EXFY
Expensify, Inc.
There isn't enough reported data to score EXFY yet.
EXFY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Under pressure | |
| Unavailable | |
| Strong |
EXFY's balance sheet is currently strong, and its revenue is stable, but its profitability is under pressure. There isn't enough data to rate its cash flow.
EXFY PE Valuation
EXFY has no meaningful PE right now: it lost money over the past year.
EXFY Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Weakening | |
| Limited | |
| Low |
Analysts expect EXFY's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
EXFY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.09 | — |
| Q3 2026 | -$0.17 | +$0.02 |
| Q2 2026 | -$0.16 | +$0.02 |
| Q1 2026 | -$0.22 | -$0.11 |
| Q4 2025 | -$0.23 | -$0.11 |
| Q3 2025 | -$0.19 | -$0.02 |
| Q2 2025 | -$0.18 | +$0.18 |
| Q1 2025 | -$0.11 | +$0.36 |
| Q4 2024 | -$0.12 | +$0.38 |
EXFY is still losing money, but far less than before: $0.17 per share over the past year, against $0.84 at its worst in mid-2022.
EXFY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $33M | -5.8% |
| Q2 2026 | $33.9M | -5.3% |
| Q1 2026 | $34M | -5.8% |
| Q4 2025 | $35.2M | -4.9% |
| Q3 2025 | $35.1M | -1% |
| Q2 2025 | $35.8M | +7.4% |
| Q1 2025 | $36.1M | +7.6% |
| Q4 2024 | $37M | +5.1% |
EXFY's revenue has slid since its 2022 peak: $33M last quarter, down 5.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -8.1% | -1.7 points |
| Q2 2026 | -8.6% | +20 points |
| Q1 2026 | -5.8% | -1.7 points |
| Q4 2025 | -11% | -12 points |
| Q3 2025 | -6.4% | -7.3 points |
| Q2 2025 | -29% | -30 points |
| Q1 2025 | -4.1% | +1.2 points |
| Q4 2024 | 1.3% | +18 points |
EXFY's operating margin was −8.1% last quarter, down 1.7 points from the same quarter a year ago.
EXFY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.8M | -9.1% |
| Q1 2026 | $118K | -98% |
| Q4 2025 | $2.2M | -70% |
| Q3 2025 | $4.2M | +13% |
| Q1 2025 | $4.8M | +38% |
| Q4 2024 | $7.4M | +$8.2M |
| Q3 2024 | $3.7M | +$9.4M |
| Q2 2024 | $9.3M | +$10.2M |
EXFY still generates free cash flow, though less than at its 2022 peak: $10M over the past year.
EXFY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.1% | -3.9M shares |
| 1 year | -1.1% | -1M shares |
| 3 years | +11% | +9.1M shares |
| 5 years | +165% | +57M shares |
| Available history | +13% | +10.5M shares |
EXFY has 92M diluted shares, down 1.1% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2M |
| Q4 2025 | $3M |
| Q3 2025 | $3M |
| Q4 2024 | — |
| Q3 2024 | $1.5M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2021 | — |
EXFY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2025 | -8.7x | Net Cash |
| Q4 2024 | -8.1x | Net Cash |
| Q3 2021 | -0.8x | Net Cash |
| Q2 2021 | 0.2x | Very low |
| Q1 2021 | 0.6x | Very low |
| Q4 2020 | 2.1x | Moderate |
| Q1 2020 | -0.7x | Net Cash |
| Q4 2019 | 27.5x | High |
EXFY has more cash than debt.
EXFY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.4 | Neutral |
| Stochastic | 32.6 | Neutral |
EXFY's weekly RSI is 46 (neutral) and its Stochastic is 33 (neutral).
EXFY PE vs Technology Sector
EXFY has no meaningful PE right now: it lost money over the past year.
EXFY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.27 | 18% below |
| 20 week MA | $2.20 | 15% below |
| 50 week MA | $1.61 | 16% above |
| 100 week MA | $2.06 | 9.7% below |
| 200 week MA | $3.01 | 38% below |
EXFY's trend is mixed: it's above one of its five weekly moving averages, and 38% below its 200-week average.
EXFY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $47.6 | $36.9 | -22% |
| 2022 | $36.9 | $8.61 | -77% |
| 2023 | $8.61 | $2.47 | -71% |
| 2024 | $2.47 | $3.47 | +40% |
| 2025 | $3.47 | $1.55 | -55% |
| 2026 YTD | $1.55 | $1.86 | +20% |
EXFY has finished lower in four of the last five years. It's up 20% so far in 2026.