FGBI
First Guaranty Bancshares, Inc.
There isn't enough reported data to score FGBI yet.
FGBI Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Weak | |
| N/A | |
| N/A |
FGBI's revenue is currently stable, but its profitability is weak. Free cash flow and net leverage aren't meaningful measures for financial services companies like FGBI.
FGBI PE Valuation
FGBI has no meaningful PE right now: it lost money over the past year. If it returns to profit as analysts expect, today's price would be 23x next year's earnings.
FGBI Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Returning to profit | |
| Strong growth | |
| Strongly improving | |
| Limited | |
| High |
Analysts expect FGBI to return to profit, with revenue growing.
FGBI Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.57 | — |
| Q2 2026 | -$2.57 | -$1.56 |
| Q1 2026 | -$3.35 | -2677% |
| Q4 2025 | -$4.03 | -598% |
| Q3 2025 | -$4.13 | -592% |
| Q2 2025 | -$1.01 | -222% |
| Q1 2025 | $0.13 | -73% |
| Q4 2024 | $0.81 | +31% |
| Q3 2024 | $0.84 | -14% |
FGBI lost $2.57 per share over the past year, a bigger loss than the year before.
FGBI Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q2 2026 | $24.2M | -0.9% |
| Q1 2026 | $22.9M | -6.8% |
| Q4 2025 | $22.3M | -11% |
| Q3 2025 | $24.1M | -11% |
| Q2 2025 | $24.4M | -34% |
| Q1 2025 | $24.6M | +1.4% |
| Q4 2024 | $25.1M | +6.2% |
| Q3 2024 | $27.1M | +18% |
FGBI's revenue has slid since its 2024 peak: $24M last quarter, about level with the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q2 2026 | 18% | +57 points |
| Q1 2026 | 15% | +48 points |
| Q4 2025 | 13% | +8.4 points |
| Q3 2025 | -224% | -233 points |
| Q2 2025 | -39% | -64 points |
| Q1 2025 | -33% | -45 points |
| Q4 2024 | 4.7% | -2.2 points |
| Q3 2024 | 9.2% | -0.9 points |
FGBI's operating margin was 18% last quarter, up 57 points from the same quarter a year ago.
FGBI Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q2 2026 | -$15.4M | +$3.2M |
| Q1 2026 | $50.4M | +873% |
| Q4 2025 | -$25.3M | -235% |
| Q3 2025 | $28.7M | +476% |
| Q2 2025 | -$18.6M | -381% |
| Q1 2025 | $5.2M | +1208% |
| Q4 2024 | $18.7M | +198% |
| Q3 2024 | $5M | +$11.8M |
FGBI's free cash flow was $38M over the past year, about four times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like FGBI.
FGBI Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +3.4% | +530K shares |
| 1 year | +26% | +3.4M shares |
| 3 years | +50% | +5.4M shares |
| 5 years | +52% | +5.6M shares |
| Available history | +53% | +5.7M shares |
FGBI has 16M diluted shares, up 26% from a year ago.
FGBI Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2025 | -63.2x | Net Cash |
| Q4 2024 | -17.7x | Net Cash |
| Q3 2024 | -16.8x | Net Cash |
| Q2 2024 | -13.8x | Net Cash |
| Q1 2024 | -21.8x | Net Cash |
| Q4 2023 | -0.7x | Net Cash |
| Q3 2023 | -8.7x | Net Cash |
| Q2 2023 | -4.4x | Net Cash |
FGBI has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FGBI.
FGBI Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 73.6 | Overbought |
| Stochastic | 90.4 | Overbought |
FGBI's weekly RSI is 74 (overbought) and its Stochastic is 90 (overbought).
FGBI PE vs Financial Services Sector
| Metric | FGBI | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
FGBI has no meaningful PE right now: it lost money over the past year.
FGBI Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $9.51 | 36% above |
| 20 week MA | $9.27 | 39% above |
| 50 week MA | $8.75 | 48% above |
| 100 week MA | $8.66 | 49% above |
| 200 week MA | $10.4 | 24% above |
FGBI has climbed back above all five of its weekly moving averages, and it's now 24% above its 200-week average.
FGBI Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $19.8 | $16.5 | -16% |
| 2021 | $16.5 | $20.7 | +25% |
| 2022 | $20.7 | $23.9 | +16% |
| 2023 | $23.9 | $11.1 | -53% |
| 2024 | $11.1 | $11.5 | +3.1% |
| 2025 | $11.5 | $5.03 | -56% |
| 2026 YTD | $5.03 | $12.9 | +157% |
FGBI is up 157% so far in 2026, after finishing lower in three of the previous six years.