSUN's earnings per share have fallen from their peak: $1.98 over the past year, against $4.19 in mid-2023.
FSUN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $179.7M | +67% |
| Q2 2026 | $184.1M | +74% |
| Q1 2026 | $110M | +14% |
| Q4 2025 | $110.2M | +12% |
| Q3 2025 | $107.3M | +9.2% |
| Q2 2025 | $105.6M | +9.8% |
| Q1 2025 | $96.2M | +2.8% |
| Q4 2024 | $98.7M | +11% |
FSUN's revenue has grown year over year for nine quarters in a row: $180M last quarter, up 67% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 27% | +0.8 points |
| Q2 2026 | -15% | -46 points |
| Q1 2026 | 24% | -6.9 points |
| Q4 2025 | 29% | +8.6 points |
| Q3 2025 | 26% | -2.7 points |
| Q2 2025 | 31% | -1.1 points |
| Q1 2025 | 31% | +15 points |
| Q4 2024 | 20% | -14 points |
FSUN's operating margin was 27% last quarter, up 0.8 points from the same quarter a year ago.
FSUN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $48.4M | +1.5% |
| Q2 2026 | $1.1B | +8384% |
| Q1 2026 | -$14.1M | -158% |
| Q4 2025 | $19M | +603% |
| Q3 2025 | $47.6M | +1.2% |
| Q2 2025 | $13M | -34% |
| Q1 2025 | $24.3M | -6.7% |
| Q4 2024 | $2.7M | -93% |
FSUN's free cash flow was $1.2B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like FSUN.
FSUN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.3% | +150K shares |
| 1 year | +66% | +18.6M shares |
| 3 years | +85% | +21.5M shares |
| 5 years | +150% | +28.1M shares |
FSUN has 47M diluted shares, up 66% from a year ago.
| Quarter | Spent |
|---|---|
| Q4 2021 | — |
| Q3 2021 | — |
FSUN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -5.9x | Net Cash |
| Q2 2026 | -11.6x | Net Cash |
| Q1 2026 | -2.4x | Net Cash |
| Q4 2025 | -4.7x | Net Cash |
| Q3 2025 | -4.9x | Net Cash |
| Q2 2025 | -6.0x | Net Cash |
| Q1 2025 | -4.4x | Net Cash |
| Q4 2024 | -4.0x | Net Cash |
FSUN has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FSUN.
FSUN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.0 | Neutral |
| Stochastic | 45.1 | Neutral |
FSUN's weekly RSI is 52 (neutral) and its Stochastic is 45 (neutral).
FSUN PE vs Financial Services Sector
| Metric | FSUN | Sector median | Relative |
|---|---|---|---|
| PE | 20x | 13x | 51% above |
| PE % | 95 | 58 | 37 pts above |
FSUN is trading at 20x earnings, a 51% premium to the Financial Services sector's median of 13x.
FSUN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $39.1 | 0.1% below |
| 20 week MA | $38.8 | 0.6% above |
| 50 week MA | $37.9 | 3% above |
| 100 week MA | $37.6 | 3.8% above |
| 200 week MA | $35.5 | 10% above |
FSUN's trend is up, with a small recent dip: it's below only its 8-week average, and 10% above its 200-week average.
FSUN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2022 | $30.0 | $35.9 | +20% |
| 2023 | $35.9 | $34.0 | -5.2% |
| 2024 | $34.0 | $39.7 | +17% |
| 2025 | $39.7 | $38.4 | -3.4% |
| 2026 YTD | $38.4 | $39.1 | +1.8% |
FSUN has finished lower in two of the last four years. It's up 1.8% so far in 2026.