FGBI

First Guaranty Bancshares, Inc.

There isn't enough reported data to score FGBI yet.

JPM

JPMorgan Chase & Co.

57
Fundamentals65/ 100
Valuation38/ 100
Upside potential68/ 100
Risk potential10/ 100

JPM's fundamentals are strong, but it looks expensive: trading at 14x earnings, above its usual 12x. Analysts expect earnings growth.

FGBI Fundamentals

MetricStatus
Stable
Weak
N/A
N/A

FGBI's revenue is currently stable, but its profitability is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like FGBI.

JPM Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

JPM's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like JPM.

FGBI PE Valuation

FGBI has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 23x next year's earnings.

JPM PE Valuation

CHEAPFAIREXPENSIVE5.0x10x15x20x
CHEAPFAIREXPENSIVE5.0x10x15x20x
LevelPEPriceVs current
Cheap9.7x$231-33%
Fair12x$287-16%
Current14x$343—
Forward14x$343—
Expensive15x$361+5.2%

Historical ranges are pointers, not guarantees.

JPM's PE is in its expensive range at 14.4x. If earnings grow as analysts expect, today's price would be 13.7x next year's earnings.

FGBI Forward outlook

MetricOutlook
--
Returning to profit
Strong growth
Strongly improving
Limited
High

Analysts expect FGBI to return to profit, with revenue growing.

JPM Forward outlook

MetricOutlook
Stable
Growth
Growth
Improving
Limited
Moderate

Analysts expect earnings and revenue growth for JPM, with profitability improving.

FGBI Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $12.92 on Nov 12.

There is not enough scenario data to compare FGBI and JPM's risk to reward.

JPM Risk to reward

ScenarioChangePrice
Upside+20%$412.26
Downside-10%$310.03

Calculated from the latest close: $342.82 on Nov 12.

There is not enough scenario data to compare FGBI and JPM's risk to reward.

FGBI Earnings Per Share

Q3 2023: $0.98Q4 2023: $0.62Q1 2024: $0.49Q2 2024: $0.83Q3 2024: $0.84Q4 2024: $0.81Q1 2025: $0.13Q2 2025: $-1.01Q3 2025: $-4.13Q4 2025: $-4.03Q1 2026: $-3.35Q2 2026: $-2.57Forward: $0.57
Q3 2023: $0.98Q4 2023: $0.62Q1 2024: $0.49Q2 2024: $0.83Q3 2024: $0.84Q4 2024: $0.81Q1 2025: $0.13Q2 2025: $-1.01Q3 2025: $-4.13Q4 2025: $-4.03Q1 2026: $-3.35Q2 2026: $-2.57Forward: $0.57
QuarterTTM EPSYoY
Forward$0.57—
Q2 2026-$2.57-$1.56
Q1 2026-$3.35-2677%
Q4 2025-$4.03-598%
Q3 2025-$4.13-592%
Q2 2025-$1.01-222%
Q1 2025$0.13-73%
Q4 2024$0.81+31%
Q3 2024$0.84-14%

FGBI lost $2.57 per share over the past year, a bigger loss than the year before.

JPM Earnings Per Share

Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
Q4 2023: $16.23Q1 2024: $16.57Q2 2024: $17.94Q3 2024: $17.98Q4 2024: $19.75Q1 2025: $20.38Q2 2025: $19.50Q3 2025: $20.20Q4 2025: $20.02Q1 2026: $20.89Q2 2026: $23.35Q3 2026: $23.85Forward: $24.99
QuarterTTM EPSYoY
Forward$24.99+4.8%
Q3 2026$23.85+18%
Q2 2026$23.35+20%
Q1 2026$20.89+2.5%
Q4 2025$20.02+1.4%
Q3 2025$20.20+12%
Q2 2025$19.50+8.7%
Q1 2025$20.38+23%
Q4 2024$19.75+22%

JPM has the edge over FGBI on earnings quality, reporting a profit while its opponent remains loss making.

FGBI Quarterly Revenue

Q3 2023: $23MQ4 2023: $24MQ1 2024: $24MQ2 2024: $37MQ3 2024: $27MQ4 2024: $25MQ1 2025: $25MQ2 2025: $24MQ3 2025: $24MQ4 2025: $22MQ1 2026: $23MQ2 2026: $24M
Q3 2023: $23MQ4 2023: $24MQ1 2024: $24MQ2 2024: $37MQ3 2024: $27MQ4 2024: $25MQ1 2025: $25MQ2 2025: $24MQ3 2025: $24MQ4 2025: $22MQ1 2026: $23MQ2 2026: $24M
QuarterRevenueYoY
Q2 2026$24.2M-0.9%
Q1 2026$22.9M-6.8%
Q4 2025$22.3M-11%
Q3 2025$24.1M-11%
Q2 2025$24.4M-34%
Q1 2025$24.6M+1.4%
Q4 2024$25.1M+6.2%
Q3 2024$27.1M+18%

FGBI's revenue has slid since its 2024 peak: $24M last quarter, about level with the same quarter a year ago.

JPM Quarterly Revenue

Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
Q4 2023: $38.6BQ1 2024: $41.9BQ2 2024: $50.2BQ3 2024: $42.7BQ4 2024: $42.8BQ1 2025: $45.3BQ2 2025: $44.9BQ3 2025: $46.4BQ4 2025: $45.8BQ1 2026: $49.8BQ2 2026: $57.3BQ3 2026: $50.2B
QuarterRevenueYoY
Q3 2026$50.2B+8.1%
Q2 2026$57.3B+28%
Q1 2026$49.8B+10%
Q4 2025$45.8B+7.1%
Q3 2025$46.4B+8.8%
Q2 2025$44.9B-11%
Q1 2025$45.3B+8.1%
Q4 2024$42.8B+11%

JPM has the edge over FGBI on sales, with more consistent year-over-year improvement.

FGBI Free Cash Flow

Q3 2023: −$7MQ4 2023: $6MQ1 2024: $396,000Q2 2024: $7MQ3 2024: $5MQ4 2024: $19MQ1 2025: $5MQ2 2025: −$19MQ3 2025: $29MQ4 2025: −$25MQ1 2026: $50MQ2 2026: −$15M
Q3 2023: −$7MQ4 2023: $6MQ1 2024: $396,000Q2 2024: $7MQ3 2024: $5MQ4 2024: $19MQ1 2025: $5MQ2 2025: −$19MQ3 2025: $29MQ4 2025: −$25MQ1 2026: $50MQ2 2026: −$15M
QuarterFree cash flowYoY
Q2 2026-$15.4M+$3.2M
Q1 2026$50.4M+873%
Q4 2025-$25.3M-235%
Q3 2025$28.7M+476%
Q2 2025-$18.6M-381%
Q1 2025$5.2M+1208%
Q4 2024$18.7M+198%
Q3 2024$5M+$11.8M

FGBI has the edge over JPM on cash generation, producing positive trailing cash flow while its opponent burns cash.

JPM Free Cash Flow

Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
Q4 2023: $60.2BQ1 2024: −$154BQ2 2024: $38.5BQ3 2024: −$74.1BQ4 2024: $148BQ1 2025: −$252BQ2 2025: $29.5BQ3 2025: −$45.2BQ4 2025: $120BQ1 2026: −$212BQ2 2026: −$25.3BQ3 2026: $33.2B
QuarterFree cash flowYoY
Q3 2026$33.2B+$78.4B
Q2 2026-$25.3B-186%
Q1 2026-$211.8B+$40.1B
Q4 2025$119.7B-19%
Q3 2025-$45.2B+$28.9B
Q2 2025$29.5B-23%
Q1 2025-$251.8B-$97.7B
Q4 2024$147.8B+145%

JPM's free cash flow was −$84.2B over the past year, against −$120B the year before. Free cash flow isn't a meaningful measure for financial services companies like JPM.

FGBI Total Shares

Q3 2023: 11MQ4 2023: 11MQ1 2024: 12MQ2 2024: 13MQ3 2024: 13MQ4 2024: 13MQ1 2025: 13MQ2 2025: 13MQ3 2025: 15MQ4 2025: 14MQ1 2026: 16MQ2 2026: 16M
Q3 2023: 11MQ4 2023: 11MQ1 2024: 12MQ2 2024: 13MQ3 2024: 13MQ4 2024: 13MQ1 2025: 13MQ2 2025: 13MQ3 2025: 15MQ4 2025: 14MQ1 2026: 16MQ2 2026: 16M
PeriodChange %Net change
Quarterly+3.4%+530K shares
1 year+26%+3.4M shares
3 years+50%+5.4M shares
5 years+52%+5.6M shares
Available history+53%+5.7M shares

FGBI has 16M diluted shares, up 26% from a year ago.

JPM Total Shares

Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
Q4 2023: 2.9BQ1 2024: 2.9BQ2 2024: 2.9BQ3 2024: 2.9BQ4 2024: 2.9BQ1 2025: 2.8BQ2 2025: 2.8BQ3 2025: 2.8BQ4 2025: 2.8BQ1 2026: 2.7BQ2 2026: 2.7BQ3 2026: 2.7B
PeriodChange %Net change
Quarterly-0.4%-11.2M shares
1 year-3.1%-84.6M shares
3 years-8.5%-249M shares
5 years-11%-322M shares
Available history-17%-547M shares

JPM has the edge over FGBI on shareholder dilution, with a more favorable share count trend.

FGBI Net Leverage

Q3 2023: -8.7xQ4 2023: -0.7xQ1 2024: -21.8xQ2 2024: -13.8xQ3 2024: -16.8xQ4 2024: -17.7xQ1 2025: -63.2x
Q3 2023: -8.7xQ4 2023: -0.7xQ1 2024: -21.8xQ2 2024: -13.8xQ3 2024: -16.8xQ4 2024: -17.7xQ1 2025: -63.2x
QuarterNet LeverageStatus
Q1 2025-63.2xNet Cash
Q4 2024-17.7xNet Cash
Q3 2024-16.8xNet Cash
Q2 2024-13.8xNet Cash
Q1 2024-21.8xNet Cash
Q4 2023-0.7xNet Cash
Q3 2023-8.7xNet Cash
Q2 2023-4.4xNet Cash

FGBI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FGBI.

JPM Net Leverage

Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
Q4 2023: 0.2xQ1 2024: 0.3xQ2 2024: 0.3xQ3 2024: 0.4xQ4 2024: 0.4xQ1 2025: 0.5xQ2 2025: 0.5xQ3 2025: 0.6xQ4 2025: 0.5xQ1 2026: 0.6xQ2 2026: 0.5xQ3 2026: 0.5x
QuarterNet LeverageStatus
Q3 20260.5xVery low
Q2 20260.5xVery low
Q1 20260.6xVery low
Q4 20250.5xVery low
Q3 20250.6xVery low
Q2 20250.5xVery low
Q1 20250.5xVery low
Q4 20240.4xVery low

JPM's net debt is less than a year of its operating earnings (EBITDA). Net leverage isn't a meaningful measure for financial services companies like JPM.

FGBI Weekly Momentum

MetricValueStatus
RSI73.6Overbought
Stochastic90.4Overbought

FGBI's weekly RSI is 74 (overbought) and its Stochastic is 90 (overbought).

JPM Weekly Momentum

MetricValueStatus
RSI54.8Neutral
Stochastic31.5Neutral

JPM's weekly RSI is 55 (neutral) and its Stochastic is 31 (neutral).

FGBI PE vs Financial Services Sector

MetricFGBISector medianRelative
PEN/A13x—

FGBI has no meaningful PE right now: it lost money over the past year.

JPM PE vs Financial Services Sector

MetricJPMSector medianRelative
PE14x13x10% above
PE %766313 pts above

JPM is trading at 14x earnings, a 10% premium to the Financial Services sector's median of 13x.

FGBI Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$9.5136% above
20 week MA$9.2739% above
50 week MA$8.7548% above
100 week MA$8.6649% above
200 week MA$10.424% above

FGBI has the edge over JPM on trend strength, trading above more of its moving averages.

JPM Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$336.81.8% above
20 week MA$345.30.7% below
50 week MA$323.26.1% above
100 week MA$298.915% above
200 week MA$236.645% above

JPM's trend is mixed: it's above four of its five weekly moving averages, and 45% above its 200-week average.

FGBI Yearly ROI

YearStart priceEnd priceROI
2020$19.8$16.5-16%
2021$16.5$20.7+25%
2022$20.7$23.9+16%
2023$23.9$11.1-53%
2024$11.1$11.5+3.1%
2025$11.5$5.03-56%
2026 YTD$5.03$12.9+157%

FGBI has the edge over JPM on returns for 2026, with the stronger performance.

JPM Yearly ROI

YearStart priceEnd priceROI
2020$139.1$124.5-11%
2021$124.5$157.3+26%
2022$157.3$131.3-17%
2023$131.3$170.1+30%
2024$170.1$241.2+42%
2025$241.2$327.9+36%
2026 YTD$327.9$342.8+4.5%

JPM has finished higher in four of the last six years. It's up 4.5% so far in 2026.

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