EXFY
Expensify, Inc.
There isn't enough reported data to score EXFY yet.
PLTR
Palantir Technologies Inc.
PLTR's fundamentals are strong and it looks cheap: trading at 120x earnings, about half its usual 252x. Analysts expect strong earnings growth.
EXFY Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Under pressure | |
| Unavailable | |
| Strong |
EXFY's balance sheet is currently strong, and its revenue is stable, but its profitability is under pressure. There isn't enough data to rate its cash flow.
PLTR Fundamentals
| Metric | Status |
|---|---|
| Strong | |
| Strong | |
| Strong | |
| Strong |
PLTR's revenue, profitability, cash flow and balance sheet are all currently strong.
EXFY PE Valuation
EXFY has no meaningful PE right now: it lost money over the past year.
PLTR PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 75x | $172 | — |
| Current | 120x | $172 | — |
| Cheap | 165x | $236 | +37% |
| Fair | 251x | $359 | +109% |
| Expensive | 452x | $646 | +277% |
Historical ranges are pointers, not guarantees.
PLTR's PE is in its cheap range at 120x. If earnings grow as analysts expect, today's price would be 75x next year's earnings.
EXFY Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Decline | |
| Stable | |
| Weakening | |
| Limited | |
| Low |
Analysts expect EXFY's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
PLTR Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Strong growth | |
| Strong growth | |
| Strongly improving | |
| Moderate | |
| Moderate |
PLTR has the edge over EXFY on the outlook, with more favorable earnings and revenue expectations.
EXFY Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $0.09 | — |
| Q3 2026 | -$0.17 | +$0.02 |
| Q2 2026 | -$0.16 | +$0.02 |
| Q1 2026 | -$0.22 | -$0.11 |
| Q4 2025 | -$0.23 | -$0.11 |
| Q3 2025 | -$0.19 | -$0.02 |
| Q2 2025 | -$0.18 | +$0.18 |
| Q1 2025 | -$0.11 | +$0.36 |
| Q4 2024 | -$0.12 | +$0.38 |
EXFY is still losing money, but far less than before: $0.17 per share over the past year, against $0.84 at its worst in mid-2022.
PLTR Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $2.30 | +61% |
| Q3 2026 | $1.43 | +240% |
| Q2 2026 | $1.17 | +290% |
| Q1 2026 | $0.89 | +287% |
| Q4 2025 | $0.63 | +232% |
| Q3 2025 | $0.42 | +110% |
| Q2 2025 | $0.30 | +76% |
| Q1 2025 | $0.23 | +92% |
| Q4 2024 | $0.19 | +111% |
PLTR has the edge over EXFY on earnings quality, reporting a profit while its opponent remains loss making.
EXFY Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $33M | -5.8% |
| Q2 2026 | $33.9M | -5.3% |
| Q1 2026 | $34M | -5.8% |
| Q4 2025 | $35.2M | -4.9% |
| Q3 2025 | $35.1M | -1% |
| Q2 2025 | $35.8M | +7.4% |
| Q1 2025 | $36.1M | +7.6% |
| Q4 2024 | $37M | +5.1% |
EXFY's revenue has slid since its 2022 peak: $33M last quarter, down 5.8% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | -8.1% | -1.7 points |
| Q2 2026 | -8.6% | +20 points |
| Q1 2026 | -5.8% | -1.7 points |
| Q4 2025 | -11% | -12 points |
| Q3 2025 | -6.4% | -7.3 points |
| Q2 2025 | -29% | -30 points |
| Q1 2025 | -4.1% | +1.2 points |
| Q4 2024 | 1.3% | +18 points |
EXFY's operating margin was −8.1% last quarter, down 1.7 points from the same quarter a year ago.
PLTR Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $2.3B | +96% |
| Q2 2026 | $1.9B | +93% |
| Q1 2026 | $1.6B | +85% |
| Q4 2025 | $1.4B | +70% |
| Q3 2025 | $1.2B | +63% |
| Q2 2025 | $1B | +48% |
| Q1 2025 | $883.9M | +39% |
| Q4 2024 | $827.5M | +36% |
PLTR has the edge over EXFY on sales, with more consistent year-over-year improvement.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 47% | +14 points |
| Q2 2026 | 47% | +20 points |
| Q1 2026 | 46% | +26 points |
| Q4 2025 | 41% | +40 points |
| Q3 2025 | 33% | +18 points |
| Q2 2025 | 27% | +11 points |
| Q1 2025 | 20% | +7.2 points |
| Q4 2024 | 1.3% | -9.5 points |
PLTR has the edge over EXFY on profitability, with a higher operating margin.
EXFY Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $3.8M | -9.1% |
| Q1 2026 | $118K | -98% |
| Q4 2025 | $2.2M | -70% |
| Q3 2025 | $4.2M | +13% |
| Q1 2025 | $4.8M | +38% |
| Q4 2024 | $7.4M | +$8.2M |
| Q3 2024 | $3.7M | +$9.4M |
| Q2 2024 | $9.3M | +$10.2M |
PLTR has the stronger cash trend. Its trailing FCF is up 370% versus its history, compared with EXFY at down 24%.
PLTR Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $1.2B | +139% |
| Q2 2026 | $1.2B | +126% |
| Q1 2026 | $891.8M | +193% |
| Q4 2025 | $764M | +67% |
| Q3 2025 | $500.9M | +20% |
| Q2 2025 | $531.6M | +276% |
| Q1 2025 | $304.1M | +140% |
| Q4 2024 | $457.2M | +54% |
PLTR generated $4.1B in free cash flow over the past year, up 126% from the year before.
EXFY Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | -4.1% | -3.9M shares |
| 1 year | -1.1% | -1M shares |
| 3 years | +11% | +9.1M shares |
| 5 years | +165% | +57M shares |
| Available history | +13% | +10.5M shares |
EXFY has the edge over PLTR on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $2M |
| Q4 2025 | $3M |
| Q3 2025 | $3M |
| Q4 2024 | — |
| Q3 2024 | $1.5M |
| Q4 2023 | — |
| Q3 2023 | — |
| Q2 2021 | — |
PLTR Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +0.2% | +5.2M shares |
| 1 year | +0.1% | +2.9M shares |
| 3 years | +11% | +248M shares |
| 5 years | +31% | +610M shares |
| Available history | +184% | +1.7B shares |
PLTR has 2.6B diluted shares, about the same as a year ago.
| Quarter | Spent |
|---|---|
| Q4 2025 | $19.2M |
| Q3 2025 | $19.2M |
| Q2 2025 | $18.6M |
| Q1 2025 | $18M |
| Q4 2024 | $18.6M |
| Q3 2024 | $18.9M |
| Q2 2024 | $17.7M |
| Q1 2024 | $9M |
EXFY Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q1 2025 | -8.7x | Net Cash |
| Q4 2024 | -8.1x | Net Cash |
| Q3 2021 | -0.8x | Net Cash |
| Q2 2021 | 0.2x | Very low |
| Q1 2021 | 0.6x | Very low |
| Q4 2020 | 2.1x | Moderate |
| Q1 2020 | -0.7x | Net Cash |
| Q4 2019 | 27.5x | High |
EXFY has more cash than debt.
PLTR Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -1.1x | Net Cash |
| Q2 2026 | -0.8x | Net Cash |
| Q1 2026 | -1.1x | Net Cash |
| Q4 2025 | -1.0x | Net Cash |
| Q3 2025 | -1.9x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -2.3x | Net Cash |
| Q4 2024 | -6.1x | Net Cash |
PLTR has more cash than debt.
EXFY Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 46.4 | Neutral |
| Stochastic | 32.6 | Neutral |
EXFY's weekly RSI is 46 (neutral) and its Stochastic is 33 (neutral).
PLTR Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 51.4 | Neutral |
| Stochastic | 47.4 | Neutral |
PLTR's weekly RSI is 51 (neutral) and its Stochastic is 47 (neutral).
EXFY PE vs Technology Sector
EXFY has no meaningful PE right now: it lost money over the past year.
PLTR PE vs Technology Sector
| Metric | PLTR | Sector median | Relative |
|---|---|---|---|
| PE | 120x | 28x | 331% above |
| PE % | 1 | 38 | 37 pts below |
PLTR is trading at 120x earnings, a 331% premium to the Technology sector's median of 28x.
EXFY Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $2.27 | 18% below |
| 20 week MA | $2.20 | 15% below |
| 50 week MA | $1.61 | 16% above |
| 100 week MA | $2.06 | 9.7% below |
| 200 week MA | $3.01 | 38% below |
EXFY's trend is mixed: it's above one of its five weekly moving averages, and 38% below its 200-week average.
PLTR Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $185.8 | 7.6% below |
| 20 week MA | $167.6 | 2.4% above |
| 50 week MA | $157.1 | 9.2% above |
| 100 week MA | $143.8 | 19% above |
| 200 week MA | $83.3 | 106% above |
PLTR has the edge over EXFY on trend strength, trading above more of its moving averages.
EXFY Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $47.6 | $36.9 | -22% |
| 2022 | $36.9 | $8.61 | -77% |
| 2023 | $8.61 | $2.47 | -71% |
| 2024 | $2.47 | $3.47 | +40% |
| 2025 | $3.47 | $1.55 | -55% |
| 2026 YTD | $1.55 | $1.86 | +20% |
EXFY has the edge over PLTR on returns for 2026, with the stronger performance.
PLTR Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $9.20 | $27.8 | +202% |
| 2021 | $27.8 | $18.9 | -32% |
| 2022 | $18.9 | $6.29 | -67% |
| 2023 | $6.29 | $17.2 | +173% |
| 2024 | $17.2 | $79.1 | +361% |
| 2025 | $79.1 | $188.7 | +139% |
| 2026 YTD | $188.7 | $171.6 | -9.1% |
PLTR's yearly returns have swung widely, from +361% in 2024 to −67% in 2022. It's down 9.1% so far in 2026.