COIN
Coinbase Global, Inc.
There isn't enough reported data to score COIN yet.
WU
The Western Union Company
WU's fundamentals are weak: its operating margin fell 4 points to 14% and earnings per share fell 54%. At 6.3x earnings, it's trading in line with its usual 6.8x. Analysts expect earnings to decline, though they disagree widely on how much.
COIN Fundamentals
| Metric | Status |
|---|---|
| Weak | |
| Under pressure | |
| N/A | |
| N/A |
COIN's revenue and profitability are currently under pressure. Free cash flow and net leverage aren't meaningful measures for financial services companies like COIN.
WU Fundamentals
| Metric | Status |
|---|---|
| Stable | |
| Stable | |
| N/A | |
| N/A |
WU's revenue and profitability are currently stable. Free cash flow and net leverage aren't meaningful measures for financial services companies like WU.
COIN PE Valuation
COIN has no meaningful PE right now: it lost money over the past year.
WU PE Valuation
| Level | PE | Price | Vs current |
|---|---|---|---|
| Forward | 4.6x | $6.65 | — |
| Cheap | 4.8x | $5.02 | -25% |
| Current | 6.3x | $6.65 | — |
| Fair | 6.8x | $7.12 | +7.1% |
| Expensive | 11x | $11.13 | +67% |
Historical ranges are pointers, not guarantees.
WU's PE is in its fair range at 6.3x. On analysts' estimates for next year's earnings, today's price would be 4.6x, in its cheap range.
COIN Forward outlook
| Metric | Outlook |
|---|---|
| -- | |
| Strong growth | |
| Stable | |
| Strongly improving | |
| Moderate | |
| Low |
COIN has the edge over WU on the outlook, with more favorable earnings and profitability expectations.
WU Forward outlook
| Metric | Outlook |
|---|---|
| Strongly improving | |
| Decline | |
| Stable | |
| Weakening | |
| Moderate | |
| Low |
Analysts expect WU's earnings and profitability to decline, with its revenue holding steady. However, they disagree widely on these estimates.
COIN Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.36 | — |
| Q3 2026 | -$2.77 | -124% |
| Q2 2026 | -$3.78 | -137% |
| Q1 2026 | $2.72 | -49% |
| Q4 2025 | $4.45 | -53% |
| Q3 2025 | $11.54 | +94% |
| Q2 2025 | $10.32 | +82% |
| Q1 2025 | $5.32 | +4.1% |
| Q4 2024 | $9.48 | +2462% |
COIN has swung to a loss: it lost $2.77 per share over the past year, after a profit the year before.
WU Earnings Per Share
| Quarter | TTM EPS | YoY |
|---|---|---|
| Forward | $1.44 | +37% |
| Q3 2026 | $1.05 | -54% |
| Q2 2026 | $1.23 | -54% |
| Q1 2026 | $1.36 | -49% |
| Q4 2025 | $1.52 | -45% |
| Q3 2025 | $2.30 | +18% |
| Q2 2025 | $2.65 | +63% |
| Q1 2025 | $2.69 | +59% |
| Q4 2024 | $2.74 | +63% |
WU has the edge over COIN on earnings quality, reporting a profit while its opponent remains loss making.
COIN Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1.2B | -35% |
| Q2 2026 | $1.2B | -19% |
| Q1 2026 | $1.4B | -31% |
| Q4 2025 | $1.8B | -22% |
| Q3 2025 | $1.9B | +55% |
| Q2 2025 | $1.5B | +3.3% |
| Q1 2025 | $2B | +24% |
| Q4 2024 | $2.3B | +138% |
COIN's revenue has slid since its 2021 peak: $1.2B last quarter, down 35% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 5.1% | -21 points |
| Q2 2026 | -9.3% | -7.7 points |
| Q1 2026 | -1.5% | -36 points |
| Q4 2025 | 15% | -30 points |
| Q3 2025 | 26% | +12 points |
| Q2 2025 | -1.6% | -25 points |
| Q1 2025 | 35% | -12 points |
| Q4 2024 | 46% | +33 points |
COIN's operating margin was 5.1% last quarter, down 21 points from the same quarter a year ago.
WU Quarterly Revenue
| Quarter | Revenue | YoY |
|---|---|---|
| Q3 2026 | $1B | -2.3% |
| Q2 2026 | $1B | -1.3% |
| Q1 2026 | $982.7M | -0.1% |
| Q4 2025 | $1B | -4.7% |
| Q3 2025 | $1B | -0.3% |
| Q2 2025 | $1B | -3.8% |
| Q1 2025 | $983.6M | -6.2% |
| Q4 2024 | $1.1B | +0.6% |
WU's revenue fell from its 2019 peak and has held roughly level since: $1B last quarter, down 2.3% from the same quarter a year ago.
| Quarter | Margin | YoY |
|---|---|---|
| Q3 2026 | 13% | -6.6 points |
| Q2 2026 | 13% | -5.7 points |
| Q1 2026 | 13% | -5.5 points |
| Q4 2025 | 18% | +1.6 points |
| Q3 2025 | 20% | +3.6 points |
| Q2 2025 | 19% | +0.9 points |
| Q1 2025 | 18% | -0.3 points |
| Q4 2024 | 17% | +1.7 points |
WU has the edge over COIN on profitability, with a higher operating margin.
COIN Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $405.5M | +$1.2B |
| Q2 2026 | $197.3M | -40% |
| Q1 2026 | $182.7M | +$365.5M |
| Q4 2025 | $3.1B | +218% |
| Q3 2025 | -$784.5M | -213% |
| Q2 2025 | $328.5M | -32% |
| Q1 2025 | -$182.7M | -144% |
| Q4 2024 | $964.6M | +$969.8M |
COIN's free cash flow was $3.9B over the past year, more than ten times what it generated the year before. Free cash flow isn't a meaningful measure for financial services companies like COIN.
WU Free Cash Flow
| Quarter | Free cash flow | YoY |
|---|---|---|
| Q3 2026 | $99.9M | -60% |
| Q2 2026 | $94.6M | +$102.4M |
| Q1 2026 | $102.6M | -29% |
| Q4 2025 | $115.5M | -3.5% |
| Q3 2025 | $252.7M | +23% |
| Q2 2025 | -$7.8M | +$31.1M |
| Q1 2025 | $144.8M | +74% |
| Q4 2024 | $119.7M | -54% |
WU's free cash flow was $413M over the past year, down 19% from the year before. Free cash flow isn't a meaningful measure for financial services companies like WU.
COIN Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | +9.3% | +24.6M shares |
| 1 year | -1.4% | -4M shares |
| 3 years | +21% | +50.7M shares |
| 5 years | +15% | +37.4M shares |
| Available history | +330% | +221M shares |
COIN has 288M diluted shares, down 1.4% from a year ago.
| Quarter | Spent |
|---|---|
| Q3 2026 | $5.3M |
| Q2 2026 | $181.3M |
| Q1 2026 | $1.1B |
| Q4 2020 | — |
| Q3 2020 | — |
| Q2 2020 | — |
| Q1 2020 | — |
| Q4 2019 | $10.5M |
WU Total Shares
| Period | Change % | Net change |
|---|---|---|
| Quarterly | 0% | -100K shares |
| 1 year | -2.9% | -9.3M shares |
| 3 years | -16% | -61.5M shares |
| 5 years | -23% | -94.5M shares |
| Available history | -26% | -111M shares |
WU has the edge over COIN on shareholder dilution, with a more favorable share count trend.
| Quarter | Spent |
|---|---|
| Q3 2026 | $1.7M |
| Q2 2026 | $11.1M |
| Q1 2026 | $52.9M |
| Q4 2025 | $26.1M |
| Q3 2025 | $52.3M |
| Q2 2025 | $79.5M |
| Q1 2025 | $76.7M |
| Q4 2024 | $3.7M |
WU spent $92M buying back its own shares over the past year, down 57% from the year before.
COIN Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | -4.4x | Net Cash |
| Q2 2026 | -2.5x | Net Cash |
| Q1 2026 | -2.8x | Net Cash |
| Q4 2025 | -2.3x | Net Cash |
| Q3 2025 | -0.6x | Net Cash |
| Q2 2025 | -1.6x | Net Cash |
| Q1 2025 | -1.6x | Net Cash |
| Q4 2024 | -1.8x | Net Cash |
COIN has the edge over WU on leverage, with a lower net debt burden relative to earnings.
WU Net Leverage
| Quarter | Net Leverage | Status |
|---|---|---|
| Q3 2026 | 1.9x | Healthy |
| Q2 2026 | 1.9x | Healthy |
| Q1 2026 | 1.6x | Healthy |
| Q4 2025 | 1.8x | Healthy |
| Q3 2025 | 1.7x | Healthy |
| Q2 2025 | 1.7x | Healthy |
| Q1 2025 | 1.3x | Healthy |
| Q4 2024 | 1.6x | Healthy |
WU's net debt is about 1.9 years of its operating earnings (EBITDA), up from 1.7 years a year ago. Net leverage isn't a meaningful measure for financial services companies like WU.
COIN Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 35.3 | Neutral |
| Stochastic | 5.0 | Oversold |
COIN's weekly RSI is 35 (neutral) and its Stochastic is 5 (oversold).
WU Weekly Momentum
| Metric | Value | Status |
|---|---|---|
| RSI | 44.4 | Neutral |
| Stochastic | 38.7 | Neutral |
WU's weekly RSI is 44 (neutral) and its Stochastic is 39 (neutral).
COIN PE vs Financial Services Sector
| Metric | COIN | Sector median | Relative |
|---|---|---|---|
| PE | N/A | 13x | — |
COIN has no meaningful PE right now: it lost money over the past year.
WU PE vs Financial Services Sector
| Metric | WU | Sector median | Relative |
|---|---|---|---|
| PE | 6.3x | 13x | 51% below |
| PE % | 42 | 63 | 21 pts below |
WU is trading at 6.3x earnings, a 51% discount to the Financial Services sector's median of 13x.
COIN Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $163.0 | 20% below |
| 20 week MA | $165.6 | 21% below |
| 50 week MA | $184.4 | 29% below |
| 100 week MA | $232.8 | 44% below |
| 200 week MA | $190.3 | 31% below |
COIN is in a downtrend: it's below all five of its weekly moving averages, and 31% below its 200-week average.
WU Weekly Moving Averages
| Moving average | MA price | Relative |
|---|---|---|
| 8 week MA | $6.31 | 5.4% above |
| 20 week MA | $6.96 | 4.5% below |
| 50 week MA | $8.17 | 19% below |
| 100 week MA | $8.77 | 24% below |
| 200 week MA | $10.5 | 37% below |
WU has the edge over COIN on trend strength, trading above more of its moving averages.
COIN Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2021 | $342.0 | $268.2 | -22% |
| 2022 | $268.2 | $35.5 | -87% |
| 2023 | $35.5 | $173.9 | +390% |
| 2024 | $173.9 | $265.7 | +53% |
| 2025 | $265.7 | $236.9 | -11% |
| 2026 YTD | $236.9 | $130.7 | -45% |
COIN's yearly returns have swung widely, from +390% in 2023 to −87% in 2022. It's down 45% so far in 2026.
WU Yearly ROI
| Year | Start price | End price | ROI |
|---|---|---|---|
| 2020 | $27.4 | $21.9 | -20% |
| 2021 | $21.9 | $17.8 | -19% |
| 2022 | $17.8 | $13.8 | -22% |
| 2023 | $13.8 | $11.9 | -14% |
| 2024 | $11.9 | $10.7 | -10% |
| 2025 | $10.7 | $9.40 | -12% |
| 2026 YTD | $9.40 | $6.65 | -29% |
WU has the edge over COIN on returns for 2026, with the stronger performance.