EXFY

Expensify, Inc.

There isn't enough reported data to score EXFY yet.

INTC

Intel Corporation

65
Fundamentals73/ 100
Valuation50/ 100
Upside potential64/ 100
Risk potential42/ 100

INTC lost money over the past year, so it has no meaningful PE right now. Analysts expect earnings to recover and profitability to improve, though they disagree widely on how much.

EXFY Fundamentals

MetricStatus
Stable
Under pressure
Unavailable
Strong

EXFY's balance sheet is currently strong, and its revenue is stable, but its profitability is under pressure. There isn't enough data to rate its cash flow.

INTC Fundamentals

MetricStatus
Healthy
Under pressure
Healthy
Healthy

INTC's revenue, cash flow and balance sheet are currently healthy, but its profitability is under pressure.

EXFY PE Valuation

EXFY has no meaningful PE right now: it lost money over the past year.

INTC PE Valuation

INTC has no meaningful PE right now: it lost money over the past year.

EXFY Forward outlook

MetricOutlook
--
Decline
Stable
Weakening
Limited
Low

Analysts expect EXFY's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.

INTC Forward outlook

MetricOutlook
--
Strong growth
Growth
Strongly improving
Broad
Low

INTC has the edge over EXFY on the outlook, with more favorable earnings and revenue expectations.

EXFY Risk to reward

ScenarioChangePrice
UpsideUnknown—
DownsideUnknown—

Calculated from the latest close: $1.86 on Nov 12.

There is not enough scenario data to compare EXFY and INTC's risk to reward.

INTC Risk to reward

ScenarioChangePrice
Upside+76%$107.41
Downside-42%$35.74

Calculated from the latest close: $61.20 on Nov 12.

There is not enough scenario data to compare EXFY and INTC's risk to reward.

EXFY Earnings Per Share

Q4 2023: $-0.50Q1 2024: $-0.47Q2 2024: $-0.36Q3 2024: $-0.17Q4 2024: $-0.12Q1 2025: $-0.11Q2 2025: $-0.18Q3 2025: $-0.19Q4 2025: $-0.23Q1 2026: $-0.22Q2 2026: $-0.16Q3 2026: $-0.17Forward: $0.09
Q4 2023: $-0.50Q1 2024: $-0.47Q2 2024: $-0.36Q3 2024: $-0.17Q4 2024: $-0.12Q1 2025: $-0.11Q2 2025: $-0.18Q3 2025: $-0.19Q4 2025: $-0.23Q1 2026: $-0.22Q2 2026: $-0.16Q3 2026: $-0.17Forward: $0.09
QuarterTTM EPSYoY
Forward$0.09—
Q3 2026-$0.17+$0.02
Q2 2026-$0.16+$0.02
Q1 2026-$0.22-$0.11
Q4 2025-$0.23-$0.11
Q3 2025-$0.19-$0.02
Q2 2025-$0.18+$0.18
Q1 2025-$0.11+$0.36
Q4 2024-$0.12+$0.38

EXFY has the edge over INTC on earnings, with more consistent year-over-year improvement.

INTC Earnings Per Share

Q4 2023: $0.40Q1 2024: $0.97Q2 2024: $0.24Q3 2024: $-3.71Q4 2024: $-4.38Q1 2025: $-4.48Q2 2025: $-4.77Q3 2025: $0.01Q4 2025: $-0.06Q1 2026: $-0.60Q2 2026: $-2.09Q3 2026: $-2.39Forward: $1.41
Q4 2023: $0.40Q1 2024: $0.97Q2 2024: $0.24Q3 2024: $-3.71Q4 2024: $-4.38Q1 2025: $-4.48Q2 2025: $-4.77Q3 2025: $0.01Q4 2025: $-0.06Q1 2026: $-0.60Q2 2026: $-2.09Q3 2026: $-2.39Forward: $1.41
QuarterTTM EPSYoY
Forward$1.41—
Q3 2026-$2.39-24000%
Q2 2026-$2.09+$2.68
Q1 2026-$0.60+$3.88
Q4 2025-$0.06+$4.32
Q3 2025$0.01+$3.72
Q2 2025-$4.77-2088%
Q1 2025-$4.48-562%
Q4 2024-$4.38-1195%

INTC has swung to a loss: it lost $2.39 per share over the past year, after a profit the year before.

EXFY Quarterly Revenue

Q4 2023: $35MQ1 2024: $34MQ2 2024: $33MQ3 2024: $35MQ4 2024: $37MQ1 2025: $36MQ2 2025: $36MQ3 2025: $35MQ4 2025: $35MQ1 2026: $34MQ2 2026: $34MQ3 2026: $33M
Q4 2023: $35MQ1 2024: $34MQ2 2024: $33MQ3 2024: $35MQ4 2024: $37MQ1 2025: $36MQ2 2025: $36MQ3 2025: $35MQ4 2025: $35MQ1 2026: $34MQ2 2026: $34MQ3 2026: $33M
QuarterRevenueYoY
Q3 2026$33M-5.8%
Q2 2026$33.9M-5.3%
Q1 2026$34M-5.8%
Q4 2025$35.2M-4.9%
Q3 2025$35.1M-1%
Q2 2025$35.8M+7.4%
Q1 2025$36.1M+7.6%
Q4 2024$37M+5.1%

EXFY's revenue has slid since its 2022 peak: $33M last quarter, down 5.8% from the same quarter a year ago.

INTC Quarterly Revenue

Q4 2023: $15.4BQ1 2024: $12.7BQ2 2024: $12.8BQ3 2024: $13.3BQ4 2024: $14.3BQ1 2025: $12.7BQ2 2025: $12.9BQ3 2025: $13.7BQ4 2025: $13.7BQ1 2026: $13.6BQ2 2026: $16.1BQ3 2026: $16.5B
Q4 2023: $15.4BQ1 2024: $12.7BQ2 2024: $12.8BQ3 2024: $13.3BQ4 2024: $14.3BQ1 2025: $12.7BQ2 2025: $12.9BQ3 2025: $13.7BQ4 2025: $13.7BQ1 2026: $13.6BQ2 2026: $16.1BQ3 2026: $16.5B
QuarterRevenueYoY
Q3 2026$16.5B+21%
Q2 2026$16.1B+25%
Q1 2026$13.6B+7.2%
Q4 2025$13.7B-4.1%
Q3 2025$13.7B+2.8%
Q2 2025$12.9B+0.2%
Q1 2025$12.7B-0.4%
Q4 2024$14.3B-7.4%

INTC has the edge over EXFY on sales, with more consistent year-over-year improvement.

EXFY Free Cash Flow

Q4 2023: −$824,000Q1 2024: $3MQ2 2024: $9MQ3 2024: $4MQ4 2024: $7MQ1 2025: $5MQ2 2025: --Q3 2025: $4MQ4 2025: $2MQ1 2026: $118,000Q2 2026: --Q3 2026: $4M
Q4 2023: −$824,000Q1 2024: $3MQ2 2024: $9MQ3 2024: $4MQ4 2024: $7MQ1 2025: $5MQ2 2025: --Q3 2025: $4MQ4 2025: $2MQ1 2026: $118,000Q2 2026: --Q3 2026: $4M
QuarterFree cash flowYoY
Q3 2026$3.8M-9.1%
Q1 2026$118K-98%
Q4 2025$2.2M-70%
Q3 2025$4.2M+13%
Q1 2025$4.8M+38%
Q4 2024$7.4M+$8.2M
Q3 2024$3.7M+$9.4M
Q2 2024$9.3M+$10.2M

INTC has the stronger cash trend. Its trailing FCF is up 258% versus its history, compared with EXFY at down 24%.

INTC Free Cash Flow

Q4 2023: −$2.1BQ1 2024: −$7.2BQ2 2024: −$3.4BQ3 2024: −$2.4BQ4 2024: −$2.7BQ1 2025: −$4.4BQ2 2025: −$1.5BQ3 2025: $121MQ4 2025: $800MQ1 2026: −$2.5BQ2 2026: $4.5BQ3 2026: $1.1B
Q4 2023: −$2.1BQ1 2024: −$7.2BQ2 2024: −$3.4BQ3 2024: −$2.4BQ4 2024: −$2.7BQ1 2025: −$4.4BQ2 2025: −$1.5BQ3 2025: $121MQ4 2025: $800MQ1 2026: −$2.5BQ2 2026: $4.5BQ3 2026: $1.1B
QuarterFree cash flowYoY
Q3 2026$1.1B+774%
Q2 2026$4.5B+$6B
Q1 2026-$2.5B+$1.8B
Q4 2025$800M+$3.5B
Q3 2025$121M+$2.5B
Q2 2025-$1.5B+$1.9B
Q1 2025-$4.4B+$2.8B
Q4 2024-$2.7B-$597M

INTC's free cash flow has turned positive after four years mostly in the red: $3.8B over the past year.

EXFY Total Shares

Q4 2023: 82MQ1 2024: 85MQ2 2024: 87MQ3 2024: 88MQ4 2024: 87MQ1 2025: 92MQ2 2025: 92MQ3 2025: 93MQ4 2025: 92MQ1 2026: 94MQ2 2026: 95MQ3 2026: 92M
Q4 2023: 82MQ1 2024: 85MQ2 2024: 87MQ3 2024: 88MQ4 2024: 87MQ1 2025: 92MQ2 2025: 92MQ3 2025: 93MQ4 2025: 92MQ1 2026: 94MQ2 2026: 95MQ3 2026: 92M
PeriodChange %Net change
Quarterly-4.1%-3.9M shares
1 year-1.1%-1M shares
3 years+11%+9.1M shares
5 years+165%+57M shares
Available history+13%+10.5M shares

EXFY has the edge over INTC on shareholder dilution, with a more favorable share count trend.

INTC Total Shares

Q4 2023: 4.2BQ1 2024: 4.2BQ2 2024: 4.3BQ3 2024: 4.3BQ4 2024: 4.3BQ1 2025: 4.3BQ2 2025: 4.4BQ3 2025: 4.5BQ4 2025: 4.5BQ1 2026: 5.1BQ2 2026: 5.1BQ3 2026: 5.3B
Q4 2023: 4.2BQ1 2024: 4.2BQ2 2024: 4.3BQ3 2024: 4.3BQ4 2024: 4.3BQ1 2025: 4.3BQ2 2025: 4.4BQ3 2025: 4.5BQ4 2025: 4.5BQ1 2026: 5.1BQ2 2026: 5.1BQ3 2026: 5.3B
PeriodChange %Net change
Quarterly+4%+203M shares
1 year+17%+776M shares
3 years+25%+1.1B shares
5 years+30%+1.2B shares
Available history+19%+834M shares

INTC has 5.3B diluted shares, up 17% from a year ago.

EXFY Net Leverage

Q4 2024: -8.1xQ1 2025: -8.7x
Q4 2024: -8.1xQ1 2025: -8.7x
QuarterNet LeverageStatus
Q1 2025-8.7xNet Cash
Q4 2024-8.1xNet Cash
Q3 2021-0.8xNet Cash
Q2 20210.2xVery low
Q1 20210.6xVery low
Q4 20202.1xModerate
Q1 2020-0.7xNet Cash
Q4 201927.5xHigh

EXFY has more cash than debt.

INTC Net Leverage

Q4 2023: 4.4xQ1 2024: 4.4xQ2 2024: 4.3xQ3 2024: 23.8xQ1 2025: 69.6xQ3 2025: 4.0xQ4 2025: 3.4xQ1 2026: 3.9xQ2 2026: 3.1xQ3 2026: 2.0x
Q4 2023: 4.4xQ1 2024: 4.4xQ2 2024: 4.3xQ3 2024: 23.8xQ1 2025: 69.6xQ3 2025: 4.0xQ4 2025: 3.4xQ1 2026: 3.9xQ2 2026: 3.1xQ3 2026: 2.0x
QuarterNet LeverageStatus
Q3 20262.0xHealthy
Q2 20263.1xElevated
Q1 20263.9xElevated
Q4 20253.4xElevated
Q3 20254.0xElevated
Q1 202569.6xHigh
Q3 202423.8xHigh
Q2 20244.3xHigh

INTC's net debt is about 2.0 years of its operating earnings (EBITDA), down from 4.0 years a year ago.

EXFY Weekly Momentum

MetricValueStatus
RSI46.4Neutral
Stochastic32.6Neutral

EXFY's weekly RSI is 46 (neutral) and its Stochastic is 33 (neutral).

INTC Weekly Momentum

MetricValueStatus
RSI38.1Neutral
Stochastic7.7Oversold

INTC's weekly RSI is 38 (neutral) and its Stochastic is 8 (oversold).

EXFY PE vs Technology Sector

EXFY has no meaningful PE right now: it lost money over the past year.

INTC PE vs Technology Sector

MetricINTCSector medianRelative
PEN/A28x—

INTC has no meaningful PE right now: it lost money over the past year.

EXFY Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$2.2718% below
20 week MA$2.2015% below
50 week MA$1.6116% above
100 week MA$2.069.7% below
200 week MA$3.0138% below

EXFY's trend is mixed: it's above one of its five weekly moving averages, and 38% below its 200-week average.

INTC Weekly Moving Averages

Moving averageMA priceRelative
8 week MA$88.431% below
20 week MA$95.336% below
50 week MA$79.323% below
100 week MA$52.118% above
200 week MA$42.544% above

INTC has the edge over EXFY on trend strength, trading above more of its moving averages.

EXFY Yearly ROI

YearStart priceEnd priceROI
2021$47.6$36.9-22%
2022$36.9$8.61-77%
2023$8.61$2.47-71%
2024$2.47$3.47+40%
2025$3.47$1.55-55%
2026 YTD$1.55$1.86+20%

EXFY has finished lower in four of the last five years. It's up 20% so far in 2026.

INTC Yearly ROI

YearStart priceEnd priceROI
2020$60.1$47.1-22%
2021$47.1$51.3+9%
2022$51.3$26.1-49%
2023$26.1$50.3+93%
2024$50.3$20.3-60%
2025$20.3$36.2+78%
2026 YTD$36.2$61.2+69%

INTC has the edge over EXFY on returns for 2026, with the stronger performance.

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