FCCO
First Community Corporation
FCCO's fundamentals are strong: revenue grew 25% and its operating margin rose 3 points to 34%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
FCCO Fundamentals
| Metric | Status |
|---|---|
| Healthy | |
| Strong | |
| N/A | |
| N/A |
FCCO's revenue and profitability are currently healthy. Free cash flow and net leverage aren't meaningful measures for financial services companies like FCCO.
FCCO PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Cheap | 10x | $28.66 | -12% |
| Forward | 10x | $32.72 | — |
| Current | 11x | $32.72 | — |
| Fair | 12x | $33.17 | +1.4% |
| Expensive | 13x | $38.59 | +18% |
Historical ranges are pointers, not guarantees.
FCCO's PE is 11x, but its earnings don't support one, so it isn't a reliable read right now.
FCCO Forward outlook
| Metric | Outlook |
|---|---|
| Improving | |
| Growth | |
| Growth | |
| Improving | |
| Limited | |
| Moderate |
Analysts expect earnings and revenue growth for FCCO, with profitability improving.
FCCO Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $3.28 | +15% |
| Q3 2026 | $2.86 | +19% |
| Q2 2026 | $2.68 | +20% |
| Q1 2026 | $2.55 | +29% |
| Q4 2025 | $2.47 | +36% |
| Q3 2025 | $2.40 | +41% |
| Q2 2025 | $2.23 | +56% |
| Q1 2025 | $1.98 | +38% |
| Q4 2024 | $1.81 | +17% |
FCCO's earnings per share have climbed steadily: $2.86 over the past year, up 19% from the year before, and higher year over year for nine quarters in a row. Its recent earnings include one-off gains.
FCCO Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $26.2M | +28% |
| Q2 2026 | $25.1M | +29% |
| Q1 2026 | $23.2M | +26% |
| Q4 2025 | $20.6M | +18% |
| Q3 2025 | $20.5M | +20% |
| Q2 2025 | $19.5M | +20% |
| Q1 2025 | $18.4M | +20% |
| Q4 2024 | $17.5M | +15% |
FCCO's revenue has grown year over year for 11 quarters in a row: $26M last quarter, up 28% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 40% | +7.5 points |
| Q2 2026 | 39% | +4.5 points |
| Q1 2026 | 26% | -2.6 points |
| Q4 2025 | 31% | +0.2 points |
| Q3 2025 | 32% | +2.7 points |
| Q2 2025 | 34% | +9.5 points |
| Q1 2025 | 28% | +6.4 points |
| Q4 2024 | 31% | +3.7 points |
FCCO's operating margin was 40% last quarter, up 7.5 points from the same quarter a year ago, near the top of its range since 2019.
FCCO Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $25.9M | +186% |
| Q2 2026 | -$2.4M | -$2M |
| Q1 2026 | -$2.5M | -140% |
| Q4 2025 | $2.8M | +$6.9M |
| Q3 2025 | $9M | -10% |
| Q2 2025 | -$454K | +$180K |
| Q1 2025 | $6.2M | +41% |
| Q4 2024 | -$4.1M | -149% |
FCCO's free cash flow was $24M over the past year, up 121% from the year before. Free cash flow isn't a meaningful measure for financial services companies like FCCO.
FCCO Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.1% | +11K shares |
| 1 year | +22% | +1.7M shares |
| 3 years | +24% | +1.9M shares |
| 5 years | +26% | +2M shares |
FCCO has 10M diluted shares, up 22% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | — |
| Q2 2026 | — |
| Q1 2026 | $41,000 |
| Q4 2019 | $1,000 |
FCCO Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.5x | Net Cash |
| Q2 2026 | -1.0x | Net Cash |
| Q1 2026 | -1.3x | Net Cash |
| Q4 2025 | 7.0x | High |
| Q3 2025 | -1.2x | Net Cash |
| Q2 2025 | -1.3x | Net Cash |
| Q1 2025 | -1.2x | Net Cash |
| Q4 2024 | 7.8x | High |
FCCO has more cash than debt. Net leverage isn't a meaningful measure for financial services companies like FCCO.
FCCO Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 52.0 | Neutral |
| Stochastic | 43.6 | Neutral |
FCCO's weekly RSI is 52 (neutral) and its Stochastic is 44 (neutral).
FCCO PE vs Financial Services Sector
| Metric | FCCO | Sector median | Relative |
|---|---|---|---|
| PE | 11x | 13x | 12% below |
| PE % | 46 | 63 | 17 pts below |
FCCO is trading at 11x earnings, a 12% discount to the Financial Services sector's median of 13x, though its earnings don't support one.
FCCO Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $32.8 | 0.2% below |
| 20 week MA | $33.3 | 1.8% below |
| 50 week MA | $31.3 | 4.4% above |
| 100 week MA | $28.2 | 16% above |
| 200 week MA | $23.7 | 38% above |
FCCO has pulled back, but its long-term trend is still up: it's below its 8- and 20-week averages, but 38% above its 200-week average.
FCCO Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $21.2 | $17.5 | -17% |
| 2021 | $17.5 | $20.5 | +17% |
| 2022 | $20.5 | $21.0 | +2.6% |
| 2023 | $21.0 | $21.5 | +2.6% |
| 2024 | $21.5 | $24.1 | +12% |
| 2025 | $24.1 | $29.8 | +24% |
| 2026 YTD | $29.8 | $32.7 | +9.9% |
FCCO has finished higher in five of the last six years. It's up 9.9% so far in 2026.