EXFY
Expensify, Inc.
There isn't enough reported data to score EXFY yet.
SNDK
Sandisk Corporation
SNDK's fundamentals are strong: revenue more than tripled and its operating margin went from −19% to 72%. Its PE isn't a useful guide right now because of how its recent earnings were reported.
EXFY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Under pressure | |
| Unavailable | |
| Strong |
EXFY's balance sheet is currently strong, and its revenue is stable, but its profitability is under pressure. There isn't enough data to rate its cash flow.
SNDK Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
SNDK's revenue, profitability, cash flow and balance sheet are all currently strong.
EXFY PE Valuation
EXFY has no meaningful PE right now: it lost money over the past year.
SNDK PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 3.8x | $937 | — |
| Current | 7.5x | $937 | — |
| Cheap | 17x | $2,173 | +132% |
| Fair | 24x | $3,048 | +225% |
| Expensive | 59x | $7,452 | +695% |
Historical ranges are pointers, not guarantees.
SNDK's PE is 7.5x, but its earnings don't support one, so it isn't a reliable read right now.
EXFY Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Weakening | |
| Limited | |
| Low |
Analysts expect EXFY's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
SNDK Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| High |
SNDK has the edge over EXFY on the outlook, with more favorable earnings and revenue expectations.
EXFY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.09 | — |
| Q3 2026 | -$0.17 | +$0.02 |
| Q2 2026 | -$0.16 | +$0.02 |
| Q1 2026 | -$0.22 | -$0.11 |
| Q4 2025 | -$0.23 | -$0.11 |
| Q3 2025 | -$0.19 | -$0.02 |
| Q2 2025 | -$0.18 | +$0.18 |
| Q1 2025 | -$0.11 | +$0.36 |
| Q4 2024 | -$0.12 | +$0.38 |
EXFY is still losing money, but far less than before: $0.17 per share over the past year, against $0.84 at its worst in mid-2022.
SNDK Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $247.30 | +97% |
| Q3 2026 | $125.61 | +$137.63 |
| Q2 2026 | $73.76 | +$85.07 |
| Q2 2025 | -$11.31 | -$6.65 |
SNDK has the edge over EXFY in the latest year-over-year earnings comparison.
EXFY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $33M | -5.8% |
| Q2 2026 | $33.9M | -5.3% |
| Q1 2026 | $34M | -5.8% |
| Q4 2025 | $35.2M | -4.9% |
| Q3 2025 | $35.1M | -1% |
| Q2 2025 | $35.8M | +7.4% |
| Q1 2025 | $36.1M | +7.6% |
| Q4 2024 | $37M | +5.1% |
EXFY's revenue has slid since its 2022 peak: $33M last quarter, down 5.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -8.1% | -1.7 points |
| Q2 2026 | -8.6% | +20 points |
| Q1 2026 | -5.8% | -1.7 points |
| Q4 2025 | -11% | -12 points |
| Q3 2025 | -6.4% | -7.3 points |
| Q2 2025 | -29% | -30 points |
| Q1 2025 | -4.1% | +1.2 points |
| Q4 2024 | 1.3% | +18 points |
EXFY's operating margin was −8.1% last quarter, down 1.7 points from the same quarter a year ago.
SNDK Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $11B | +378% |
| Q2 2026 | $9B | +372% |
| Q1 2026 | $6B | +251% |
| Q4 2025 | $3B | +61% |
| Q3 2025 | $2.3B | +23% |
| Q2 2025 | $1.9B | +8% |
| Q1 2025 | $1.7B | -0.6% |
| Q4 2024 | $1.9B | +13% |
SNDK has the edge over EXFY on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 80% | +72 points |
| Q2 2026 | 78% | +78 points |
| Q1 2026 | 69% | +180 points |
| Q4 2025 | 35% | +25 points |
| Q3 2025 | 7.6% | -9 points |
| Q2 2025 | 0.9% | N/A |
| Q1 2025 | -111% | -122 points |
| Q4 2024 | 10% | +6.6 points |
SNDK has the edge over EXFY on profitability, with a higher operating margin.
EXFY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.8M | -9.1% |
| Q1 2026 | $118K | -98% |
| Q4 2025 | $2.2M | -70% |
| Q3 2025 | $4.2M | +13% |
| Q1 2025 | $4.8M | +38% |
| Q4 2024 | $7.4M | +$8.2M |
| Q3 2024 | $3.7M | +$9.4M |
| Q2 2024 | $9.3M | +$10.2M |
SNDK has the stronger cash trend. Its trailing FCF is up 762% versus its history, compared with EXFY at down 24%.
SNDK Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $6.3B | +1340% |
| Q2 2026 | $7.1B | +14355% |
| Q1 2026 | $3B | +$3B |
| Q3 2025 | $438M | +$636M |
| Q2 2025 | $49M | +$217M |
| Q1 2025 | -$18M | +$23M |
| Q3 2024 | -$198M | -$157M |
SNDK generated $17.4B in free cash flow over the past year, more than ten times what it generated the year before.
EXFY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.1% | -3.9M shares |
| 1 year | -1.1% | -1M shares |
| 3 years | +11% | +9.1M shares |
| 5 years | +165% | +57M shares |
| Available history | +13% | +10.5M shares |
EXFY has the edge over SNDK on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2M |
| Q4 2025 | $3M |
| Q3 2025 | $3M |
| Q4 2024 | — |
| Q3 2024 | $1.5M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2021 | — |
SNDK Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -0.6% | -1M shares |
| 1 year | +3.4% | +5M shares |
| 3 years | +6.9% | +10M shares |
SNDK has 154M diluted shares, up 3.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5B |
| Q3 2024 | — |
| Q2 2024 | — |
| Q1 2024 | — |
| Q4 2023 | — |
| Q3 2023 | — |
EXFY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2025 | -8.7x | Net Cash |
| Q4 2024 | -8.1x | Net Cash |
| Q3 2021 | -0.8x | Net Cash |
| Q2 2021 | 0.2x | Very low |
| Q1 2021 | 0.6x | Very low |
| Q4 2020 | 2.1x | Moderate |
| Q1 2020 | -0.7x | Net Cash |
| Q4 2019 | 27.5x | High |
EXFY has more cash than debt.
SNDK Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -0.2x | Net Cash |
| Q2 2026 | -0.4x | Net Cash |
| Q1 2026 | -0.7x | Net Cash |
SNDK has more cash than debt.
EXFY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.4 | Neutral |
| Stochastic | 32.6 | Neutral |
EXFY's weekly RSI is 46 (neutral) and its Stochastic is 33 (neutral).
SNDK Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 40.2 | Neutral |
| Stochastic | 10.6 | Oversold |
SNDK's weekly RSI is 40 (neutral) and its Stochastic is 11 (oversold).
EXFY PE vs Technology Sector
EXFY has no meaningful PE right now: it lost money over the past year.
SNDK PE vs Technology Sector
| Metric | SNDK | Sector median | Relative |
|---|---|---|---|
| PE | 7.5x | 28x | 73% below |
| PE % | 4 | 27 | 23 pts below |
SNDK is trading at 7.5x earnings, a 73% discount to the Technology sector's median of 28x, though its earnings don't support one.
EXFY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.27 | 18% below |
| 20 week MA | $2.20 | 15% below |
| 50 week MA | $1.61 | 16% above |
| 100 week MA | $2.06 | 9.7% below |
| 200 week MA | $3.01 | 38% below |
EXFY has stronger trend alignment. EXFY is above 1 of 5 weekly averages versus SNDK above 0 of 3.
SNDK Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $1,317.5 | 29% below |
| 20 week MA | $1,465.4 | 36% below |
| 50 week MA | $1,119.6 | 16% below |
SNDK is in a downtrend: it's below all three of its weekly moving averages, and 16% below its 50-week average.
EXFY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $47.6 | $36.9 | -22% |
| 2022 | $36.9 | $8.61 | -77% |
| 2023 | $8.61 | $2.47 | -71% |
| 2024 | $2.47 | $3.47 | +40% |
| 2025 | $3.47 | $1.55 | -55% |
| 2026 YTD | $1.55 | $1.86 | +20% |
EXFY has finished lower in four of the last five years. It's up 20% so far in 2026.
SNDK Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2025 | $50.4 | $250.1 | +396% |
| 2026 YTD | $250.1 | $937.5 | +275% |
SNDK has the edge over EXFY on returns for 2026, with the stronger performance.