FCCO

First Community Corporation

61
Fundamentals68/ 100
Valuation50/ 100
Upside potential54/ 100
Risk potential11/ 100

FCCO's fundamentals are strong: revenue grew 25% and its operating margin rose 3 points to 34%. Its PE isn't a useful guide right now because of how its recent earnings were reported.

IREN

IREN Limited

There isn't enough reported data to score IREN yet.

FCCO Fundamentals

MetricStatus
Healthy
Strong
N/A
N/A

FCCO's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FCCO.

IREN Fundamentals

MetricStatus
Under pressure
Weak
N/A
N/A

IREN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like IREN.

FCCO PE Valuation

CHEAPFAIREXPENSIVE4.2x8.4x13x17x
CHEAPFAIREXPENSIVE4.2x8.4x13x17x
LevelPEPriceVs current
Cheap10x$28.66-12%
Forward10x$32.72โ€”
Current11x$32.72โ€”
Fair12x$33.17+1.4%
Expensive13x$38.59+18%

Historical ranges are pointers, not guarantees.

FCCO's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.

IREN PE Valuation

IREN has no meaningful PE right now: it lost money over the past year.

FCCO Forward outlook

MetricOutlook
Improving
Growth
Growth
Improving
Limited
Moderate

FCCO has the edge over IREN on the outlook, with more favorable earnings expectations.

IREN Forward outlook

MetricOutlook
--
Losses growing
Strong growth
Strongly improving
Limited
Low

Analysts expect IREN's losses to grow, with revenue growing. However, they disagree widely on these estimates.

FCCO Risk to reward

ScenarioChangePrice
Upside+13%$37.03
Downside-11%$29.05

Calculated from the latest close: $32.72 on Nov 12.

There is not enough scenario data to compare FCCO and IREN's risk to reward.

IREN Risk to reward

ScenarioChangePrice
UpsideUnknownโ€”
DownsideUnknownโ€”

Calculated from the latest close: $19.48 on Nov 12.

There is not enough scenario data to compare FCCO and IREN's risk to reward.

FCCO Earnings Per Share

Q4 2023: $1.55Q1 2024: $1.44Q2 2024: $1.43Q3 2024: $1.70Q4 2024: $1.81Q1 2025: $1.98Q2 2025: $2.23Q3 2025: $2.40Q4 2025: $2.47Q1 2026: $2.55Q2 2026: $2.68Q3 2026: $2.86Forward: $3.28
Q4 2023: $1.55Q1 2024: $1.44Q2 2024: $1.43Q3 2024: $1.70Q4 2024: $1.81Q1 2025: $1.98Q2 2025: $2.23Q3 2025: $2.40Q4 2025: $2.47Q1 2026: $2.55Q2 2026: $2.68Q3 2026: $2.86Forward: $3.28
QuarterTTM EPSYoY
Forward$3.28+15%
Q3 2026$2.86+19%
Q2 2026$2.68+20%
Q1 2026$2.55+29%
Q4 2025$2.47+36%
Q3 2025$2.40+41%
Q2 2025$2.23+56%
Q1 2025$1.98+38%
Q4 2024$1.81+17%

FCCO has the edge over IREN on earnings quality, reporting a profit while its opponent remains loss making.

IREN Earnings Per Share

Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
Q4 2023: $-0.29Q1 2024: $-0.16Q2 2024: $-0.20Q3 2024: $-0.39Q4 2024: $-0.44Q1 2025: $-0.59Q2 2025: $0.25Q3 2025: $1.60Q4 2025: $1.18Q1 2026: $0.51Q2 2026: $-2.22Q3 2026: $-3.96
QuarterTTM EPSYoY
Q3 2026-$3.96-347%
Q2 2026-$2.22-988%
Q1 2026$0.51+$1.10
Q4 2025$1.18+$1.62
Q3 2025$1.60+$1.99
Q2 2025$0.25+$0.45
Q1 2025-$0.59-$0.43
Q4 2024-$0.44-$0.15

IREN has swung to a loss: it lost $3.96 per share over the past year, after a profit the year before.

FCCO Quarterly Revenue

Q4 2023: $15MQ1 2024: $15MQ2 2024: $16MQ3 2024: $17MQ4 2024: $17MQ1 2025: $18MQ2 2025: $20MQ3 2025: $20MQ4 2025: $21MQ1 2026: $23MQ2 2026: $25MQ3 2026: $26M
Q4 2023: $15MQ1 2024: $15MQ2 2024: $16MQ3 2024: $17MQ4 2024: $17MQ1 2025: $18MQ2 2025: $20MQ3 2025: $20MQ4 2025: $21MQ1 2026: $23MQ2 2026: $25MQ3 2026: $26M
QuarterRevenueYoY
Q3 2026$26.2M+28%
Q2 2026$25.1M+29%
Q1 2026$23.2M+26%
Q4 2025$20.6M+18%
Q3 2025$20.5M+20%
Q2 2025$19.5M+20%
Q1 2025$18.4M+20%
Q4 2024$17.5M+15%

FCCO's revenue has grown year over year for 11 quarters in a row: $26M last quarter, up 28% from the same quarter a year ago.

IREN Quarterly Revenue

Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
Q4 2023: $42MQ1 2024: $54MQ2 2024: $57MQ3 2024: $53MQ4 2024: $116MQ1 2025: $145MQ2 2025: $187MQ3 2025: $240MQ4 2025: $185MQ1 2026: $145MQ2 2026: $137MQ3 2026: $228M
QuarterRevenueYoY
Q3 2026$228M-5.1%
Q2 2026$137.2M-27%
Q1 2026$144.8M0%
Q4 2025$184.7M+59%
Q3 2025$240.3M+355%
Q2 2025$187.3M+230%
Q1 2025$144.8M+168%
Q4 2024$116.1M+176%

IREN's revenue has held roughly level: $228M last quarter, down 5.1% from the same quarter a year ago.

FCCO Free Cash Flow

Q4 2023: $8MQ1 2024: $4MQ2 2024: โˆ’$634,000Q3 2024: $10MQ4 2024: โˆ’$4MQ1 2025: $6MQ2 2025: โˆ’$454,000Q3 2025: $9MQ4 2025: $3MQ1 2026: โˆ’$2MQ2 2026: โˆ’$2MQ3 2026: $26M
Q4 2023: $8MQ1 2024: $4MQ2 2024: โˆ’$634,000Q3 2024: $10MQ4 2024: โˆ’$4MQ1 2025: $6MQ2 2025: โˆ’$454,000Q3 2025: $9MQ4 2025: $3MQ1 2026: โˆ’$2MQ2 2026: โˆ’$2MQ3 2026: $26M
QuarterFree cash flowYoY
Q3 2026$25.9M+186%
Q2 2026-$2.4M-$2M
Q1 2026-$2.5M-140%
Q4 2025$2.8M+$6.9M
Q3 2025$9M-10%
Q2 2025-$454K+$180K
Q1 2025$6.2M+41%
Q4 2024-$4.1M-149%

FCCO has the edge over IREN on cash generation, producing positive trailing cash flow while its opponent burns cash.

IREN Free Cash Flow

Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
Q4 2023: โˆ’$29MQ1 2024: โˆ’$222MQ2 2024: โˆ’$163MQ3 2024: โˆ’$387MQ4 2024: โˆ’$134MQ1 2025: โˆ’$351MQ2 2025: $16MQ3 2025: โˆ’$38MQ4 2025: โˆ’$468MQ1 2026: โˆ’$874MQ2 2026: $482MQ3 2026: โˆ’$1.6B
QuarterFree cash flowYoY
Q3 2026-$1.6B-$1.6B
Q2 2026$482.2M+2895%
Q1 2026-$873.8M-$523.1M
Q4 2025-$468M-$334M
Q3 2025-$38M+$349.4M
Q2 2025$16.1M+$179M
Q1 2025-$350.7M-$128.7M
Q4 2024-$134M-$105.2M

IREN's free cash flow was โˆ’$2.5B over the past year, against โˆ’$507M the year before. Free cash flow isn't a meaningful measure for financial services companies like IREN.

FCCO Total Shares

Q4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ4 2025: 8MQ1 2026: 9MQ2 2026: 10MQ3 2026: 10M
Q4 2023: 8MQ1 2024: 8MQ2 2024: 8MQ3 2024: 8MQ4 2024: 8MQ1 2025: 8MQ2 2025: 8MQ4 2025: 8MQ1 2026: 9MQ2 2026: 10MQ3 2026: 10M
PeriodChange %Net change
Quarterly+0.1%+11K shares
1 year+22%+1.7M shares
3 years+24%+1.9M shares
5 years+26%+2M shares

FCCO has 10M diluted shares, up 22% from a year ago.

IREN Total Shares

Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
Q4 2023: 73MQ1 2024: 112MQ2 2024: 186MQ3 2024: 189MQ4 2024: 210MQ1 2025: 219MQ2 2025: 257MQ3 2025: 362MQ4 2025: 298MQ1 2026: 334MQ2 2026: 316MQ3 2026: 399M
PeriodChange %Net change
Quarterly+26%+82.4M shares
1 year+10%+36.9M shares
3 years+511%+333M shares
5 years+624%+344M shares
Available history+2346%+382M shares

IREN has the edge over FCCO on shareholder dilution, with a more favorable share count trend.

FCCO Net Leverage

Q4 2023: 11.0xQ1 2024: -1.3xQ2 2024: -1.6xQ3 2024: -1.5xQ4 2024: 7.8xQ1 2025: -1.2xQ2 2025: -1.3xQ3 2025: -1.2xQ4 2025: 7.0xQ1 2026: -1.3xQ2 2026: -1.0xQ3 2026: -0.5x
Q4 2023: 11.0xQ1 2024: -1.3xQ2 2024: -1.6xQ3 2024: -1.5xQ4 2024: 7.8xQ1 2025: -1.2xQ2 2025: -1.3xQ3 2025: -1.2xQ4 2025: 7.0xQ1 2026: -1.3xQ2 2026: -1.0xQ3 2026: -0.5x
QuarterNet LeverageStatus
Q3 2026-0.5xNet Cash
Q2 2026-1.0xNet Cash
Q1 2026-1.3xNet Cash
Q4 20257.0xHigh
Q3 2025-1.2xNet Cash
Q2 2025-1.3xNet Cash
Q1 2025-1.2xNet Cash
Q4 20247.8xHigh

FCCO has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FCCO.

IREN Net Leverage

Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
Q4 2023: -11.0xQ1 2024: -10.6xQ2 2024: -15.9xQ3 2024: -16.7xQ4 2024: -4.6xQ1 2025: 3.3xQ2 2025: 2.0xQ3 2025: 4.1xQ4 2025: 22.2xQ1 2026: 157.6x
QuarterNet LeverageStatus
Q1 2026157.6xHigh
Q4 202522.2xHigh
Q3 20254.1xHigh
Q2 20252.0xModerate
Q1 20253.3xElevated
Q4 2024-4.6xNet Cash
Q3 2024-16.7xNet Cash
Q2 2024-15.9xNet Cash

IREN's net debt is more than 20 years of its operating earnings (EBITDA), up from 3.3 years a year ago. Net leverage isn't a meaningful measure for financial services companies like IREN.

FCCO Weekly Momentum

MetricValueStatus
RSI52.0Neutral
Stochastic43.6Neutral

FCCO's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).

IREN Weekly Momentum

MetricValueStatus
RSI33.3Neutral
Stochastic8.2Oversold

IREN's weekly RSI is 33 (neutral) and its Stochastic is 8 (oversold).

FCCO PE vs Financial Services Sector

MetricFCCOSector medianRelative
PE11x13x12% below
PE %466317 pts below

FCCO is trading at 11x earnings, a 12% discount to the Financial Services sector's median of 13x, though its earnings don't support one.

IREN PE vs Financial Services Sector

MetricIRENSector medianRelative
PEN/A13xโ€”

IREN has no meaningful PE right now: it lost money over the past year.

FCCO Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$32.80.2% below
20 week MA$33.31.8% below
50 week MA$31.34.4% above
100 week MA$28.216% above
200 week MA$23.738% above

FCCO has the edge over IREN on trend strength, trading above more of its moving averages.

IREN Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$29.835% below
20 week MA$36.246% below
50 week MA$42.854% below
100 week MA$32.039% below
200 week MA$19.12.1% above

IREN has fallen below most of its moving averages, though it's still 2.1% above its 200-week average.

FCCO Yearly ROI

YearStart priceEnd priceROI
2020$21.2$17.5-17%
2021$17.5$20.5+17%
2022$20.5$21.0+2.6%
2023$21.0$21.5+2.6%
2024$21.5$24.1+12%
2025$24.1$29.8+24%
2026 YTD$29.8$32.7+9.9%

FCCO has the edge over IREN on returns for 2026, with the stronger performance.

IREN Yearly ROI

YearStart priceEnd priceROI
2021$24.8$17.2-31%
2022$17.2$1.19-93%
2023$1.19$7.15+501%
2024$7.15$10.7+50%
2025$10.7$40.3+276%
2026 YTD$40.3$19.5-52%

IREN's yearly returns have swung widely, from +501% in 2023 to โˆ’93% in 2022. It's down 52% so far in 2026.

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