FSBW
FS Bancorp, Inc.
FSBW has lower modeled downside risk, despite its lower overall score.
HOOD
Robinhood Markets, Inc.
HOOD has the edge over FSBW overall, supported by stronger valuation and stronger modeled upside.
FSBW Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Healthy | |
| N/A | |
| N/A |
FSBW's profitability is currently healthy, and its revenue is stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like FSBW.
HOOD Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Healthy | |
| N/A | |
| N/A |
HOOD's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like HOOD.
FSBW PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 6.9x | $26.31 | -39% |
| Fair | 8x | $30.39 | -30% |
| Expensive | 9.7x | $36.97 | -14% |
| Forward | 10x | $43.21 | — |
| Current | 11x | $43.21 | — |
Historical ranges are pointers, not guarantees.
FSBW's PE is in its expensive range at 11x. On analysts' estimates for next year's earnings, today's price would be 10x.
HOOD PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 30x | $81.35 | — |
| Cheap | 37x | $78.84 | -3.1% |
| Current | 38x | $81.35 | — |
| Fair | 51x | $110 | +35% |
| Expensive | 74x | $160 | +96% |
Historical ranges are pointers, not guarantees.
HOOD has the edge over FSBW in the historical PE scenario, which offers more potential upside but is not a forecast.
FSBW Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Stable | |
| Growth | |
| Strongly weakening | |
| Limited | |
| Moderate |
Analysts expect FSBW's revenue to grow, but its profitability to weaken.
HOOD Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Low |
HOOD has the edge over FSBW on the outlook, with more favorable earnings and profitability expectations.
FSBW Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $4.30 | +13% |
| Q3 2026 | $3.80 | -6.4% |
| Q2 2026 | $4.35 | +4.3% |
| Q1 2026 | $4.30 | -0.2% |
| Q4 2025 | $4.29 | -1.6% |
| Q3 2025 | $4.06 | -14% |
| Q2 2025 | $4.17 | -8.4% |
| Q1 2025 | $4.31 | -5.9% |
| Q4 2024 | $4.36 | -4.4% |
FSBW's earnings per share have fallen from their peak: $3.80 over the past year, against $5.27 in early 2021.
HOOD Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.72 | +26% |
| Q3 2026 | $2.16 | -10% |
| Q2 2026 | $2.26 | +15% |
| Q1 2026 | $2.06 | +18% |
| Q4 2025 | $2.05 | +31% |
| Q3 2025 | $2.40 | +314% |
| Q2 2025 | $1.96 | +513% |
| Q1 2025 | $1.75 | +1150% |
| Q4 2024 | $1.56 | +$2.17 |
HOOD has the edge over FSBW on earnings, with more consistent year-over-year improvement.
FSBW Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $41.9M | +6.6% |
| Q2 2026 | $38.8M | +4.1% |
| Q1 2026 | $37.9M | +5.1% |
| Q4 2025 | $40M | +12% |
| Q3 2025 | $39.3M | +5.6% |
| Q2 2025 | $37.3M | +2.8% |
| Q1 2025 | $36.1M | +1.8% |
| Q4 2024 | $35.7M | -0.5% |
FSBW's revenue has grown year over year for seven quarters in a row: $42M last quarter, up 6.6% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 15% | -15 points |
| Q2 2026 | 26% | -0.3 points |
| Q1 2026 | 26% | -0.1 points |
| Q4 2025 | 26% | -1.8 points |
| Q3 2025 | 30% | +3 points |
| Q2 2025 | 26% | -5.1 points |
| Q1 2025 | 26% | -3.5 points |
| Q4 2024 | 28% | -6.1 points |
FSBW's operating margin was 15% last quarter, down 15 points from the same quarter a year ago, near the bottom of its range since 2019.
HOOD Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.4B | +12% |
| Q2 2026 | $1.3B | +32% |
| Q1 2026 | $1.1B | +15% |
| Q4 2025 | $1.3B | +27% |
| Q3 2025 | $1.3B | +100% |
| Q2 2025 | $989M | +45% |
| Q1 2025 | $927M | +50% |
| Q4 2024 | $1B | +115% |
HOOD has the edge over FSBW on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 44% | -5.9 points |
| Q2 2026 | 54% | +9.5 points |
| Q1 2026 | 39% | -1.5 points |
| Q4 2025 | 52% | -3.5 points |
| Q3 2025 | 50% | +26 points |
| Q2 2025 | 45% | +17 points |
| Q1 2025 | 40% | +14 points |
| Q4 2024 | 55% | +49 points |
HOOD has the edge over FSBW on profitability, with a higher operating margin.
FSBW Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $31.8M | -24% |
| Q2 2026 | $51.4M | +778% |
| Q1 2026 | $8.4M | +7.8% |
| Q4 2025 | -$3.4M | -108% |
| Q3 2025 | $41.6M | +$42.9M |
| Q2 2025 | $5.9M | -40% |
| Q1 2025 | $7.8M | +$7.9M |
| Q4 2024 | $40.7M | +229% |
FSBW's free cash flow was $88M over the past year, down 8% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FSBW.
HOOD Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +$2.8B |
| Q2 2026 | $720M | -79% |
| Q1 2026 | $2B | +217% |
| Q4 2025 | -$937M | +$463M |
| Q3 2025 | -$1.6B | -187% |
| Q2 2025 | $3.5B | +6398% |
| Q1 2025 | $642M | +$1.3B |
| Q4 2024 | -$1.4B | -246% |
HOOD's free cash flow was $3B over the past year, up 159% from the year before. Free cash flow isn't a meaningful measure for financial services companies like HOOD.
FSBW Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +2.6% | +194K shares |
| 1 year | +0.7% | +54.3K shares |
| 3 years | -1.3% | -103K shares |
| 5 years | -9.1% | -770K shares |
| Available history | -15% | -1.4M shares |
FSBW has 8M diluted shares, up 0.7% from a year ago, despite $8M in buybacks over the past year.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2M |
| Q2 2026 | $3.6M |
| Q1 2026 | $620,000 |
| Q4 2025 | $1.5M |
| Q3 2025 | $4.9M |
| Q2 2025 | $5.2M |
| Q1 2025 | $3.8M |
| Q4 2024 | — |
FSBW spent $8M buying back its own shares over the past year, down 44% from the year before.
HOOD Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.1% | -1M shares |
| 1 year | -0.8% | -6.9M shares |
| 3 years | +1.8% | +15.9M shares |
| 5 years | +292% | +679M shares |
| Available history | +7.2% | +60.8M shares |
HOOD has the edge over FSBW on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $25M |
| Q2 2026 | $414M |
| Q1 2026 | $250M |
| Q4 2025 | $100M |
| Q3 2025 | $107M |
| Q2 2025 | $124M |
| Q1 2025 | $322M |
| Q4 2024 | $160M |
HOOD spent $789M buying back its own shares over the past year, up 11% from the year before.
FSBW Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 8.0x | High |
| Q2 2026 | 6.6x | High |
| Q1 2026 | 3.3x | Elevated |
| Q4 2025 | 5.3x | High |
| Q3 2025 | 2.2x | Moderate |
| Q2 2025 | 5.0x | High |
| Q1 2025 | 1.1x | Healthy |
| Q4 2024 | 12.0x | High |
FSBW's net debt is about 8.0 years of its operating earnings (EBITDA), up from 2.2 years a year ago. Net leverage isn't a meaningful measure for financial services companies like FSBW.
HOOD Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.3x | Net Cash |
| Q2 2026 | -2.1x | Net Cash |
| Q1 2026 | -2.2x | Net Cash |
| Q4 2025 | -1.9x | Net Cash |
| Q3 2025 | -2.1x | Net Cash |
| Q2 2025 | -2.6x | Net Cash |
| Q1 2025 | -3.3x | Net Cash |
| Q4 2024 | -3.8x | Net Cash |
HOOD has the edge over FSBW on leverage, with a lower net debt burden relative to earnings.
FSBW Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 50.9 | Neutral |
| Stochastic | 50.9 | Neutral |
FSBW's weekly RSI is 51 (neutral) and its Stochastic is 51 (neutral).
HOOD Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.8 | Neutral |
| Stochastic | 9.5 | Oversold |
HOOD's weekly RSI is 41 (neutral) and its Stochastic is 10 (oversold).
FSBW PE vs Financial Services Sector
| Metric | FSBW | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 13% below |
| PE % | 99 | 63 | 36 pts above |
FSBW has the edge over HOOD on valuation relative to its sector.
HOOD PE vs Financial Services Sector
| Metric | HOOD | Sector median | Relative |
|---|---|---|---|
| PE | 38x | 13x | 189% above |
| PE % | 22 | 66 | 44 pts below |
HOOD is trading at 38x earnings, a 189% premium to the Financial Services sector's median of 13x.
FSBW Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $44.0 | 1.8% below |
| 20 week MA | $43.6 | 1% below |
| 50 week MA | $42.0 | 2.8% above |
| 100 week MA | $40.8 | 5.8% above |
| 200 week MA | $37.9 | 14% above |
FSBW has the edge over HOOD on trend strength, trading above more of its moving averages.
HOOD Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $97.8 | 17% below |
| 20 week MA | $102.2 | 20% below |
| 50 week MA | $95.4 | 15% below |
| 100 week MA | $88.5 | 8.1% below |
| 200 week MA | $52.1 | 56% above |
HOOD has fallen below most of its moving averages, though it's still 56% above its 200-week average.
FSBW Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $31.5 | $29.0 | -8.1% |
| 2021 | $29.0 | $33.2 | +15% |
| 2022 | $33.2 | $33.1 | -0.4% |
| 2023 | $33.1 | $37.0 | +12% |
| 2024 | $37.0 | $41.0 | +11% |
| 2025 | $41.0 | $42.2 | +2.8% |
| 2026 YTD | $42.2 | $43.2 | +2.5% |
FSBW has the edge over HOOD on returns for 2026, with the stronger performance.
HOOD Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $35.2 | $18.9 | -46% |
| 2022 | $18.9 | $7.95 | -58% |
| 2023 | $7.95 | $12.7 | +60% |
| 2024 | $12.7 | $39.0 | +206% |
| 2025 | $39.0 | $118.1 | +203% |
| 2026 YTD | $118.1 | $81.4 | -31% |
HOOD's yearly returns have swung widely, from +206% in 2024 to −58% in 2022. It's down 31% so far in 2026.